Mississippi vs Tennessee Paycheck Comparison 2026
Annual salary
Annual salary
Additional options (filing status, deductions)
You take home $3,000/yr more in Tennessee
$250/mo · $115/paycheck more
$58,593/yr in Mississippi vs $61,593/yr in Tennessee.
Mississippi
Take-home per paycheck
$2,253.56
$58,593/yr · 26x/yr
Tax rates
Tennessee
Take-home per paycheck
$2,368.94
$61,593/yr · 26x/yr
Tax rates
Cost of living comparison
Cost of living in Mississippi is 5% lower than in Tennessee.
At a $75,000 salary, take-home pay of $58,593 in Mississippi has the purchasing power of $55,926 in Tennessee terms.
After adjusting for cost of living, Tennessee comes out ahead by $5,667/yr.
Estimate based on 2026 tax rates and standard deductions. Does not include local taxes, itemized deductions, tax credits, or other individual circumstances.
Tax system comparison
Mississippi: Mississippi has a flat state income tax of 4.00%. All taxable income is taxed at the same rate.
Tennessee: Tennessee has no state income tax. Residents pay only federal income tax, Social Security, and Medicare.
Take-home pay at different salaries (single filer, 2026)
| Salary | Mississippi take-home | Tennessee take-home | Difference |
|---|---|---|---|
| $50,000 | $40,355 | $42,355 | -$2,000 |
| $75,000 | $58,593 | $61,593 | -$3,000 |
| $100,000 | $75,180 | $79,180 | -$4,000 |
| $150,000 | $107,791 | $113,791 | -$6,000 |
| $200,000 | $140,927 | $148,927 | -$8,000 |
| $300,000 | $203,177 | $215,177 | -$12,000 |
Positive values mean higher take-home in Mississippi. Assumes single filer, no deductions.
FAQ
Which state has lower taxes, Mississippi or Tennessee?
At a $100,000 salary, Tennessee results in $4,000 more annual take-home pay. Mississippi has a flat state income tax of 4.00%. All taxable income is taxed at the same rate. Tennessee has no state income tax. Residents pay only federal income tax, Social Security, and Medicare.
How much more do you take home in Tennessee vs the other state?
The difference depends on salary. At $50,000, the gap is $2,000/yr. At $150,000, it grows to $6,000/yr. At $300,000, the difference is $12,000/yr.
Do Mississippi and Tennessee have the same federal taxes?
Yes. Federal income tax, Social Security, and Medicare are the same in every state. Only state income tax differs. This calculator shows the combined effect of federal and state taxes on your take-home pay.
Is it cheaper to live in Mississippi or Tennessee?
Mississippi is cheaper to live in. Cost of living in Mississippi is 5% lower than in Tennessee. Mississippi's Regional Price Parity is 86.1 and Tennessee's is 90.7 (US average = 100).
Is Mississippi cheaper than Tennessee?
Yes. Mississippi has a lower cost of living than Tennessee (index 86.1 vs 90.7). Housing is typically the biggest difference between the two states.
Is Tennessee more expensive than Mississippi?
Yes. Tennessee has a higher cost of living (index 90.7) compared to Mississippi (index 86.1). The national average is 100. Housing costs are typically the largest driver of the difference.
After cost of living, which state is actually cheaper?
At a $100,000 salary, take-home pay of $75,180 in Mississippi has the purchasing power of $71,367 in Tennessee terms. Conversely, $79,180 in Tennessee equals $83,410 in Mississippi terms. After adjusting for both taxes and cost of living, Tennessee comes out ahead.
Mississippi vs Tennessee cost of living — what's the difference?
The overall cost of living is 5% different between Mississippi and Tennessee. Living costs are 14% below the national average, the lowest in the US Living costs are 9% below the national average After taxes and cost of living, Tennessee gives you more purchasing power on a $100,000 salary.
Related tools
- Mississippi vs Tennessee Cost of Living — Compare housing, groceries, utilities, and overall expenses
- How much house can you afford in Mississippi?
- How much house can you afford in Tennessee?
Mississippi Paycheck Estimator · Tennessee Paycheck Estimator · All states