Mississippi Paycheck Calculator 2026
Enter your salary to see your Mississippi take-home pay after federal and state taxes, FICA, and deductions. Instant results.
Federal tax brackets
Taxable income: $58,900
Where your paycheck goes
Average costs in this state vs your $4,883/mo take-home
Based on avg local costs (BLS Consumer Expenditure Survey + MERIC 2025).
Estimate based on 2026 tax rates and standard deductions. Does not include local taxes, itemized deductions, tax credits, or other individual circumstances. For official Mississippi tax information, visit the Mississippi Department of Revenue.
Mississippi income tax: 4.00% flat rate
Mississippi uses a flat income tax rate of 4.00%. All taxable income is taxed at the same rate regardless of how much you earn. This simplifies tax calculations — your state tax is simply your taxable income multiplied by 4.00%.
Pre-tax deductions like 401(k) contributions and Section 125 health insurance premiums reduce your taxable income before the flat rate is applied.
On a $100,000 salary in Mississippi, you'd take home $75,180 after federal taxes, Social Security, and Medicare — an effective total tax rate of 24.8%, including the 4.00% flat state rate.
Mississippi has a flat income tax rate of 4.00% for 2026, reduced from 4.40% in 2025.
Mississippi take-home pay by salary
| Gross salary | Take-home | Total tax | Effective rate |
|---|---|---|---|
| $50,000 | $40,355 | $9,645 | 19.3% |
| $75,000 | $58,593 | $16,408 | 21.9% |
| $100,000 | $75,180 | $24,820 | 24.8% |
| $150,000 | $107,791 | $42,209 | 28.1% |
| $200,000 | $140,927 | $59,073 | 29.5% |
| $300,000 | $203,177 | $96,823 | 32.3% |
Single filer, biweekly pay. Includes federal tax, Mississippi state tax, Social Security, and Medicare. No deductions.
Resources
- Mississippi Department of Revenue — official Mississippi tax information
- IRS Tax Withholding Estimator — check your federal withholding
- SSA Retirement Estimator — estimate your Social Security benefits
Cost of living in Mississippi
Cost of living in Mississippi is 14% below the national average.
$175,000
$1,002/mo
$3.05/gal
$97/mo
$6,868/yr
Sources: MERIC/C2ER Cost of Living Index (2025), AAA Fuel Gauge Report (2025), EIA State Electricity Profiles (2024)
FAQ
What is the income tax rate in Mississippi?
Mississippi has a flat income tax rate of 4.00%.
How accurate is this Mississippi paycheck estimate?
This provides a reasonable estimate using 2026 federal and Mississippi state tax rates. It does not include local/city taxes, state-specific deductions or credits, or other individual factors. Visit the Mississippi Department of Revenue for official guidance.
What is the cost of living in Mississippi?
Living costs are 14% below the national average, the lowest in the US. Mississippi's Regional Price Parity index is 86.1 (US average = 100). The median household income in Mississippi is $52,985 as of 2023.
Compare
- Mississippi Raise Calculator — see how a raise affects your take-home pay
- Compare with Alabama
- Compare with Tennessee
- Compare with Louisiana
- Compare with Arkansas
- Mississippi Cost of Living Calculator — compare expenses with any other state
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