Alabama vs Mississippi Paycheck Comparison 2026

Annual salary

$

Annual salary

$
Additional options (filing status, deductions)
Filing status
$
$

You take home $710/yr more in Mississippi

$59/mo · $27/paycheck more

Alabama
Mississippi

$57,883/yr in Alabama vs $58,593/yr in Mississippi.

Alabama

Take-home per paycheck

$2,226.25

$57,883/yr · 26x/yr

Federal tax$7,67010%
State tax$3,7105%
Social Security$4,6506%
Medicare$1,0881%
Take-home$57,88377%
Tax rates
Effective: 22.8%Marginal fed: 22.0%Marginal state: 5.0%

Mississippi

Take-home per paycheck

$2,253.56

$58,593/yr · 26x/yr

Federal tax$7,67010%
State tax$3,0004%
Social Security$4,6506%
Medicare$1,0881%
Take-home$58,59378%
Tax rates
Effective: 21.9%Marginal fed: 22.0%Marginal state: 4.0%

Cost of living comparison

Cost of living in Alabama is 2% higher than in Mississippi.

At a $75,000 salary, take-home pay of $57,883 in Alabama has the purchasing power of $59,296 in Mississippi terms.

After adjusting for cost of living, Alabama comes out ahead by $704/yr.

Housing
Median home$220,000vs$175,000
Alabama
26% more
Mississippi
Avg 2BR rent$997/movs$1,002/mo
Alabama
Mississippi
1% more
Groceries
Index
Alabama
2% more
Mississippi
Transportation
Regular gas$3.13/galvs$3.05/gal
Alabama
3% more
Mississippi
Utilities
Electric bill$105/movs$97/mo
Alabama
9% more
Mississippi
Healthcare
Index
Alabama
Mississippi
3% more
Childcare & Misc
Infant childcare$7,871/yrvs$6,868/yr
Alabama
15% more
Mississippi

Estimate based on 2026 tax rates and standard deductions. Does not include local taxes, itemized deductions, tax credits, or other individual circumstances.

Tax system comparison

Alabama: Alabama uses a progressive income tax with 3 brackets ranging from 2.00% to 5.00%.

Mississippi: Mississippi has a flat state income tax of 4.00%. All taxable income is taxed at the same rate.

Take-home pay at different salaries (single filer, 2026)

Salary Alabama take-home Mississippi take-home Difference
$50,000 $39,895 $40,355 -$460
$75,000 $57,883 $58,593 -$710
$100,000 $74,220 $75,180 -$960
$150,000 $106,331 $107,791 -$1,460
$200,000 $138,967 $140,927 -$1,960
$300,000 $200,217 $203,177 -$2,960

Positive values mean higher take-home in Alabama. Assumes single filer, no deductions.

FAQ

Which state has lower taxes, Alabama or Mississippi?

At a $100,000 salary, Mississippi results in $960 more annual take-home pay. Alabama uses a progressive income tax with 3 brackets ranging from 2.00% to 5.00%. Mississippi has a flat state income tax of 4.00%. All taxable income is taxed at the same rate.

How much more do you take home in Mississippi vs the other state?

The difference depends on salary. At $50,000, the gap is $460/yr. At $150,000, it grows to $1,460/yr. At $300,000, the difference is $2,960/yr.

Do Alabama and Mississippi have the same federal taxes?

Yes. Federal income tax, Social Security, and Medicare are the same in every state. Only state income tax differs. This calculator shows the combined effect of federal and state taxes on your take-home pay.

Is it cheaper to live in Alabama or Mississippi?

Mississippi is cheaper to live in. Cost of living in Alabama is 2% higher than in Mississippi. Alabama's Regional Price Parity is 87.9 and Mississippi's is 86.1 (US average = 100).

Is Mississippi cheaper than Alabama?

Yes. Mississippi has a lower cost of living than Alabama (index 86.1 vs 87.9). Housing is typically the biggest difference between the two states.

Is Alabama more expensive than Mississippi?

Yes. Alabama has a higher cost of living (index 87.9) compared to Mississippi (index 86.1). The national average is 100. Housing costs are typically the largest driver of the difference.

After cost of living, which state is actually cheaper?

At a $100,000 salary, take-home pay of $74,220 in Alabama has the purchasing power of $75,772 in Mississippi terms. Conversely, $75,180 in Mississippi equals $73,640 in Alabama terms. After adjusting for both taxes and cost of living, Alabama comes out ahead.

Alabama vs Mississippi cost of living — what's the difference?

The overall cost of living is 2% different between Alabama and Mississippi. Living costs are 12% below the national average Living costs are 14% below the national average, the lowest in the US After taxes and cost of living, Alabama gives you more purchasing power on a $100,000 salary.

Related tools

Alabama Paycheck Estimator · Mississippi Paycheck Estimator · All states