Tennessee Paycheck Calculator 2026
Enter your salary to see your Tennessee take-home pay after federal and state taxes, FICA, and deductions. Instant results.
Federal tax brackets
Taxable income: $58,900
Where your paycheck goes
Average costs in this state vs your $5,133/mo take-home
Based on avg local costs (BLS Consumer Expenditure Survey + MERIC 2025).
Estimate based on 2026 tax rates and standard deductions. Does not include local taxes, itemized deductions, tax credits, or other individual circumstances. For official Tennessee tax information, visit the Tennessee Department of Revenue.
Tennessee has no state income tax
Tennessee is one of nine US states that does not levy a state income tax on wages. Residents pay only federal income tax, Social Security (6.2% up to $184,500), and Medicare (1.45% on all wages, plus 0.9% above $200,000 for single filers).
While there is no income tax, Tennessee may fund its government through other means such as sales tax, property tax, or severance taxes on natural resources. The absence of income tax can result in significantly higher take-home pay compared to high-tax states.
On a $100,000 salary in Tennessee, you'd take home $79,180 after federal taxes, Social Security, and Medicare — an effective total tax rate of 20.8%. With no state income tax, more of your paycheck stays with you compared to most states.
Tennessee has no state income tax on wages. It fully repealed its tax on investment income in 2021.
Tennessee take-home pay by salary
| Gross salary | Take-home | Total tax | Effective rate |
|---|---|---|---|
| $50,000 | $42,355 | $7,645 | 15.3% |
| $75,000 | $61,593 | $13,408 | 17.9% |
| $100,000 | $79,180 | $20,820 | 20.8% |
| $150,000 | $113,791 | $36,209 | 24.1% |
| $200,000 | $148,927 | $51,073 | 25.5% |
| $300,000 | $215,177 | $84,823 | 28.3% |
Single filer, biweekly pay. Includes federal tax, Social Security, and Medicare. No deductions.
Resources
- Tennessee Department of Revenue — official Tennessee tax information
- IRS Tax Withholding Estimator — check your federal withholding
- SSA Retirement Estimator — estimate your Social Security benefits
Cost of living in Tennessee
Cost of living in Tennessee is 10% below the national average.
$310,000
$1,154/mo
$3.14/gal
$97/mo
$12,249/yr
Major metros: Nashville (COL 102)
Sources: MERIC/C2ER Cost of Living Index (2025), AAA Fuel Gauge Report (2025), EIA State Electricity Profiles (2024)
FAQ
What is the income tax rate in Tennessee?
Tennessee has no state income tax on wages.
How accurate is this Tennessee paycheck estimate?
This provides a reasonable estimate using 2026 federal and Tennessee state tax rates. It does not include local/city taxes, state-specific deductions or credits, or other individual factors. Visit the Tennessee Department of Revenue for official guidance.
What is the cost of living in Tennessee?
Living costs are 9% below the national average. Tennessee's Regional Price Parity index is 90.7 (US average = 100). The median household income in Tennessee is $63,426 as of 2023.
Compare
- Tennessee Raise Calculator — see how a raise affects your take-home pay
- Compare with California
- Compare with Texas
- Compare with New York
- Tennessee Cost of Living Calculator — compare expenses with any other state
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