Maryland vs Mississippi Paycheck Comparison 2026

Annual salary

$

Annual salary

$
Additional options (filing status, deductions)
Filing status
$
$

You take home $510/yr more in Mississippi

$43/mo · $20/paycheck more

Maryland
Mississippi

$58,083/yr in Maryland vs $58,593/yr in Mississippi.

Maryland

Take-home per paycheck

$2,233.94

$58,083/yr · 26x/yr

Federal tax$7,67010%
State tax$3,5105%
Social Security$4,6506%
Medicare$1,0881%
Take-home$58,08377%
Tax rates
Effective: 22.6%Marginal fed: 22.0%Marginal state: 4.8%

Mississippi

Take-home per paycheck

$2,253.56

$58,593/yr · 26x/yr

Federal tax$7,67010%
State tax$3,0004%
Social Security$4,6506%
Medicare$1,0881%
Take-home$58,59378%
Tax rates
Effective: 21.9%Marginal fed: 22.0%Marginal state: 4.0%

Cost of living comparison

Cost of living in Maryland is 37% higher than in Mississippi.

At a $75,000 salary, take-home pay of $58,083 in Maryland has the purchasing power of $79,289 in Mississippi terms.

After adjusting for cost of living, Maryland comes out ahead by $20,697/yr.

Housing
Median home$420,000vs$175,000
Maryland
140% more
Mississippi
Avg 2BR rent$1,978/movs$1,002/mo
Maryland
97% more
Mississippi
Groceries
Index
Maryland
10% more
Mississippi
Transportation
Regular gas$3.50/galvs$3.05/gal
Maryland
15% more
Mississippi
Utilities
Electric bill$133/movs$97/mo
Maryland
38% more
Mississippi
Healthcare
Index
Maryland
13% more
Mississippi
Childcare & Misc
Infant childcare$18,946/yrvs$6,868/yr
Maryland
176% more
Mississippi

Estimate based on 2026 tax rates and standard deductions. Does not include local taxes, itemized deductions, tax credits, or other individual circumstances.

Tax system comparison

Maryland: Maryland uses a progressive income tax with 8 brackets ranging from 2.00% to 5.75%.

Mississippi: Mississippi has a flat state income tax of 4.00%. All taxable income is taxed at the same rate.

Take-home pay at different salaries (single filer, 2026)

Salary Maryland take-home Mississippi take-home Difference
$50,000 $40,033 $40,355 -$322
$75,000 $58,083 $58,593 -$510
$100,000 $74,483 $75,180 -$697
$150,000 $106,531 $107,791 -$1,260
$200,000 $138,917 $140,927 -$2,010
$300,000 $199,542 $203,177 -$3,635

Positive values mean higher take-home in Maryland. Assumes single filer, no deductions.

FAQ

Which state has lower taxes, Maryland or Mississippi?

At a $100,000 salary, Mississippi results in $698 more annual take-home pay. Maryland uses a progressive income tax with 8 brackets ranging from 2.00% to 5.75%. Mississippi has a flat state income tax of 4.00%. All taxable income is taxed at the same rate.

How much more do you take home in Mississippi vs the other state?

The difference depends on salary. At $50,000, the gap is $323/yr. At $150,000, it grows to $1,260/yr. At $300,000, the difference is $3,635/yr.

Do Maryland and Mississippi have the same federal taxes?

Yes. Federal income tax, Social Security, and Medicare are the same in every state. Only state income tax differs. This calculator shows the combined effect of federal and state taxes on your take-home pay.

Is it cheaper to live in Maryland or Mississippi?

Mississippi is cheaper to live in. Cost of living in Maryland is 30% higher than in Mississippi. Maryland's Regional Price Parity is 111.5 and Mississippi's is 86.1 (US average = 100).

Is Mississippi cheaper than Maryland?

Yes. Mississippi has a lower cost of living than Maryland (index 86.1 vs 111.5). Housing is typically the biggest difference between the two states.

Is Maryland more expensive than Mississippi?

Yes. Maryland has a higher cost of living (index 111.5) compared to Mississippi (index 86.1). The national average is 100. Housing costs are typically the largest driver of the difference.

After cost of living, which state is actually cheaper?

At a $100,000 salary, take-home pay of $74,483 in Maryland has the purchasing power of $96,455 in Mississippi terms. Conversely, $75,180 in Mississippi equals $58,054 in Maryland terms. After adjusting for both taxes and cost of living, Maryland comes out ahead.

Maryland vs Mississippi cost of living — what's the difference?

The overall cost of living is 25% different between Maryland and Mississippi. Living costs are 12% above the national average Living costs are 14% below the national average, the lowest in the US After taxes and cost of living, Maryland gives you more purchasing power on a $100,000 salary.

Do I need to file state tax returns in both Maryland and Mississippi?

Maryland requires residents to file a state income tax return annually, typically due April 15. Mississippi requires residents to file a state income tax return annually, typically due April 15. If you move between states mid-year, you typically file a part-year resident return in each state for the income earned while living there. Each state has its own tax return form — check your state's department of revenue website for the correct form and e-filing options.

Related tools

Maryland Paycheck Estimator · Mississippi Paycheck Estimator · All states