Maryland Paycheck Calculator 2026
Enter your salary to see your Maryland take-home pay after federal and state taxes, FICA, and deductions. Instant results.
Federal tax brackets
Taxable income: $58,900
Where your paycheck goes
Average costs in this state vs your $4,840/mo take-home
Based on avg local costs (BLS Consumer Expenditure Survey + MERIC 2025).
Estimate based on 2026 tax rates and standard deductions. Does not include local taxes, itemized deductions, tax credits, or other individual circumstances. For official Maryland tax information, visit the Comptroller of Maryland.
Maryland income tax brackets (2026)
Maryland uses a progressive income tax system. Income is taxed at increasingly higher rates as it moves through each bracket. Your marginal rate (the rate on your last dollar) is higher than your effective rate (total tax ÷ total income).
| Rate | Single filer income range |
|---|---|
| 2.00% | $0 –$1,000 |
| 3.00% | $1,000 –$2,000 |
| 4.00% | $2,000 –$3,000 |
| 4.75% | $3,000 –$100,000 |
| 5.00% | $100,000 –$125,000 |
| 5.25% | $125,000 –$150,000 |
| 5.50% | $150,000 –$250,000 |
| 5.75% | $250,000 + |
For married filing jointly, bracket thresholds are approximately doubled.
On a $100,000 salary in Maryland, you'd take home $74,483 after federal taxes, Social Security, and Medicare — an effective total tax rate of 25.5%, with a marginal state rate of 4.75%.
Maryland has a progressive state income tax plus local county income taxes that add 2.25% to 3.20%.
Maryland take-home pay by salary
| Gross salary | Take-home | Total tax | Effective rate |
|---|---|---|---|
| $50,000 | $40,033 | $9,968 | 19.9% |
| $75,000 | $58,083 | $16,918 | 22.6% |
| $100,000 | $74,483 | $25,518 | 25.5% |
| $150,000 | $106,531 | $43,469 | 29.0% |
| $200,000 | $138,917 | $61,083 | 30.5% |
| $300,000 | $199,542 | $100,458 | 33.5% |
Single filer, biweekly pay. Includes federal tax, Maryland state tax, Social Security, and Medicare. No deductions.
Resources
- Comptroller of Maryland — official Maryland tax information
- IRS Tax Withholding Estimator — check your federal withholding
- SSA Retirement Estimator — estimate your Social Security benefits
Cost of living in Maryland
Cost of living in Maryland is 17% above the national average.
$420,000
$1,978/mo
$3.50/gal
$133/mo
$18,946/yr
Sources: MERIC/C2ER Cost of Living Index (2025), AAA Fuel Gauge Report (2025), EIA State Electricity Profiles (2024)
FAQ
What is the income tax rate in Maryland?
Maryland uses progressive brackets from 2.00% to 5.75%.
How accurate is this Maryland paycheck estimate?
This provides a reasonable estimate using 2026 federal and Maryland state tax rates. It does not include local/city taxes, state-specific deductions or credits, or other individual factors. Visit the Comptroller of Maryland for official guidance.
What is the cost of living in Maryland?
Living costs are 12% above the national average. Maryland's Regional Price Parity index is 111.5 (US average = 100). The median household income in Maryland is $98,461 as of 2023.
Compare
- Maryland Raise Calculator — see how a raise affects your take-home pay
- Compare with California
- Compare with Texas
- Compare with New York
- Maryland Cost of Living Calculator — compare expenses with any other state
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