Iowa vs West Virginia Paycheck Comparison 2026

Annual salary

$

Annual salary

$
Additional options (filing status, deductions)
Filing status
$
$

You take home $102/yr more in Iowa

$8/mo · $4/paycheck more

Iowa
West Virginia

$58,743/yr in Iowa vs $58,641/yr in West Virginia.

Iowa

Take-home per paycheck

$2,259.33

$58,743/yr · 26x/yr

Federal tax$7,67010%
State tax$2,8504%
Social Security$4,6506%
Medicare$1,0881%
Take-home$58,74378%
Tax rates
Effective: 21.7%Marginal fed: 22.0%Marginal state: 3.8%

West Virginia

Take-home per paycheck

$2,255.42

$58,641/yr · 26x/yr

Federal tax$7,67010%
State tax$2,9524%
Social Security$4,6506%
Medicare$1,0881%
Take-home$58,64178%
Tax rates
Effective: 21.8%Marginal fed: 22.0%Marginal state: 5.1%

Cost of living comparison

Cost of living in Iowa is 2% higher than in West Virginia.

At a $75,000 salary, take-home pay of $58,743 in Iowa has the purchasing power of $59,944 in West Virginia terms.

After adjusting for cost of living, Iowa comes out ahead by $1,303/yr.

Housing
Median home$210,000vs$170,000
Iowa
24% more
West Virginia
Avg 2BR rent$1,088/movs$997/mo
Iowa
9% more
West Virginia
Groceries
Index
Iowa
West Virginia
Transportation
Regular gas$3.19/galvs$3.41/gal
Iowa
West Virginia
7% more
Utilities
Electric bill$83/movs$98/mo
Iowa
West Virginia
18% more
Healthcare
Index
Iowa
1% more
West Virginia
Childcare & Misc
Infant childcare$9,605/yrvs$9,692/yr
Iowa
West Virginia
1% more

Estimate based on 2026 tax rates and standard deductions. Does not include local taxes, itemized deductions, tax credits, or other individual circumstances.

Tax system comparison

Iowa: Iowa has a flat state income tax of 3.80%. All taxable income is taxed at the same rate.

West Virginia: West Virginia uses a progressive income tax with 5 brackets ranging from 2.36% to 5.12%.

Take-home pay at different salaries (single filer, 2026)

Salary Iowa take-home West Virginia take-home Difference
$50,000 $40,455 $40,644 -$188
$75,000 $58,743 $58,641 + $102
$100,000 $75,380 $74,949 + $432
$150,000 $108,091 $107,000 + $1,092
$200,000 $141,327 $139,576 + $1,752
$300,000 $203,777 $200,705 + $3,072

Positive values mean higher take-home in Iowa. Assumes single filer, no deductions.

FAQ

Which state has lower taxes, Iowa or West Virginia?

At a $100,000 salary, Iowa results in $432 more annual take-home pay. Iowa has a flat state income tax of 3.80%. All taxable income is taxed at the same rate. West Virginia uses a progressive income tax with 5 brackets ranging from 2.36% to 5.12%.

How much more do you take home in Iowa vs the other state?

The difference depends on salary. At $50,000, the gap is $189/yr. At $150,000, it grows to $1,092/yr. At $300,000, the difference is $3,072/yr.

Do Iowa and West Virginia have the same federal taxes?

Yes. Federal income tax, Social Security, and Medicare are the same in every state. Only state income tax differs. This calculator shows the combined effect of federal and state taxes on your take-home pay.

Is it cheaper to live in Iowa or West Virginia?

West Virginia is cheaper to live in. Cost of living in Iowa is 4% higher than in West Virginia. Iowa's Regional Price Parity is 90.2 and West Virginia's is 86.7 (US average = 100).

Is West Virginia cheaper than Iowa?

Yes. West Virginia has a lower cost of living than Iowa (index 86.7 vs 90.2). Housing is typically the biggest difference between the two states.

Is Iowa more expensive than West Virginia?

Yes. Iowa has a higher cost of living (index 90.2) compared to West Virginia (index 86.7). The national average is 100. Housing costs are typically the largest driver of the difference.

After cost of living, which state is actually cheaper?

At a $100,000 salary, take-home pay of $75,380 in Iowa has the purchasing power of $78,423 in West Virginia terms. Conversely, $74,949 in West Virginia equals $72,040 in Iowa terms. After adjusting for both taxes and cost of living, Iowa comes out ahead.

Iowa vs West Virginia cost of living — what's the difference?

The overall cost of living is 4% different between Iowa and West Virginia. Living costs are 10% below the national average Living costs are 13% below the national average — one of the lowest in the US After taxes and cost of living, Iowa gives you more purchasing power on a $100,000 salary.

Do I need to file state tax returns in both Iowa and West Virginia?

Iowa requires residents to file a state income tax return annually, typically due April 15. West Virginia requires residents to file a state income tax return annually, typically due April 15. If you move between states mid-year, you typically file a part-year resident return in each state for the income earned while living there. Each state has its own tax return form — check your state's department of revenue website for the correct form and e-filing options.

Related tools

Iowa Paycheck Estimator · West Virginia Paycheck Estimator · All states