Iowa Paycheck Calculator 2026
Enter your salary to see your Iowa take-home pay after federal and state taxes, FICA, and deductions. Instant results.
Federal tax brackets
Taxable income: $58,900
Where your paycheck goes
Average costs in this state vs your $4,895/mo take-home
Based on avg local costs (BLS Consumer Expenditure Survey + MERIC 2025).
Estimate based on 2026 tax rates and standard deductions. Does not include local taxes, itemized deductions, tax credits, or other individual circumstances. For official Iowa tax information, visit the Iowa Department of Revenue.
Iowa income tax: 3.80% flat rate
Iowa uses a flat income tax rate of 3.80%. All taxable income is taxed at the same rate regardless of how much you earn. This simplifies tax calculations — your state tax is simply your taxable income multiplied by 3.80%.
Pre-tax deductions like 401(k) contributions and Section 125 health insurance premiums reduce your taxable income before the flat rate is applied.
On a $100,000 salary in Iowa, you'd take home $75,380 after federal taxes, Social Security, and Medicare — an effective total tax rate of 24.6%, including the 3.80% flat state rate.
Iowa moved to a flat income tax rate of 3.80% in 2025, down from a multi-bracket system.
Iowa take-home pay by salary
| Gross salary | Take-home | Total tax | Effective rate |
|---|---|---|---|
| $50,000 | $40,455 | $9,545 | 19.1% |
| $75,000 | $58,743 | $16,258 | 21.7% |
| $100,000 | $75,380 | $24,620 | 24.6% |
| $150,000 | $108,091 | $41,909 | 27.9% |
| $200,000 | $141,327 | $58,673 | 29.3% |
| $300,000 | $203,777 | $96,223 | 32.1% |
Single filer, biweekly pay. Includes federal tax, Iowa state tax, Social Security, and Medicare. No deductions.
Resources
- Iowa Department of Revenue — official Iowa tax information
- IRS Tax Withholding Estimator — check your federal withholding
- SSA Retirement Estimator — estimate your Social Security benefits
Cost of living in Iowa
Cost of living in Iowa is 10% below the national average.
$210,000
$1,088/mo
$3.19/gal
$83/mo
$9,605/yr
Sources: MERIC/C2ER Cost of Living Index (2025), AAA Fuel Gauge Report (2025), EIA State Electricity Profiles (2024)
FAQ
What is the income tax rate in Iowa?
Iowa has a flat income tax rate of 3.80%.
How accurate is this Iowa paycheck estimate?
This provides a reasonable estimate using 2026 federal and Iowa state tax rates. It does not include local/city taxes, state-specific deductions or credits, or other individual factors. Visit the Iowa Department of Revenue for official guidance.
What is the cost of living in Iowa?
Living costs are 10% below the national average. Iowa's Regional Price Parity index is 90.2 (US average = 100). The median household income in Iowa is $72,429 as of 2023.
Compare
- Iowa Raise Calculator — see how a raise affects your take-home pay
- Compare with California
- Compare with Texas
- Compare with New York
- Iowa Cost of Living Calculator — compare expenses with any other state
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