Delaware vs Minnesota Paycheck Comparison 2026

Annual salary

$

Annual salary

$
Additional options (filing status, deductions)
Filing status
$
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You take home $707/yr more in Delaware

$59/mo · $27/paycheck more

Delaware
Minnesota

$57,659/yr in Delaware vs $56,952/yr in Minnesota.

Delaware

Take-home per paycheck

$2,217.65

$57,659/yr · 26x/yr

Federal tax$7,67010%
State tax$3,9345%
Social Security$4,6506%
Medicare$1,0881%
Take-home$57,65977%
Tax rates
Effective: 23.1%Marginal fed: 22.0%Marginal state: 6.6%

Minnesota

Take-home per paycheck

$2,190.46

$56,952/yr · 26x/yr

Federal tax$7,67010%
State tax$4,6406%
Social Security$4,6506%
Medicare$1,0881%
Take-home$56,95276%
Tax rates
Effective: 24.1%Marginal fed: 22.0%Marginal state: 6.8%

Cost of living comparison

Cost of living in Delaware is 10% higher than in Minnesota.

At a $75,000 salary, take-home pay of $57,659 in Delaware has the purchasing power of $63,511 in Minnesota terms.

After adjusting for cost of living, Delaware comes out ahead by $6,559/yr.

Housing
Median home$340,000vs$330,000
Delaware
3% more
Minnesota
Avg 2BR rent$1,432/movs$1,128/mo
Delaware
27% more
Minnesota
Groceries
Index
Delaware
1% more
Minnesota
Transportation
Regular gas$3.38/galvs$3.26/gal
Delaware
4% more
Minnesota
Utilities
Electric bill$120/movs$109/mo
Delaware
10% more
Minnesota
Healthcare
Index
Delaware
1% more
Minnesota
Childcare & Misc
Infant childcare$16,220/yrvs$22,569/yr
Delaware
Minnesota
39% more

Estimate based on 2026 tax rates and standard deductions. Does not include local taxes, itemized deductions, tax credits, or other individual circumstances.

Tax system comparison

Delaware: Delaware uses a progressive income tax with 7 brackets ranging from 0.00% to 6.60%.

Minnesota: Minnesota uses a progressive income tax with 4 brackets ranging from 5.35% to 9.85%.

Take-home pay at different salaries (single filer, 2026)

Salary Delaware take-home Minnesota take-home Difference
$50,000 $39,967 $39,415 + $552
$75,000 $57,659 $56,952 + $707
$100,000 $73,597 $72,840 + $757
$150,000 $104,908 $103,568 + $1,339
$200,000 $136,744 $134,446 + $2,297
$300,000 $196,393 $190,846 + $5,547

Positive values mean higher take-home in Delaware. Assumes single filer, no deductions.

FAQ

Which state has lower taxes, Delaware or Minnesota?

At a $100,000 salary, Delaware results in $757 more annual take-home pay. Delaware uses a progressive income tax with 7 brackets ranging from 0.00% to 6.60%. Minnesota uses a progressive income tax with 4 brackets ranging from 5.35% to 9.85%.

How much more do you take home in Delaware vs the other state?

The difference depends on salary. At $50,000, the gap is $552/yr. At $150,000, it grows to $1,339/yr. At $300,000, the difference is $5,547/yr.

Do Delaware and Minnesota have the same federal taxes?

Yes. Federal income tax, Social Security, and Medicare are the same in every state. Only state income tax differs. This calculator shows the combined effect of federal and state taxes on your take-home pay.

Is it cheaper to live in Delaware or Minnesota?

Minnesota is cheaper to live in. Cost of living in Delaware is 3% higher than in Minnesota. Delaware's Regional Price Parity is 101.5 and Minnesota's is 98.2 (US average = 100).

Is Minnesota cheaper than Delaware?

Yes. Minnesota has a lower cost of living than Delaware (index 98.2 vs 101.5). Housing is typically the biggest difference between the two states.

Is Delaware more expensive than Minnesota?

Yes. Delaware has a higher cost of living (index 101.5) compared to Minnesota (index 98.2). The national average is 100. Housing costs are typically the largest driver of the difference.

After cost of living, which state is actually cheaper?

At a $100,000 salary, take-home pay of $73,597 in Delaware has the purchasing power of $76,070 in Minnesota terms. Conversely, $72,840 in Minnesota equals $70,471 in Delaware terms. After adjusting for both taxes and cost of living, Delaware comes out ahead.

Delaware vs Minnesota cost of living — what's the difference?

The overall cost of living is 3% different between Delaware and Minnesota. Living costs are about 2% above the national average Living costs are about 2% below the national average After taxes and cost of living, Delaware gives you more purchasing power on a $100,000 salary.

Do I need to file state tax returns in both Delaware and Minnesota?

Delaware requires residents to file a state income tax return annually, typically due April 15. Minnesota requires residents to file a state income tax return annually, typically due April 15. If you move between states mid-year, you typically file a part-year resident return in each state for the income earned while living there. Each state has its own tax return form — check your state's department of revenue website for the correct form and e-filing options.

Related tools

Delaware Paycheck Estimator · Minnesota Paycheck Estimator · All states