Minnesota Paycheck Calculator 2026
Enter your salary to see your Minnesota take-home pay after federal and state taxes, FICA, and deductions. Instant results.
Federal tax brackets
Taxable income: $58,900
Where your paycheck goes
Average costs in this state vs your $4,746/mo take-home
Based on avg local costs (BLS Consumer Expenditure Survey + MERIC 2025).
Estimate based on 2026 tax rates and standard deductions. Does not include local taxes, itemized deductions, tax credits, or other individual circumstances. For official Minnesota tax information, visit the Minnesota Department of Revenue.
Minnesota income tax brackets (2026)
Minnesota uses a progressive income tax system. Income is taxed at increasingly higher rates as it moves through each bracket. Your marginal rate (the rate on your last dollar) is higher than your effective rate (total tax ÷ total income).
| Rate | Single filer income range |
|---|---|
| 5.35% | $0 –$31,690 |
| 6.80% | $31,690 –$104,090 |
| 7.85% | $104,090 –$183,340 |
| 9.85% | $183,340 + |
For married filing jointly, bracket thresholds are approximately doubled.
On a $100,000 salary in Minnesota, you'd take home $72,840 after federal taxes, Social Security, and Medicare — an effective total tax rate of 27.2%, with a marginal state rate of 6.80%.
Minnesota has a progressive income tax with 4 brackets, topping out at 9.85% on income over $193,240.
Minnesota take-home pay by salary
| Gross salary | Take-home | Total tax | Effective rate |
|---|---|---|---|
| $50,000 | $39,415 | $10,585 | 21.2% |
| $75,000 | $56,952 | $18,048 | 24.1% |
| $100,000 | $72,840 | $27,160 | 27.2% |
| $150,000 | $103,568 | $46,432 | 31.0% |
| $200,000 | $134,446 | $65,554 | 32.8% |
| $300,000 | $190,846 | $109,154 | 36.4% |
Single filer, biweekly pay. Includes federal tax, Minnesota state tax, Social Security, and Medicare. No deductions.
Resources
- Minnesota Department of Revenue — official Minnesota tax information
- IRS Tax Withholding Estimator — check your federal withholding
- SSA Retirement Estimator — estimate your Social Security benefits
Cost of living in Minnesota
Cost of living in Minnesota is 6% below the national average.
$330,000
$1,128/mo
$3.26/gal
$109/mo
$22,569/yr
Major metros: Minneapolis (COL 105)
Sources: MERIC/C2ER Cost of Living Index (2025), AAA Fuel Gauge Report (2025), EIA State Electricity Profiles (2024)
FAQ
What is the income tax rate in Minnesota?
Minnesota uses progressive brackets from 5.35% to 9.85%.
How accurate is this Minnesota paycheck estimate?
This provides a reasonable estimate using 2026 federal and Minnesota state tax rates. It does not include local/city taxes, state-specific deductions or credits, or other individual factors. Visit the Minnesota Department of Revenue for official guidance.
What is the cost of living in Minnesota?
Living costs are about 2% below the national average. Minnesota's Regional Price Parity index is 98.2 (US average = 100). The median household income in Minnesota is $84,313 as of 2023.
Compare
- Minnesota Raise Calculator — see how a raise affects your take-home pay
- Compare with California
- Compare with Texas
- Compare with New York
- Minnesota Cost of Living Calculator — compare expenses with any other state
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