Texas vs Vermont Paycheck Comparison 2026

Annual salary

$

Annual salary

$
Additional options (filing status, deductions)
Filing status
$
$

You take home $3,475/yr more in Texas

$290/mo · $134/paycheck more

Texas
Vermont

$61,593/yr in Texas vs $58,118/yr in Vermont.

Texas

Take-home per paycheck

$2,368.94

$61,593/yr · 26x/yr

Federal tax$7,67010%
Social Security$4,6506%
Medicare$1,0881%
Take-home$61,59382%
Tax rates
Effective: 17.9%Marginal fed: 22.0%

Vermont

Take-home per paycheck

$2,235.31

$58,118/yr · 26x/yr

Federal tax$7,67010%
State tax$3,4755%
Social Security$4,6506%
Medicare$1,0881%
Take-home$58,11877%
Tax rates
Effective: 22.5%Marginal fed: 22.0%Marginal state: 6.6%

Cost of living comparison

Cost of living in Texas is 20% lower than in Vermont.

At a $75,000 salary, take-home pay of $61,593 in Texas has the purchasing power of $49,437 in Vermont terms.

After adjusting for cost of living, Vermont comes out ahead by $8,681/yr.

Housing
Median home$295,000vs$370,000
Texas
Vermont
25% more
Avg 2BR rent$1,112/movs$1,806/mo
Texas
Vermont
62% more
Groceries
Index
Texas
Vermont
11% more
Transportation
Regular gas$3.21/galvs$3.44/gal
Texas
Vermont
7% more
Utilities
Electric bill$87/movs$163/mo
Texas
Vermont
88% more
Healthcare
Index
Texas
Vermont
15% more
Childcare & Misc
Infant childcare$10,706/yrvs$18,836/yr
Texas
Vermont
76% more

Estimate based on 2026 tax rates and standard deductions. Does not include local taxes, itemized deductions, tax credits, or other individual circumstances.

Tax system comparison

Texas: Texas has no state income tax. Residents pay only federal income tax, Social Security, and Medicare.

Vermont: Vermont uses a progressive income tax with 4 brackets ranging from 3.35% to 8.75%.

Take-home pay at different salaries (single filer, 2026)

Salary Texas take-home Vermont take-home Difference
$50,000 $42,355 $40,531 + $1,825
$75,000 $61,593 $58,118 + $3,475
$100,000 $79,180 $74,056 + $5,125
$150,000 $113,791 $104,967 + $8,824
$200,000 $148,927 $136,303 + $12,624
$300,000 $215,177 $194,143 + $21,034

Positive values mean higher take-home in Texas. Assumes single filer, no deductions.

FAQ

Which state has lower taxes, Texas or Vermont?

At a $100,000 salary, Texas results in $5,125 more annual take-home pay. Texas has no state income tax. Residents pay only federal income tax, Social Security, and Medicare. Vermont uses a progressive income tax with 4 brackets ranging from 3.35% to 8.75%.

How much more do you take home in Texas vs the other state?

The difference depends on salary. At $50,000, the gap is $1,825/yr. At $150,000, it grows to $8,824/yr. At $300,000, the difference is $21,034/yr.

Do Texas and Vermont have the same federal taxes?

Yes. Federal income tax, Social Security, and Medicare are the same in every state. Only state income tax differs. This calculator shows the combined effect of federal and state taxes on your take-home pay.

Is it cheaper to live in Texas or Vermont?

Texas is cheaper to live in. Cost of living in Texas is 6% lower than in Vermont. Texas's Regional Price Parity is 97.5 and Vermont's is 103.2 (US average = 100).

Is Texas cheaper than Vermont?

Yes. Texas has a lower cost of living than Vermont (index 97.5 vs 103.2). Housing is typically the biggest difference between the two states.

Is Vermont more expensive than Texas?

Yes. Vermont has a higher cost of living (index 103.2) compared to Texas (index 97.5). The national average is 100. Housing costs are typically the largest driver of the difference.

After cost of living, which state is actually cheaper?

At a $100,000 salary, take-home pay of $79,180 in Texas has the purchasing power of $74,807 in Vermont terms. Conversely, $74,056 in Vermont equals $78,385 in Texas terms. After adjusting for both taxes and cost of living, Vermont comes out ahead.

Texas vs Vermont cost of living — what's the difference?

The overall cost of living is 6% different between Texas and Vermont. Living costs are about 3% below the national average Living costs are about 3% above the national average After taxes and cost of living, Vermont gives you more purchasing power on a $100,000 salary.

Related tools

Texas Paycheck Estimator · Vermont Paycheck Estimator · All states