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Texas vs Vermont Cost of Living

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vs

Purchasing power

Your $75,000 is worth different amounts in each state

$82,327

in Texas

$66,079

in Vermont

Texas
Vermont

Each cell = 1% of purchasing power. Green = value, red = gap.

Spending breakdown

Estimated annual spending on a $75,000 salary

Housing: $19,652 (26.2%)Groceries: $9,292 (12.4%)Utilities: $5,402 (7.2%)Transportation: $11,148 (14.9%)Healthcare: $5,808 (7.7%)Dining & Misc: $7,140 (9.5%)Savings: $9,750 (13.0%)Discretionary: $6,808 (9.1%)Texas$82,327Texas
Housing: $31,928 (42.6%)Groceries: $10,286 (13.7%)Utilities: $5,959 (7.9%)Transportation: $12,396 (16.5%)Healthcare: $6,708 (8.9%)Dining & Misc: $7,973 (10.6%)Savings: $9,750 (13.0%)Vermont$66,079Vermont
Housing
Groceries
Utilities
Transportation
Healthcare
Dining & Misc
Savings
Discretionary

What things actually cost

Real dollar costs side by side

Housing
Median home$295,000vs$370,000
Texas
Vermont
25% more
Avg 2BR rent$1,112/movs$1,806/mo
Texas
Vermont
62% more
Groceries
Index
Texas
Vermont
11% more
Transportation
Regular gas$3.21/galvs$3.44/gal
Texas
Vermont
7% more
Utilities
Electric bill$87/movs$163/mo
Texas
Vermont
88% more
Healthcare
Index
Texas
Vermont
15% more
Childcare
Infant childcare$10,706/yrvs$18,836/yr
Texas
Vermont
76% more

Category breakdown

Category Texas Vermont Difference
Housing 79.4 129.0 -38%
Groceries 95.3 105.5 -10%
Utilities 102.9 113.5 -9%
Transportation 92.9 103.3 -10%
Healthcare 96.8 111.8 -13%
Dining & Misc 95.2 106.3 -10%
Overall 91.1 113.5 -20%

Index values relative to national average (100). Positive difference = more expensive in Texas.

What things actually cost

Item Texas Vermont Difference
Median home price $295,000 $370,000 $75,000
Average 2BR rent $1,112/mo $1,806/mo $694
Gas price $3.21/gal $3.44/gal $0.23
Electric bill $87/mo $163/mo $76
Infant childcare $10,706/yr $18,836/yr $8,130

Salary equivalent: Texas → Vermont

What a Texas salary buys you in Vermont, adjusted for cost of living.

Salary in Texas Equivalent in Vermont Difference
$50,000 $62,294 $-12,294
$75,000 $93,441 $-18,441
$100,000 $124,588 $-24,588
$150,000 $186,883 $-36,883
$200,000 $249,177 $-49,177

Positive = your money goes further in Vermont. Based on overall COL index ratio.

Based on MERIC/C2ER 2025 composite indices. Dollar amounts from AAA, EIA, Zillow, and Child Care Aware.

Overview

Vermont is 20% more expensive than Texas overall. Vermont has an index of 113.5 vs 91.1 for Texas (national average = 100).

FAQ

Is it cheaper to live in Texas or Vermont?

Texas is cheaper to live in. Vermont is 20% more expensive overall. The biggest driver is housing — median home prices are $295,000 in Texas vs $370,000 in Vermont.

Is Texas cheaper than Vermont?

Yes, Texas is 20% cheaper than Vermont overall based on the MERIC/C2ER cost-of-living index. Housing, groceries, and utilities all factor into the difference.

Is Vermont more expensive than Texas?

Yes, Vermont is 20% more expensive than Texas based on the MERIC/C2ER composite index. Housing is typically the largest factor in the difference.

What salary in Vermont equals $100,000 in Texas?

To maintain the same purchasing power as a $100,000 salary in Texas, you would need approximately $124,588 in Vermont. This is based on the overall cost-of-living index (91.1 vs 113.5).

How do housing costs compare between Texas and Vermont?

Housing is significantly cheaper in Texas. Median home prices are $295,000 in Texas vs $370,000 in Vermont — a $75,000 difference. Average 2-bedroom rent is $1,112/mo vs $1,806/mo.

What costs more in Texas vs Vermont?

Housing is 38% lower in Texas (index 79.4 vs 129). Healthcare is 13% lower in Texas (index 96.8 vs 111.8). Dining & Misc is 10% lower in Texas (index 95.2 vs 106.3).

Is gas cheaper in Texas or Vermont?

Gas averages $3.21/gallon in Texas and $3.44/gallon in Vermont — a $0.23 difference per gallon.

Texas vs Vermont cost of living — how do they compare?

Texas has an overall cost-of-living index of 91.1 and Vermont has 113.5 (national average = 100). Vermont is 20% more expensive overall. Use the calculator above to see how this affects your specific salary.

How do taxes compare between Texas and Vermont?

Cost of living is only part of the picture — state income taxes also affect your take-home pay. Use the Texas vs Vermont paycheck comparison to see how a specific salary compares after federal and state taxes, FICA, and deductions.

Where does this cost of living data come from?

Cost-of-living indices are from the MERIC/C2ER 2025 Annual Average. Dollar amounts use AAA gas prices (March 2025), EIA electricity rates (2024), Child Care Aware childcare costs (2024), Zillow home values (2024-2025), and BEA Regional Price Parities.

Related tools

Based on MERIC/C2ER 2025 composite indices and publicly available price data. Cost of living varies significantly by metro area within a state. These are statewide averages.