Tennessee vs Wisconsin Paycheck Comparison 2026

Annual salary

$

Annual salary

$
Additional options (filing status, deductions)
Filing status
$
$

You take home $3,588/yr more in Tennessee

$299/mo · $138/paycheck more

Tennessee
Wisconsin

$61,593/yr in Tennessee vs $58,004/yr in Wisconsin.

Tennessee

Take-home per paycheck

$2,368.94

$61,593/yr · 26x/yr

Federal tax$7,67010%
Social Security$4,6506%
Medicare$1,0881%
Take-home$61,59382%
Tax rates
Effective: 17.9%Marginal fed: 22.0%

Wisconsin

Take-home per paycheck

$2,230.93

$58,004/yr · 26x/yr

Federal tax$7,67010%
State tax$3,5885%
Social Security$4,6506%
Medicare$1,0881%
Take-home$58,00477%
Tax rates
Effective: 22.7%Marginal fed: 22.0%Marginal state: 5.3%

Cost of living comparison

Cost of living in Tennessee is 9% lower than in Wisconsin.

At a $75,000 salary, take-home pay of $61,593 in Tennessee has the purchasing power of $56,340 in Wisconsin terms.

After adjusting for cost of living, Wisconsin comes out ahead by $1,664/yr.

Housing
Median home$310,000vs$280,000
Tennessee
11% more
Wisconsin
Avg 2BR rent$1,154/movs$1,386/mo
Tennessee
Wisconsin
20% more
Groceries
Index
Tennessee
Wisconsin
3% more
Transportation
Regular gas$3.14/galvs$3.18/gal
Tennessee
Wisconsin
1% more
Utilities
Electric bill$97/movs$113/mo
Tennessee
Wisconsin
17% more
Healthcare
Index
Tennessee
Wisconsin
16% more
Childcare & Misc
Infant childcare$12,249/yrvs$16,956/yr
Tennessee
Wisconsin
38% more

Estimate based on 2026 tax rates and standard deductions. Does not include local taxes, itemized deductions, tax credits, or other individual circumstances.

Tax system comparison

Tennessee: Tennessee has no state income tax. Residents pay only federal income tax, Social Security, and Medicare.

Wisconsin: Wisconsin uses a progressive income tax with 4 brackets ranging from 3.50% to 7.65%.

Take-home pay at different salaries (single filer, 2026)

Salary Tennessee take-home Wisconsin take-home Difference
$50,000 $42,355 $40,092 + $2,263
$75,000 $61,593 $58,004 + $3,588
$100,000 $79,180 $74,267 + $4,913
$150,000 $113,791 $106,228 + $7,563
$200,000 $148,927 $138,714 + $10,213
$300,000 $215,177 $199,663 + $15,513

Positive values mean higher take-home in Tennessee. Assumes single filer, no deductions.

FAQ

Which state has lower taxes, Tennessee or Wisconsin?

At a $100,000 salary, Tennessee results in $4,913 more annual take-home pay. Tennessee has no state income tax. Residents pay only federal income tax, Social Security, and Medicare. Wisconsin uses a progressive income tax with 4 brackets ranging from 3.50% to 7.65%.

How much more do you take home in Tennessee vs the other state?

The difference depends on salary. At $50,000, the gap is $2,263/yr. At $150,000, it grows to $7,563/yr. At $300,000, the difference is $15,513/yr.

Do Tennessee and Wisconsin have the same federal taxes?

Yes. Federal income tax, Social Security, and Medicare are the same in every state. Only state income tax differs. This calculator shows the combined effect of federal and state taxes on your take-home pay.

Is it cheaper to live in Tennessee or Wisconsin?

Tennessee is cheaper to live in. Cost of living in Tennessee is 4% lower than in Wisconsin. Tennessee's Regional Price Parity is 90.7 and Wisconsin's is 94.9 (US average = 100).

Is Tennessee cheaper than Wisconsin?

Yes. Tennessee has a lower cost of living than Wisconsin (index 90.7 vs 94.9). Housing is typically the biggest difference between the two states.

Is Wisconsin more expensive than Tennessee?

Yes. Wisconsin has a higher cost of living (index 94.9) compared to Tennessee (index 90.7). The national average is 100. Housing costs are typically the largest driver of the difference.

After cost of living, which state is actually cheaper?

At a $100,000 salary, take-home pay of $79,180 in Tennessee has the purchasing power of $75,676 in Wisconsin terms. Conversely, $74,267 in Wisconsin equals $77,706 in Tennessee terms. After adjusting for both taxes and cost of living, Wisconsin comes out ahead.

Tennessee vs Wisconsin cost of living — what's the difference?

The overall cost of living is 4% different between Tennessee and Wisconsin. Living costs are 9% below the national average Living costs are 5% below the national average After taxes and cost of living, Wisconsin gives you more purchasing power on a $100,000 salary.

Do I need to file state tax returns in both Tennessee and Wisconsin?

Tennessee has no state income tax, so residents do not file a state tax return. Wisconsin requires residents to file a state income tax return annually, typically due April 15. If you move between states mid-year, you typically file a part-year resident return in each state for the income earned while living there. Each state has its own tax return form — check your state's department of revenue website for the correct form and e-filing options.

Related tools

Tennessee Paycheck Estimator · Wisconsin Paycheck Estimator · All states