Tennessee vs Utah Paycheck Comparison 2026
Annual salary
Annual salary
Additional options (filing status, deductions)
You take home $3,413/yr more in Tennessee
$284/mo · $131/paycheck more
$61,593/yr in Tennessee vs $58,180/yr in Utah.
Tennessee
Take-home per paycheck
$2,368.94
$61,593/yr · 26x/yr
Tax rates
Utah
Take-home per paycheck
$2,237.69
$58,180/yr · 26x/yr
Tax rates
Cost of living comparison
Cost of living in Tennessee is 9% lower than in Utah.
At a $75,000 salary, take-home pay of $61,593 in Tennessee has the purchasing power of $55,774 in Utah terms.
After adjusting for cost of living, Utah comes out ahead by $2,406/yr.
Estimate based on 2026 tax rates and standard deductions. Does not include local taxes, itemized deductions, tax credits, or other individual circumstances.
Tax system comparison
Tennessee: Tennessee has no state income tax. Residents pay only federal income tax, Social Security, and Medicare.
Utah: Utah has a flat state income tax of 4.55%. All taxable income is taxed at the same rate.
Take-home pay at different salaries (single filer, 2026)
| Salary | Tennessee take-home | Utah take-home | Difference |
|---|---|---|---|
| $50,000 | $42,355 | $40,080 | + $2,275 |
| $75,000 | $61,593 | $58,180 | + $3,413 |
| $100,000 | $79,180 | $74,630 | + $4,550 |
| $150,000 | $113,791 | $106,966 | + $6,825 |
| $200,000 | $148,927 | $139,827 | + $9,100 |
| $300,000 | $215,177 | $201,527 | + $13,650 |
Positive values mean higher take-home in Tennessee. Assumes single filer, no deductions.
FAQ
Which state has lower taxes, Tennessee or Utah?
At a $100,000 salary, Tennessee results in $4,550 more annual take-home pay. Tennessee has no state income tax. Residents pay only federal income tax, Social Security, and Medicare. Utah has a flat state income tax of 4.55%. All taxable income is taxed at the same rate.
How much more do you take home in Tennessee vs the other state?
The difference depends on salary. At $50,000, the gap is $2,275/yr. At $150,000, it grows to $6,825/yr. At $300,000, the difference is $13,650/yr.
Do Tennessee and Utah have the same federal taxes?
Yes. Federal income tax, Social Security, and Medicare are the same in every state. Only state income tax differs. This calculator shows the combined effect of federal and state taxes on your take-home pay.
Is it cheaper to live in Tennessee or Utah?
Tennessee is cheaper to live in. Cost of living in Tennessee is 9% lower than in Utah. Tennessee's Regional Price Parity is 90.7 and Utah's is 99.3 (US average = 100).
Is Tennessee cheaper than Utah?
Yes. Tennessee has a lower cost of living than Utah (index 90.7 vs 99.3). Housing is typically the biggest difference between the two states.
Is Utah more expensive than Tennessee?
Yes. Utah has a higher cost of living (index 99.3) compared to Tennessee (index 90.7). The national average is 100. Housing costs are typically the largest driver of the difference.
After cost of living, which state is actually cheaper?
At a $100,000 salary, take-home pay of $79,180 in Tennessee has the purchasing power of $72,323 in Utah terms. Conversely, $74,630 in Utah equals $81,706 in Tennessee terms. After adjusting for both taxes and cost of living, Utah comes out ahead.
Tennessee vs Utah cost of living — what's the difference?
The overall cost of living is 9% different between Tennessee and Utah. Living costs are 9% below the national average Living costs are about at the national average After taxes and cost of living, Utah gives you more purchasing power on a $100,000 salary.
Do I need to file state tax returns in both Tennessee and Utah?
Tennessee has no state income tax, so residents do not file a state tax return. Utah requires residents to file a state income tax return annually, typically due April 15. If you move between states mid-year, you typically file a part-year resident return in each state for the income earned while living there. Each state has its own tax return form — check your state's department of revenue website for the correct form and e-filing options.
Related tools
- Tennessee vs Utah Cost of Living — Compare housing, groceries, utilities, and overall expenses
- How much house can you afford in Tennessee?
- How much house can you afford in Utah?
- Tennessee Tax Brackets — See 2026 marginal rates and effective tax rate
- Utah Tax Brackets — See 2026 marginal rates and effective tax rate
- Tennessee Bonus Tax Calculator — See how bonuses are taxed differently
- Utah Bonus Tax Calculator — See how bonuses are taxed differently
- Pay Raise Calculator — See how a raise changes your take-home pay
- Gross-Up Calculator — Find the salary you need to hit a target take-home
- Salary to Hourly Converter — Convert annual salary to hourly rate
Tennessee Paycheck Estimator · Utah Paycheck Estimator · All states