South Carolina vs Texas Paycheck Comparison 2026
Annual salary
Annual salary
Additional options (filing status, deductions)
You take home $4,107/yr more in Texas
$342/mo · $158/paycheck more
$57,486/yr in South Carolina vs $61,593/yr in Texas.
South Carolina
Take-home per paycheck
$2,210.98
$57,486/yr · 26x/yr
Tax rates
Texas
Take-home per paycheck
$2,368.94
$61,593/yr · 26x/yr
Tax rates
Cost of living comparison
Cost of living in South Carolina is 2% higher than in Texas.
At a $75,000 salary, take-home pay of $57,486 in South Carolina has the purchasing power of $58,495 in Texas terms.
After adjusting for cost of living, Texas comes out ahead by $3,098/yr.
Estimate based on 2026 tax rates and standard deductions. Does not include local taxes, itemized deductions, tax credits, or other individual circumstances.
Tax system comparison
South Carolina: South Carolina uses a progressive income tax with 3 brackets ranging from 0.00% to 6.40%.
Texas: Texas has no state income tax. Residents pay only federal income tax, Social Security, and Medicare.
Take-home pay at different salaries (single filer, 2026)
| Salary | South Carolina take-home | Texas take-home | Difference |
|---|---|---|---|
| $50,000 | $39,848 | $42,355 | -$2,507 |
| $75,000 | $57,486 | $61,593 | -$4,107 |
| $100,000 | $73,473 | $79,180 | -$5,707 |
| $150,000 | $104,884 | $113,791 | -$8,907 |
| $200,000 | $136,820 | $148,927 | -$12,107 |
| $300,000 | $196,670 | $215,177 | -$18,507 |
Positive values mean higher take-home in South Carolina. Assumes single filer, no deductions.
FAQ
Which state has lower taxes, South Carolina or Texas?
At a $100,000 salary, Texas results in $5,707 more annual take-home pay. South Carolina uses a progressive income tax with 3 brackets ranging from 0.00% to 6.40%. Texas has no state income tax. Residents pay only federal income tax, Social Security, and Medicare.
How much more do you take home in Texas vs the other state?
The difference depends on salary. At $50,000, the gap is $2,507/yr. At $150,000, it grows to $8,907/yr. At $300,000, the difference is $18,507/yr.
Do South Carolina and Texas have the same federal taxes?
Yes. Federal income tax, Social Security, and Medicare are the same in every state. Only state income tax differs. This calculator shows the combined effect of federal and state taxes on your take-home pay.
Is it cheaper to live in South Carolina or Texas?
South Carolina is cheaper to live in. Cost of living in South Carolina is 6% lower than in Texas. South Carolina's Regional Price Parity is 91.3 and Texas's is 97.5 (US average = 100).
Is South Carolina cheaper than Texas?
Yes. South Carolina has a lower cost of living than Texas (index 91.3 vs 97.5). Housing is typically the biggest difference between the two states.
Is Texas more expensive than South Carolina?
Yes. Texas has a higher cost of living (index 97.5) compared to South Carolina (index 91.3). The national average is 100. Housing costs are typically the largest driver of the difference.
After cost of living, which state is actually cheaper?
At a $100,000 salary, take-home pay of $73,473 in South Carolina has the purchasing power of $68,801 in Texas terms. Conversely, $79,180 in Texas equals $84,557 in South Carolina terms. After adjusting for both taxes and cost of living, Texas comes out ahead.
South Carolina vs Texas cost of living — what's the difference?
The overall cost of living is 6% different between South Carolina and Texas. Living costs are 9% below the national average Living costs are about 3% below the national average After taxes and cost of living, Texas gives you more purchasing power on a $100,000 salary.
Related tools
- South Carolina vs Texas Cost of Living — Compare housing, groceries, utilities, and overall expenses
- How much house can you afford in South Carolina?
- How much house can you afford in Texas?
South Carolina Paycheck Estimator · Texas Paycheck Estimator · All states