South Carolina vs Texas Cost of Living
Purchasing power
Your $75,000 is worth different amounts in each state
$80,906
in South Carolina
$82,327
in Texas
Each cell = 1% of purchasing power. Green = value, red = gap.
Spending breakdown
Estimated annual spending on a $75,000 salary
What things actually cost
Real dollar costs side by side
Category breakdown
| Category | South Carolina | Texas | Difference |
|---|---|---|---|
| Housing | 80.6 | 79.4 | +2% |
| Groceries | 99.0 | 95.3 | +4% |
| Utilities | 96.9 | 102.9 | -6% |
| Transportation | 96.4 | 92.9 | +4% |
| Healthcare | 94.2 | 96.8 | -3% |
| Dining & Misc | 98.2 | 95.2 | +3% |
| Overall | 92.7 | 91.1 | +2% |
Index values relative to national average (100). Positive difference = more expensive in South Carolina.
What things actually cost
| Item | South Carolina | Texas | Difference |
|---|---|---|---|
| Median home price | $285,000 | $295,000 | $10,000 |
| Average 2BR rent | $1,128/mo | $1,112/mo | +$16 |
| Gas price | $3.21/gal | $3.21/gal | $0.00 |
| Electric bill | $97/mo | $87/mo | +$10 |
| Infant childcare | $11,512/yr | $10,706/yr | +$806 |
Salary equivalent: South Carolina → Texas
What a South Carolina salary buys you in Texas, adjusted for cost of living.
| Salary in South Carolina | Equivalent in Texas | Difference |
|---|---|---|
| $50,000 | $49,137 | +$863 |
| $75,000 | $73,706 | +$1,294 |
| $100,000 | $98,274 | +$1,726 |
| $150,000 | $147,411 | +$2,589 |
| $200,000 | $196,548 | +$3,452 |
Positive = your money goes further in Texas. Based on overall COL index ratio.
Based on MERIC/C2ER 2025 composite indices. Dollar amounts from AAA, EIA, Zillow, and Child Care Aware.
Overview
South Carolina is 2% more expensive than Texas overall. South Carolina has an index of 92.7 vs 91.1 for Texas (national average = 100).
FAQ
Is it cheaper to live in South Carolina or Texas?
Texas is cheaper to live in. South Carolina is 2% more expensive overall. The biggest driver is housing — median home prices are $285,000 in South Carolina vs $295,000 in Texas.
Is Texas cheaper than South Carolina?
Yes, Texas is 2% cheaper than South Carolina overall based on the MERIC/C2ER cost-of-living index. Housing, groceries, and utilities all factor into the difference.
Is South Carolina more expensive than Texas?
Yes, South Carolina is 2% more expensive than Texas based on the MERIC/C2ER composite index. Housing is typically the largest factor in the difference.
What salary in Texas equals $100,000 in South Carolina?
To maintain the same purchasing power as a $100,000 salary in South Carolina, you would need approximately $98,274 in Texas. This is based on the overall cost-of-living index (92.7 vs 91.1).
How do housing costs compare between South Carolina and Texas?
Housing is cheaper in South Carolina. Median home prices are $285,000 in South Carolina vs $295,000 in Texas — a $10,000 difference. Average 2-bedroom rent is $1,128/mo vs $1,112/mo.
What costs more in South Carolina vs Texas?
Utilities is 6% lower in South Carolina (index 96.9 vs 102.9). Groceries is 4% higher in South Carolina (index 99 vs 95.3). Transportation is 4% higher in South Carolina (index 96.4 vs 92.9).
Is gas cheaper in South Carolina or Texas?
Gas averages $3.21/gallon in South Carolina and $3.21/gallon in Texas — a $0.00 difference per gallon.
South Carolina vs Texas cost of living — how do they compare?
South Carolina has an overall cost-of-living index of 92.7 and Texas has 91.1 (national average = 100). South Carolina is 2% more expensive overall. Use the calculator above to see how this affects your specific salary.
How do taxes compare between South Carolina and Texas?
Cost of living is only part of the picture — state income taxes also affect your take-home pay. Use the South Carolina vs Texas paycheck comparison to see how a specific salary compares after federal and state taxes, FICA, and deductions.
Where does this cost of living data come from?
Cost-of-living indices are from the MERIC/C2ER 2025 Annual Average. Dollar amounts use AAA gas prices (March 2025), EIA electricity rates (2024), Child Care Aware childcare costs (2024), Zillow home values (2024-2025), and BEA Regional Price Parities.
Related tools
- South Carolina Cost of Living — Housing, groceries, gas, and more
- Texas Cost of Living — Housing, groceries, gas, and more
- South Carolina vs Texas Paycheck Comparison — Compare take-home pay after taxes
- House Affordability in South Carolina — How much house can you afford?
- House Affordability in Texas — How much house can you afford?
- Compare any two states
Based on MERIC/C2ER 2025 composite indices and publicly available price data. Cost of living varies significantly by metro area within a state. These are statewide averages.