Mississippi vs Utah Paycheck Comparison 2026

Annual salary

$

Annual salary

$
Additional options (filing status, deductions)
Filing status
$
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You take home $413/yr more in Mississippi

$34/mo · $16/paycheck more

Mississippi
Utah

$58,593/yr in Mississippi vs $58,180/yr in Utah.

Mississippi

Take-home per paycheck

$2,253.56

$58,593/yr · 26x/yr

Federal tax$7,67010%
State tax$3,0004%
Social Security$4,6506%
Medicare$1,0881%
Take-home$58,59378%
Tax rates
Effective: 21.9%Marginal fed: 22.0%Marginal state: 4.0%

Utah

Take-home per paycheck

$2,237.69

$58,180/yr · 26x/yr

Federal tax$7,67010%
State tax$3,4135%
Social Security$4,6506%
Medicare$1,0881%
Take-home$58,18078%
Tax rates
Effective: 22.4%Marginal fed: 22.0%Marginal state: 4.5%

Cost of living comparison

Cost of living in Mississippi is 14% lower than in Utah.

At a $75,000 salary, take-home pay of $58,593 in Mississippi has the purchasing power of $50,643 in Utah terms.

After adjusting for cost of living, Utah comes out ahead by $7,537/yr.

Housing
Median home$175,000vs$480,000
Mississippi
Utah
174% more
Avg 2BR rent$1,002/movs$1,523/mo
Mississippi
Utah
52% more
Groceries
Index
Mississippi
Utah
1% more
Transportation
Regular gas$3.05/galvs$3.40/gal
Mississippi
Utah
11% more
Utilities
Electric bill$97/movs$88/mo
Mississippi
10% more
Utah
Healthcare
Index
Mississippi
4% more
Utah
Childcare & Misc
Infant childcare$6,868/yrvs$13,094/yr
Mississippi
Utah
91% more

Estimate based on 2026 tax rates and standard deductions. Does not include local taxes, itemized deductions, tax credits, or other individual circumstances.

Tax system comparison

Mississippi: Mississippi has a flat state income tax of 4.00%. All taxable income is taxed at the same rate.

Utah: Utah has a flat state income tax of 4.55%. All taxable income is taxed at the same rate.

Take-home pay at different salaries (single filer, 2026)

Salary Mississippi take-home Utah take-home Difference
$50,000 $40,355 $40,080 + $275
$75,000 $58,593 $58,180 + $413
$100,000 $75,180 $74,630 + $550
$150,000 $107,791 $106,966 + $825
$200,000 $140,927 $139,827 + $1,100
$300,000 $203,177 $201,527 + $1,650

Positive values mean higher take-home in Mississippi. Assumes single filer, no deductions.

FAQ

Which state has lower taxes, Mississippi or Utah?

At a $100,000 salary, Mississippi results in $550 more annual take-home pay. Mississippi has a flat state income tax of 4.00%. All taxable income is taxed at the same rate. Utah has a flat state income tax of 4.55%. All taxable income is taxed at the same rate.

How much more do you take home in Mississippi vs the other state?

The difference depends on salary. At $50,000, the gap is $275/yr. At $150,000, it grows to $825/yr. At $300,000, the difference is $1,650/yr.

Do Mississippi and Utah have the same federal taxes?

Yes. Federal income tax, Social Security, and Medicare are the same in every state. Only state income tax differs. This calculator shows the combined effect of federal and state taxes on your take-home pay.

Is it cheaper to live in Mississippi or Utah?

Mississippi is cheaper to live in. Cost of living in Mississippi is 13% lower than in Utah. Mississippi's Regional Price Parity is 86.1 and Utah's is 99.3 (US average = 100).

Is Mississippi cheaper than Utah?

Yes. Mississippi has a lower cost of living than Utah (index 86.1 vs 99.3). Housing is typically the biggest difference between the two states.

Is Utah more expensive than Mississippi?

Yes. Utah has a higher cost of living (index 99.3) compared to Mississippi (index 86.1). The national average is 100. Housing costs are typically the largest driver of the difference.

After cost of living, which state is actually cheaper?

At a $100,000 salary, take-home pay of $75,180 in Mississippi has the purchasing power of $65,186 in Utah terms. Conversely, $74,630 in Utah equals $86,072 in Mississippi terms. After adjusting for both taxes and cost of living, Utah comes out ahead.

Mississippi vs Utah cost of living — what's the difference?

The overall cost of living is 13% different between Mississippi and Utah. Living costs are 14% below the national average, the lowest in the US Living costs are about at the national average After taxes and cost of living, Utah gives you more purchasing power on a $100,000 salary.

Do I need to file state tax returns in both Mississippi and Utah?

Mississippi requires residents to file a state income tax return annually, typically due April 15. Utah requires residents to file a state income tax return annually, typically due April 15. If you move between states mid-year, you typically file a part-year resident return in each state for the income earned while living there. Each state has its own tax return form — check your state's department of revenue website for the correct form and e-filing options.

Related tools

Mississippi Paycheck Estimator · Utah Paycheck Estimator · All states