Mississippi vs Texas Paycheck Comparison 2026
Annual salary
Annual salary
Additional options (filing status, deductions)
You take home $3,000/yr more in Texas
$250/mo · $115/paycheck more
$58,593/yr in Mississippi vs $61,593/yr in Texas.
Mississippi
Take-home per paycheck
$2,253.56
$58,593/yr · 26x/yr
Tax rates
Texas
Take-home per paycheck
$2,368.94
$61,593/yr · 26x/yr
Tax rates
Cost of living comparison
Cost of living in Mississippi is 6% lower than in Texas.
At a $75,000 salary, take-home pay of $58,593 in Mississippi has the purchasing power of $55,312 in Texas terms.
After adjusting for cost of living, Texas comes out ahead by $6,281/yr.
Estimate based on 2026 tax rates and standard deductions. Does not include local taxes, itemized deductions, tax credits, or other individual circumstances.
Tax system comparison
Mississippi: Mississippi has a flat state income tax of 4.00%. All taxable income is taxed at the same rate.
Texas: Texas has no state income tax. Residents pay only federal income tax, Social Security, and Medicare.
Take-home pay at different salaries (single filer, 2026)
| Salary | Mississippi take-home | Texas take-home | Difference |
|---|---|---|---|
| $50,000 | $40,355 | $42,355 | -$2,000 |
| $75,000 | $58,593 | $61,593 | -$3,000 |
| $100,000 | $75,180 | $79,180 | -$4,000 |
| $150,000 | $107,791 | $113,791 | -$6,000 |
| $200,000 | $140,927 | $148,927 | -$8,000 |
| $300,000 | $203,177 | $215,177 | -$12,000 |
Positive values mean higher take-home in Mississippi. Assumes single filer, no deductions.
FAQ
Which state has lower taxes, Mississippi or Texas?
At a $100,000 salary, Texas results in $4,000 more annual take-home pay. Mississippi has a flat state income tax of 4.00%. All taxable income is taxed at the same rate. Texas has no state income tax. Residents pay only federal income tax, Social Security, and Medicare.
How much more do you take home in Texas vs the other state?
The difference depends on salary. At $50,000, the gap is $2,000/yr. At $150,000, it grows to $6,000/yr. At $300,000, the difference is $12,000/yr.
Do Mississippi and Texas have the same federal taxes?
Yes. Federal income tax, Social Security, and Medicare are the same in every state. Only state income tax differs. This calculator shows the combined effect of federal and state taxes on your take-home pay.
Is it cheaper to live in Mississippi or Texas?
Mississippi is cheaper to live in. Cost of living in Mississippi is 12% lower than in Texas. Mississippi's Regional Price Parity is 86.1 and Texas's is 97.5 (US average = 100).
Is Mississippi cheaper than Texas?
Yes. Mississippi has a lower cost of living than Texas (index 86.1 vs 97.5). Housing is typically the biggest difference between the two states.
Is Texas more expensive than Mississippi?
Yes. Texas has a higher cost of living (index 97.5) compared to Mississippi (index 86.1). The national average is 100. Housing costs are typically the largest driver of the difference.
After cost of living, which state is actually cheaper?
At a $100,000 salary, take-home pay of $75,180 in Mississippi has the purchasing power of $66,390 in Texas terms. Conversely, $79,180 in Texas equals $89,664 in Mississippi terms. After adjusting for both taxes and cost of living, Texas comes out ahead.
Mississippi vs Texas cost of living — what's the difference?
The overall cost of living is 11% different between Mississippi and Texas. Living costs are 14% below the national average, the lowest in the US Living costs are about 3% below the national average After taxes and cost of living, Texas gives you more purchasing power on a $100,000 salary.
Related tools
- Mississippi vs Texas Cost of Living — Compare housing, groceries, utilities, and overall expenses
- How much house can you afford in Mississippi?
- How much house can you afford in Texas?
Mississippi Paycheck Estimator · Texas Paycheck Estimator · All states