Mississippi vs South Dakota Paycheck Comparison 2026

Annual salary

$

Annual salary

$
Additional options (filing status, deductions)
Filing status
$
$

You take home $3,000/yr more in South Dakota

$250/mo · $115/paycheck more

Mississippi
South Dakota

$58,593/yr in Mississippi vs $61,593/yr in South Dakota.

Mississippi

Take-home per paycheck

$2,253.56

$58,593/yr · 26x/yr

Federal tax$7,67010%
State tax$3,0004%
Social Security$4,6506%
Medicare$1,0881%
Take-home$58,59378%
Tax rates
Effective: 21.9%Marginal fed: 22.0%Marginal state: 4.0%

South Dakota

Take-home per paycheck

$2,368.94

$61,593/yr · 26x/yr

Federal tax$7,67010%
Social Security$4,6506%
Medicare$1,0881%
Take-home$61,59382%
Tax rates
Effective: 17.9%Marginal fed: 22.0%

Cost of living comparison

Cost of living in Mississippi is 6% lower than in South Dakota.

At a $75,000 salary, take-home pay of $58,593 in Mississippi has the purchasing power of $54,891 in South Dakota terms.

After adjusting for cost of living, South Dakota comes out ahead by $6,702/yr.

Housing
Median home$175,000vs$285,000
Mississippi
South Dakota
63% more
Avg 2BR rent$1,002/movs$1,203/mo
Mississippi
South Dakota
20% more
Groceries
Index
Mississippi
South Dakota
2% more
Transportation
Regular gas$3.05/galvs$3.10/gal
Mississippi
South Dakota
2% more
Utilities
Electric bill$97/movs$96/mo
Mississippi
1% more
South Dakota
Healthcare
Index
Mississippi
South Dakota
13% more
Childcare & Misc
Infant childcare$6,868/yrvs$8,680/yr
Mississippi
South Dakota
26% more

Estimate based on 2026 tax rates and standard deductions. Does not include local taxes, itemized deductions, tax credits, or other individual circumstances.

Tax system comparison

Mississippi: Mississippi has a flat state income tax of 4.00%. All taxable income is taxed at the same rate.

South Dakota: South Dakota has no state income tax. Residents pay only federal income tax, Social Security, and Medicare.

Take-home pay at different salaries (single filer, 2026)

Salary Mississippi take-home South Dakota take-home Difference
$50,000 $40,355 $42,355 -$2,000
$75,000 $58,593 $61,593 -$3,000
$100,000 $75,180 $79,180 -$4,000
$150,000 $107,791 $113,791 -$6,000
$200,000 $140,927 $148,927 -$8,000
$300,000 $203,177 $215,177 -$12,000

Positive values mean higher take-home in Mississippi. Assumes single filer, no deductions.

FAQ

Which state has lower taxes, Mississippi or South Dakota?

At a $100,000 salary, South Dakota results in $4,000 more annual take-home pay. Mississippi has a flat state income tax of 4.00%. All taxable income is taxed at the same rate. South Dakota has no state income tax. Residents pay only federal income tax, Social Security, and Medicare.

How much more do you take home in South Dakota vs the other state?

The difference depends on salary. At $50,000, the gap is $2,000/yr. At $150,000, it grows to $6,000/yr. At $300,000, the difference is $12,000/yr.

Do Mississippi and South Dakota have the same federal taxes?

Yes. Federal income tax, Social Security, and Medicare are the same in every state. Only state income tax differs. This calculator shows the combined effect of federal and state taxes on your take-home pay.

Is it cheaper to live in Mississippi or South Dakota?

Mississippi is cheaper to live in. Cost of living in Mississippi is 6% lower than in South Dakota. Mississippi's Regional Price Parity is 86.1 and South Dakota's is 91.8 (US average = 100).

Is Mississippi cheaper than South Dakota?

Yes. Mississippi has a lower cost of living than South Dakota (index 86.1 vs 91.8). Housing is typically the biggest difference between the two states.

Is South Dakota more expensive than Mississippi?

Yes. South Dakota has a higher cost of living (index 91.8) compared to Mississippi (index 86.1). The national average is 100. Housing costs are typically the largest driver of the difference.

After cost of living, which state is actually cheaper?

At a $100,000 salary, take-home pay of $75,180 in Mississippi has the purchasing power of $70,512 in South Dakota terms. Conversely, $79,180 in South Dakota equals $84,422 in Mississippi terms. After adjusting for both taxes and cost of living, South Dakota comes out ahead.

Mississippi vs South Dakota cost of living — what's the difference?

The overall cost of living is 6% different between Mississippi and South Dakota. Living costs are 14% below the national average, the lowest in the US Living costs are 8% below the national average After taxes and cost of living, South Dakota gives you more purchasing power on a $100,000 salary.

Do I need to file state tax returns in both Mississippi and South Dakota?

Mississippi requires residents to file a state income tax return annually, typically due April 15. South Dakota has no state income tax, so residents do not file a state tax return. If you move between states mid-year, you typically file a part-year resident return in each state for the income earned while living there. Each state has its own tax return form — check your state's department of revenue website for the correct form and e-filing options.

Related tools

Mississippi Paycheck Estimator · South Dakota Paycheck Estimator · All states