Mississippi vs North Dakota Paycheck Comparison 2026

Annual salary

$

Annual salary

$
Additional options (filing status, deductions)
Filing status
$
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You take home $1,371/yr more in North Dakota

$114/mo · $53/paycheck more

Mississippi
North Dakota

$58,593/yr in Mississippi vs $59,963/yr in North Dakota.

Mississippi

Take-home per paycheck

$2,253.56

$58,593/yr · 26x/yr

Federal tax$7,67010%
State tax$3,0004%
Social Security$4,6506%
Medicare$1,0881%
Take-home$58,59378%
Tax rates
Effective: 21.9%Marginal fed: 22.0%Marginal state: 4.0%

North Dakota

Take-home per paycheck

$2,306.29

$59,963/yr · 26x/yr

Federal tax$7,67010%
State tax$1,6292%
Social Security$4,6506%
Medicare$1,0881%
Take-home$59,96380%
Tax rates
Effective: 20.0%Marginal fed: 22.0%Marginal state: 2.5%

Cost of living comparison

Cost of living in Mississippi is 6% lower than in North Dakota.

At a $75,000 salary, take-home pay of $58,593 in Mississippi has the purchasing power of $55,312 in North Dakota terms.

After adjusting for cost of living, North Dakota comes out ahead by $4,651/yr.

Housing
Median home$175,000vs$255,000
Mississippi
North Dakota
46% more
Avg 2BR rent$1,002/movs$1,060/mo
Mississippi
North Dakota
6% more
Groceries
Index
Mississippi
North Dakota
1% more
Transportation
Regular gas$3.05/galvs$3.08/gal
Mississippi
North Dakota
1% more
Utilities
Electric bill$97/movs$70/mo
Mississippi
38% more
North Dakota
Healthcare
Index
Mississippi
North Dakota
15% more
Childcare & Misc
Infant childcare$6,868/yrvs$12,373/yr
Mississippi
North Dakota
80% more

Estimate based on 2026 tax rates and standard deductions. Does not include local taxes, itemized deductions, tax credits, or other individual circumstances.

Tax system comparison

Mississippi: Mississippi has a flat state income tax of 4.00%. All taxable income is taxed at the same rate.

North Dakota: North Dakota uses a progressive income tax with 3 brackets ranging from 1.95% to 2.90%.

Take-home pay at different salaries (single filer, 2026)

Salary Mississippi take-home North Dakota take-home Difference
$50,000 $40,355 $41,351 -$996
$75,000 $58,593 $59,963 -$1,371
$100,000 $75,180 $76,926 -$1,746
$150,000 $107,791 $110,287 -$2,496
$200,000 $140,927 $144,173 -$3,246
$300,000 $203,177 $207,627 -$4,450

Positive values mean higher take-home in Mississippi. Assumes single filer, no deductions.

FAQ

Which state has lower taxes, Mississippi or North Dakota?

At a $100,000 salary, North Dakota results in $1,746 more annual take-home pay. Mississippi has a flat state income tax of 4.00%. All taxable income is taxed at the same rate. North Dakota uses a progressive income tax with 3 brackets ranging from 1.95% to 2.90%.

How much more do you take home in North Dakota vs the other state?

The difference depends on salary. At $50,000, the gap is $996/yr. At $150,000, it grows to $2,496/yr. At $300,000, the difference is $4,450/yr.

Do Mississippi and North Dakota have the same federal taxes?

Yes. Federal income tax, Social Security, and Medicare are the same in every state. Only state income tax differs. This calculator shows the combined effect of federal and state taxes on your take-home pay.

Is it cheaper to live in Mississippi or North Dakota?

Mississippi is cheaper to live in. Cost of living in Mississippi is 6% lower than in North Dakota. Mississippi's Regional Price Parity is 86.1 and North Dakota's is 91.6 (US average = 100).

Is Mississippi cheaper than North Dakota?

Yes. Mississippi has a lower cost of living than North Dakota (index 86.1 vs 91.6). Housing is typically the biggest difference between the two states.

Is North Dakota more expensive than Mississippi?

Yes. North Dakota has a higher cost of living (index 91.6) compared to Mississippi (index 86.1). The national average is 100. Housing costs are typically the largest driver of the difference.

After cost of living, which state is actually cheaper?

At a $100,000 salary, take-home pay of $75,180 in Mississippi has the purchasing power of $70,666 in North Dakota terms. Conversely, $76,926 in North Dakota equals $81,840 in Mississippi terms. After adjusting for both taxes and cost of living, North Dakota comes out ahead.

Mississippi vs North Dakota cost of living — what's the difference?

The overall cost of living is 6% different between Mississippi and North Dakota. Living costs are 14% below the national average, the lowest in the US Living costs are 8% below the national average After taxes and cost of living, North Dakota gives you more purchasing power on a $100,000 salary.

Do I need to file state tax returns in both Mississippi and North Dakota?

Mississippi requires residents to file a state income tax return annually, typically due April 15. North Dakota requires residents to file a state income tax return annually, typically due April 15. If you move between states mid-year, you typically file a part-year resident return in each state for the income earned while living there. Each state has its own tax return form — check your state's department of revenue website for the correct form and e-filing options.

Related tools

Mississippi Paycheck Estimator · North Dakota Paycheck Estimator · All states