Minnesota vs Virginia Paycheck Comparison 2026

Annual salary

$

Annual salary

$
Additional options (filing status, deductions)
Filing status
$
$

You take home $585/yr more in Virginia

$49/mo · $23/paycheck more

Minnesota
Virginia

$56,952/yr in Minnesota vs $57,538/yr in Virginia.

Minnesota

Take-home per paycheck

$2,190.46

$56,952/yr · 26x/yr

Federal tax$7,67010%
State tax$4,6406%
Social Security$4,6506%
Medicare$1,0881%
Take-home$56,95276%
Tax rates
Effective: 24.1%Marginal fed: 22.0%Marginal state: 6.8%

Virginia

Take-home per paycheck

$2,212.98

$57,538/yr · 26x/yr

Federal tax$7,67010%
State tax$4,0555%
Social Security$4,6506%
Medicare$1,0881%
Take-home$57,53877%
Tax rates
Effective: 23.3%Marginal fed: 22.0%Marginal state: 5.8%

Cost of living comparison

Cost of living in Minnesota is 8% lower than in Virginia.

At a $75,000 salary, take-home pay of $56,952 in Minnesota has the purchasing power of $52,160 in Virginia terms.

After adjusting for cost of living, Virginia comes out ahead by $5,378/yr.

Housing
Median home$330,000vs$380,000
Minnesota
Virginia
15% more
Avg 2BR rent$1,128/movs$1,494/mo
Minnesota
Virginia
32% more
Groceries
Index
Minnesota
1% more
Virginia
Transportation
Regular gas$3.26/galvs$3.32/gal
Minnesota
Virginia
2% more
Utilities
Electric bill$109/movs$94/mo
Minnesota
16% more
Virginia
Healthcare
Index
Minnesota
Virginia
5% more
Childcare & Misc
Infant childcare$22,569/yrvs$14,277/yr
Minnesota
58% more
Virginia

Estimate based on 2026 tax rates and standard deductions. Does not include local taxes, itemized deductions, tax credits, or other individual circumstances.

Tax system comparison

Minnesota: Minnesota uses a progressive income tax with 4 brackets ranging from 5.35% to 9.85%.

Virginia: Virginia uses a progressive income tax with 4 brackets ranging from 2.00% to 5.75%.

Take-home pay at different salaries (single filer, 2026)

Salary Minnesota take-home Virginia take-home Difference
$50,000 $39,415 $39,738 -$323
$75,000 $56,952 $57,538 -$585
$100,000 $72,840 $73,688 -$848
$150,000 $103,568 $105,424 -$1,855
$200,000 $134,446 $137,685 -$3,238
$300,000 $190,846 $198,184 -$7,338

Positive values mean higher take-home in Minnesota. Assumes single filer, no deductions.

FAQ

Which state has lower taxes, Minnesota or Virginia?

At a $100,000 salary, Virginia results in $848 more annual take-home pay. Minnesota uses a progressive income tax with 4 brackets ranging from 5.35% to 9.85%. Virginia uses a progressive income tax with 4 brackets ranging from 2.00% to 5.75%.

How much more do you take home in Virginia vs the other state?

The difference depends on salary. At $50,000, the gap is $323/yr. At $150,000, it grows to $1,855/yr. At $300,000, the difference is $7,338/yr.

Do Minnesota and Virginia have the same federal taxes?

Yes. Federal income tax, Social Security, and Medicare are the same in every state. Only state income tax differs. This calculator shows the combined effect of federal and state taxes on your take-home pay.

Is it cheaper to live in Minnesota or Virginia?

Minnesota is cheaper to live in. Cost of living in Minnesota is 5% lower than in Virginia. Minnesota's Regional Price Parity is 98.2 and Virginia's is 103.2 (US average = 100).

Is Minnesota cheaper than Virginia?

Yes. Minnesota has a lower cost of living than Virginia (index 98.2 vs 103.2). Housing is typically the biggest difference between the two states.

Is Virginia more expensive than Minnesota?

Yes. Virginia has a higher cost of living (index 103.2) compared to Minnesota (index 98.2). The national average is 100. Housing costs are typically the largest driver of the difference.

After cost of living, which state is actually cheaper?

At a $100,000 salary, take-home pay of $72,840 in Minnesota has the purchasing power of $69,310 in Virginia terms. Conversely, $73,688 in Virginia equals $77,439 in Minnesota terms. After adjusting for both taxes and cost of living, Virginia comes out ahead.

Minnesota vs Virginia cost of living — what's the difference?

The overall cost of living is 5% different between Minnesota and Virginia. Living costs are about 2% below the national average Living costs are about 3% above the national average After taxes and cost of living, Virginia gives you more purchasing power on a $100,000 salary.

Do I need to file state tax returns in both Minnesota and Virginia?

Minnesota requires residents to file a state income tax return annually, typically due April 15. Virginia requires residents to file a state income tax return annually, typically due April 15. If you move between states mid-year, you typically file a part-year resident return in each state for the income earned while living there. Each state has its own tax return form — check your state's department of revenue website for the correct form and e-filing options.

Related tools

Minnesota Paycheck Estimator · Virginia Paycheck Estimator · All states