Iowa vs Washington Paycheck Comparison 2026

Annual salary

$

Annual salary

$
Additional options (filing status, deductions)
Filing status
$
$

You take home $2,850/yr more in Washington

$238/mo · $110/paycheck more

Iowa
Washington

$58,743/yr in Iowa vs $61,593/yr in Washington.

Iowa

Take-home per paycheck

$2,259.33

$58,743/yr · 26x/yr

Federal tax$7,67010%
State tax$2,8504%
Social Security$4,6506%
Medicare$1,0881%
Take-home$58,74378%
Tax rates
Effective: 21.7%Marginal fed: 22.0%Marginal state: 3.8%

Washington

Take-home per paycheck

$2,368.94

$61,593/yr · 26x/yr

Federal tax$7,67010%
Social Security$4,6506%
Medicare$1,0881%
Take-home$61,59382%
Tax rates
Effective: 17.9%Marginal fed: 22.0%

Cost of living comparison

Cost of living in Iowa is 20% lower than in Washington.

At a $75,000 salary, take-home pay of $58,743 in Iowa has the purchasing power of $46,723 in Washington terms.

After adjusting for cost of living, Washington comes out ahead by $14,870/yr.

Housing
Median home$210,000vs$580,000
Iowa
Washington
176% more
Avg 2BR rent$1,088/movs$1,656/mo
Iowa
Washington
52% more
Groceries
Index
Iowa
Washington
12% more
Transportation
Regular gas$3.19/galvs$4.69/gal
Iowa
Washington
47% more
Utilities
Electric bill$83/movs$90/mo
Iowa
Washington
8% more
Healthcare
Index
Iowa
Washington
15% more
Childcare & Misc
Infant childcare$9,605/yrvs$20,677/yr
Iowa
Washington
115% more

Estimate based on 2026 tax rates and standard deductions. Does not include local taxes, itemized deductions, tax credits, or other individual circumstances.

Tax system comparison

Iowa: Iowa has a flat state income tax of 3.80%. All taxable income is taxed at the same rate.

Washington: Washington has no state income tax. Residents pay only federal income tax, Social Security, and Medicare.

Take-home pay at different salaries (single filer, 2026)

Salary Iowa take-home Washington take-home Difference
$50,000 $40,455 $42,355 -$1,900
$75,000 $58,743 $61,593 -$2,850
$100,000 $75,380 $79,180 -$3,800
$150,000 $108,091 $113,791 -$5,700
$200,000 $141,327 $148,927 -$7,600
$300,000 $203,777 $215,177 -$11,400

Positive values mean higher take-home in Iowa. Assumes single filer, no deductions.

FAQ

Which state has lower taxes, Iowa or Washington?

At a $100,000 salary, Washington results in $3,800 more annual take-home pay. Iowa has a flat state income tax of 3.80%. All taxable income is taxed at the same rate. Washington has no state income tax. Residents pay only federal income tax, Social Security, and Medicare.

How much more do you take home in Washington vs the other state?

The difference depends on salary. At $50,000, the gap is $1,900/yr. At $150,000, it grows to $5,700/yr. At $300,000, the difference is $11,400/yr.

Do Iowa and Washington have the same federal taxes?

Yes. Federal income tax, Social Security, and Medicare are the same in every state. Only state income tax differs. This calculator shows the combined effect of federal and state taxes on your take-home pay.

Is it cheaper to live in Iowa or Washington?

Iowa is cheaper to live in. Cost of living in Iowa is 16% lower than in Washington. Iowa's Regional Price Parity is 90.2 and Washington's is 107.1 (US average = 100).

Is Iowa cheaper than Washington?

Yes. Iowa has a lower cost of living than Washington (index 90.2 vs 107.1). Housing is typically the biggest difference between the two states.

Is Washington more expensive than Iowa?

Yes. Washington has a higher cost of living (index 107.1) compared to Iowa (index 90.2). The national average is 100. Housing costs are typically the largest driver of the difference.

After cost of living, which state is actually cheaper?

At a $100,000 salary, take-home pay of $75,380 in Iowa has the purchasing power of $63,485 in Washington terms. Conversely, $79,180 in Washington equals $94,015 in Iowa terms. After adjusting for both taxes and cost of living, Washington comes out ahead.

Iowa vs Washington cost of living — what's the difference?

The overall cost of living is 17% different between Iowa and Washington. Living costs are 10% below the national average Living costs are 7% above the national average After taxes and cost of living, Washington gives you more purchasing power on a $100,000 salary.

Related tools

Iowa Paycheck Estimator · Washington Paycheck Estimator · All states