Iowa vs Vermont Paycheck Comparison 2026

Annual salary

$

Annual salary

$
Additional options (filing status, deductions)
Filing status
$
$

You take home $625/yr more in Iowa

$52/mo · $24/paycheck more

Iowa
Vermont

$58,743/yr in Iowa vs $58,118/yr in Vermont.

Iowa

Take-home per paycheck

$2,259.33

$58,743/yr · 26x/yr

Federal tax$7,67010%
State tax$2,8504%
Social Security$4,6506%
Medicare$1,0881%
Take-home$58,74378%
Tax rates
Effective: 21.7%Marginal fed: 22.0%Marginal state: 3.8%

Vermont

Take-home per paycheck

$2,235.31

$58,118/yr · 26x/yr

Federal tax$7,67010%
State tax$3,4755%
Social Security$4,6506%
Medicare$1,0881%
Take-home$58,11877%
Tax rates
Effective: 22.5%Marginal fed: 22.0%Marginal state: 6.6%

Cost of living comparison

Cost of living in Iowa is 21% lower than in Vermont.

At a $75,000 salary, take-home pay of $58,743 in Iowa has the purchasing power of $46,476 in Vermont terms.

After adjusting for cost of living, Vermont comes out ahead by $11,642/yr.

Housing
Median home$210,000vs$370,000
Iowa
Vermont
76% more
Avg 2BR rent$1,088/movs$1,806/mo
Iowa
Vermont
66% more
Groceries
Index
Iowa
Vermont
9% more
Transportation
Regular gas$3.19/galvs$3.44/gal
Iowa
Vermont
8% more
Utilities
Electric bill$83/movs$163/mo
Iowa
Vermont
97% more
Healthcare
Index
Iowa
Vermont
17% more
Childcare & Misc
Infant childcare$9,605/yrvs$18,836/yr
Iowa
Vermont
96% more

Estimate based on 2026 tax rates and standard deductions. Does not include local taxes, itemized deductions, tax credits, or other individual circumstances.

Tax system comparison

Iowa: Iowa has a flat state income tax of 3.80%. All taxable income is taxed at the same rate.

Vermont: Vermont uses a progressive income tax with 4 brackets ranging from 3.35% to 8.75%.

Take-home pay at different salaries (single filer, 2026)

Salary Iowa take-home Vermont take-home Difference
$50,000 $40,455 $40,531 -$75
$75,000 $58,743 $58,118 + $625
$100,000 $75,380 $74,056 + $1,325
$150,000 $108,091 $104,967 + $3,124
$200,000 $141,327 $136,303 + $5,024
$300,000 $203,777 $194,143 + $9,634

Positive values mean higher take-home in Iowa. Assumes single filer, no deductions.

FAQ

Which state has lower taxes, Iowa or Vermont?

At a $100,000 salary, Iowa results in $1,325 more annual take-home pay. Iowa has a flat state income tax of 3.80%. All taxable income is taxed at the same rate. Vermont uses a progressive income tax with 4 brackets ranging from 3.35% to 8.75%.

How much more do you take home in Iowa vs the other state?

The difference depends on salary. At $50,000, the gap is $76/yr. At $150,000, it grows to $3,124/yr. At $300,000, the difference is $9,634/yr.

Do Iowa and Vermont have the same federal taxes?

Yes. Federal income tax, Social Security, and Medicare are the same in every state. Only state income tax differs. This calculator shows the combined effect of federal and state taxes on your take-home pay.

Is it cheaper to live in Iowa or Vermont?

Iowa is cheaper to live in. Cost of living in Iowa is 13% lower than in Vermont. Iowa's Regional Price Parity is 90.2 and Vermont's is 103.2 (US average = 100).

Is Iowa cheaper than Vermont?

Yes. Iowa has a lower cost of living than Vermont (index 90.2 vs 103.2). Housing is typically the biggest difference between the two states.

Is Vermont more expensive than Iowa?

Yes. Vermont has a higher cost of living (index 103.2) compared to Iowa (index 90.2). The national average is 100. Housing costs are typically the largest driver of the difference.

After cost of living, which state is actually cheaper?

At a $100,000 salary, take-home pay of $75,380 in Iowa has the purchasing power of $65,884 in Vermont terms. Conversely, $74,056 in Vermont equals $84,729 in Iowa terms. After adjusting for both taxes and cost of living, Vermont comes out ahead.

Iowa vs Vermont cost of living — what's the difference?

The overall cost of living is 13% different between Iowa and Vermont. Living costs are 10% below the national average Living costs are about 3% above the national average After taxes and cost of living, Vermont gives you more purchasing power on a $100,000 salary.

Do I need to file state tax returns in both Iowa and Vermont?

Iowa requires residents to file a state income tax return annually, typically due April 15. Vermont requires residents to file a state income tax return annually, typically due April 15. If you move between states mid-year, you typically file a part-year resident return in each state for the income earned while living there. Each state has its own tax return form — check your state's department of revenue website for the correct form and e-filing options.

Related tools

Iowa Paycheck Estimator · Vermont Paycheck Estimator · All states