Illinois vs West Virginia Paycheck Comparison 2026

Annual salary

$

Annual salary

$
Additional options (filing status, deductions)
Filing status
$
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You take home $761/yr more in West Virginia

$63/mo · $29/paycheck more

Illinois
West Virginia

$57,880/yr in Illinois vs $58,641/yr in West Virginia.

Illinois

Take-home per paycheck

$2,226.15

$57,880/yr · 26x/yr

Federal tax$7,67010%
State tax$3,7135%
Social Security$4,6506%
Medicare$1,0881%
Take-home$57,88077%
Tax rates
Effective: 22.8%Marginal fed: 22.0%Marginal state: 5.0%

West Virginia

Take-home per paycheck

$2,255.42

$58,641/yr · 26x/yr

Federal tax$7,67010%
State tax$2,9524%
Social Security$4,6506%
Medicare$1,0881%
Take-home$58,64178%
Tax rates
Effective: 21.8%Marginal fed: 22.0%Marginal state: 5.1%

Cost of living comparison

Cost of living in Illinois is 8% higher than in West Virginia.

At a $75,000 salary, take-home pay of $57,880 in Illinois has the purchasing power of $62,484 in West Virginia terms.

After adjusting for cost of living, Illinois comes out ahead by $3,843/yr.

Housing
Median home$260,000vs$170,000
Illinois
53% more
West Virginia
Avg 2BR rent$1,180/movs$997/mo
Illinois
18% more
West Virginia
Groceries
Index
Illinois
4% more
West Virginia
Transportation
Regular gas$3.60/galvs$3.41/gal
Illinois
6% more
West Virginia
Utilities
Electric bill$108/movs$98/mo
Illinois
11% more
West Virginia
Healthcare
Index
Illinois
9% more
West Virginia
Childcare & Misc
Infant childcare$16,107/yrvs$9,692/yr
Illinois
66% more
West Virginia

Estimate based on 2026 tax rates and standard deductions. Does not include local taxes, itemized deductions, tax credits, or other individual circumstances.

Tax system comparison

Illinois: Illinois has a flat state income tax of 4.95%. All taxable income is taxed at the same rate.

West Virginia: West Virginia uses a progressive income tax with 5 brackets ranging from 2.36% to 5.12%.

Take-home pay at different salaries (single filer, 2026)

Salary Illinois take-home West Virginia take-home Difference
$50,000 $39,880 $40,644 -$763
$75,000 $57,880 $58,641 -$761
$100,000 $74,230 $74,949 -$718
$150,000 $106,366 $107,000 -$633
$200,000 $139,027 $139,576 -$548
$300,000 $200,327 $200,705 -$378

Positive values mean higher take-home in Illinois. Assumes single filer, no deductions.

FAQ

Which state has lower taxes, Illinois or West Virginia?

At a $100,000 salary, West Virginia results in $719 more annual take-home pay. Illinois has a flat state income tax of 4.95%. All taxable income is taxed at the same rate. West Virginia uses a progressive income tax with 5 brackets ranging from 2.36% to 5.12%.

How much more do you take home in West Virginia vs the other state?

The difference depends on salary. At $50,000, the gap is $764/yr. At $150,000, it grows to $634/yr. At $300,000, the difference is $379/yr.

Do Illinois and West Virginia have the same federal taxes?

Yes. Federal income tax, Social Security, and Medicare are the same in every state. Only state income tax differs. This calculator shows the combined effect of federal and state taxes on your take-home pay.

Is it cheaper to live in Illinois or West Virginia?

West Virginia is cheaper to live in. Cost of living in Illinois is 12% higher than in West Virginia. Illinois's Regional Price Parity is 97.1 and West Virginia's is 86.7 (US average = 100).

Is West Virginia cheaper than Illinois?

Yes. West Virginia has a lower cost of living than Illinois (index 86.7 vs 97.1). Housing is typically the biggest difference between the two states.

Is Illinois more expensive than West Virginia?

Yes. Illinois has a higher cost of living (index 97.1) compared to West Virginia (index 86.7). The national average is 100. Housing costs are typically the largest driver of the difference.

After cost of living, which state is actually cheaper?

At a $100,000 salary, take-home pay of $74,230 in Illinois has the purchasing power of $83,134 in West Virginia terms. Conversely, $74,949 in West Virginia equals $66,921 in Illinois terms. After adjusting for both taxes and cost of living, Illinois comes out ahead.

Illinois vs West Virginia cost of living — what's the difference?

The overall cost of living is 10% different between Illinois and West Virginia. Living costs are about 3% below the national average Living costs are 13% below the national average — one of the lowest in the US After taxes and cost of living, Illinois gives you more purchasing power on a $100,000 salary.

Related tools

Illinois Paycheck Estimator · West Virginia Paycheck Estimator · All states