Georgia vs Mississippi Paycheck Comparison 2026

Annual salary

$

Annual salary

$
Additional options (filing status, deductions)
Filing status
$
$

You take home $818/yr more in Mississippi

$68/mo · $31/paycheck more

Georgia
Mississippi

$57,775/yr in Georgia vs $58,593/yr in Mississippi.

Georgia

Take-home per paycheck

$2,222.12

$57,775/yr · 26x/yr

Federal tax$7,67010%
State tax$3,8185%
Social Security$4,6506%
Medicare$1,0881%
Take-home$57,77577%
Tax rates
Effective: 23.0%Marginal fed: 22.0%Marginal state: 5.1%

Mississippi

Take-home per paycheck

$2,253.56

$58,593/yr · 26x/yr

Federal tax$7,67010%
State tax$3,0004%
Social Security$4,6506%
Medicare$1,0881%
Take-home$58,59378%
Tax rates
Effective: 21.9%Marginal fed: 22.0%Marginal state: 4.0%

Cost of living comparison

Cost of living in Georgia is 7% higher than in Mississippi.

At a $75,000 salary, take-home pay of $57,775 in Georgia has the purchasing power of $61,940 in Mississippi terms.

After adjusting for cost of living, Georgia comes out ahead by $3,348/yr.

Housing
Median home$310,000vs$175,000
Georgia
77% more
Mississippi
Avg 2BR rent$1,116/movs$1,002/mo
Georgia
11% more
Mississippi
Groceries
Index
Georgia
2% more
Mississippi
Transportation
Regular gas$3.32/galvs$3.05/gal
Georgia
9% more
Mississippi
Utilities
Electric bill$101/movs$97/mo
Georgia
4% more
Mississippi
Healthcare
Index
Georgia
3% more
Mississippi
Childcare & Misc
Infant childcare$11,863/yrvs$6,868/yr
Georgia
73% more
Mississippi

Estimate based on 2026 tax rates and standard deductions. Does not include local taxes, itemized deductions, tax credits, or other individual circumstances.

Tax system comparison

Georgia: Georgia has a flat state income tax of 5.09%. All taxable income is taxed at the same rate.

Mississippi: Mississippi has a flat state income tax of 4.00%. All taxable income is taxed at the same rate.

Take-home pay at different salaries (single filer, 2026)

Salary Georgia take-home Mississippi take-home Difference
$50,000 $39,810 $40,355 -$545
$75,000 $57,775 $58,593 -$817
$100,000 $74,090 $75,180 -$1,090
$150,000 $106,156 $107,791 -$1,635
$200,000 $138,747 $140,927 -$2,180
$300,000 $199,907 $203,177 -$3,270

Positive values mean higher take-home in Georgia. Assumes single filer, no deductions.

FAQ

Which state has lower taxes, Georgia or Mississippi?

At a $100,000 salary, Mississippi results in $1,090 more annual take-home pay. Georgia has a flat state income tax of 5.09%. All taxable income is taxed at the same rate. Mississippi has a flat state income tax of 4.00%. All taxable income is taxed at the same rate.

How much more do you take home in Mississippi vs the other state?

The difference depends on salary. At $50,000, the gap is $545/yr. At $150,000, it grows to $1,635/yr. At $300,000, the difference is $3,270/yr.

Do Georgia and Mississippi have the same federal taxes?

Yes. Federal income tax, Social Security, and Medicare are the same in every state. Only state income tax differs. This calculator shows the combined effect of federal and state taxes on your take-home pay.

Is it cheaper to live in Georgia or Mississippi?

Mississippi is cheaper to live in. Cost of living in Georgia is 7% higher than in Mississippi. Georgia's Regional Price Parity is 92.5 and Mississippi's is 86.1 (US average = 100).

Is Mississippi cheaper than Georgia?

Yes. Mississippi has a lower cost of living than Georgia (index 86.1 vs 92.5). Housing is typically the biggest difference between the two states.

Is Georgia more expensive than Mississippi?

Yes. Georgia has a higher cost of living (index 92.5) compared to Mississippi (index 86.1). The national average is 100. Housing costs are typically the largest driver of the difference.

After cost of living, which state is actually cheaper?

At a $100,000 salary, take-home pay of $74,090 in Georgia has the purchasing power of $79,597 in Mississippi terms. Conversely, $75,180 in Mississippi equals $69,978 in Georgia terms. After adjusting for both taxes and cost of living, Georgia comes out ahead.

Georgia vs Mississippi cost of living — what's the difference?

The overall cost of living is 6% different between Georgia and Mississippi. Living costs are 8% below the national average Living costs are 14% below the national average, the lowest in the US After taxes and cost of living, Georgia gives you more purchasing power on a $100,000 salary.

Do I need to file state tax returns in both Georgia and Mississippi?

Georgia requires residents to file a state income tax return annually, typically due April 15. Mississippi requires residents to file a state income tax return annually, typically due April 15. If you move between states mid-year, you typically file a part-year resident return in each state for the income earned while living there. Each state has its own tax return form — check your state's department of revenue website for the correct form and e-filing options.

Related tools

Georgia Paycheck Estimator · Mississippi Paycheck Estimator · All states