Connecticut vs Maryland Paycheck Comparison 2026

Annual salary

$

Annual salary

$
Additional options (filing status, deductions)
Filing status
$
$

You take home $135/yr more in Connecticut

$11/mo · $5/paycheck more

Connecticut
Maryland

$58,218/yr in Connecticut vs $58,083/yr in Maryland.

Connecticut

Take-home per paycheck

$2,239.13

$58,218/yr · 26x/yr

Federal tax$7,67010%
State tax$3,3755%
Social Security$4,6506%
Medicare$1,0881%
Take-home$58,21878%
Tax rates
Effective: 22.4%Marginal fed: 22.0%Marginal state: 5.5%

Maryland

Take-home per paycheck

$2,233.94

$58,083/yr · 26x/yr

Federal tax$7,67010%
State tax$3,5105%
Social Security$4,6506%
Medicare$1,0881%
Take-home$58,08377%
Tax rates
Effective: 22.6%Marginal fed: 22.0%Marginal state: 4.8%

Cost of living comparison

Cost of living in Connecticut is 3% lower than in Maryland.

At a $75,000 salary, take-home pay of $58,218 in Connecticut has the purchasing power of $56,531 in Maryland terms.

After adjusting for cost of living, Maryland comes out ahead by $1,552/yr.

Housing
Median home$405,000vs$420,000
Connecticut
Maryland
4% more
Avg 2BR rent$1,712/movs$1,978/mo
Connecticut
Maryland
16% more
Groceries
Index
Connecticut
Maryland
2% more
Transportation
Regular gas$3.45/galvs$3.50/gal
Connecticut
Maryland
1% more
Utilities
Electric bill$216/movs$133/mo
Connecticut
62% more
Maryland
Healthcare
Index
Connecticut
5% more
Maryland
Childcare & Misc
Infant childcare$20,254/yrvs$18,946/yr
Connecticut
7% more
Maryland

Estimate based on 2026 tax rates and standard deductions. Does not include local taxes, itemized deductions, tax credits, or other individual circumstances.

Tax system comparison

Connecticut: Connecticut uses a progressive income tax with 7 brackets ranging from 2.00% to 6.99%.

Maryland: Maryland uses a progressive income tax with 8 brackets ranging from 2.00% to 5.75%.

Take-home pay at different salaries (single filer, 2026)

Salary Connecticut take-home Maryland take-home Difference
$50,000 $40,355 $40,033 + $323
$75,000 $58,218 $58,083 + $135
$100,000 $74,430 $74,483 -$52
$150,000 $106,041 $106,531 -$490
$200,000 $138,177 $138,917 -$740
$300,000 $197,727 $199,542 -$1,815

Positive values mean higher take-home in Connecticut. Assumes single filer, no deductions.

FAQ

Which state has lower taxes, Connecticut or Maryland?

At a $100,000 salary, Maryland results in $53 more annual take-home pay. Connecticut uses a progressive income tax with 7 brackets ranging from 2.00% to 6.99%. Maryland uses a progressive income tax with 8 brackets ranging from 2.00% to 5.75%.

How much more do you take home in Maryland vs the other state?

The difference depends on salary. At $50,000, the gap is $323/yr. At $150,000, it grows to $490/yr. At $300,000, the difference is $1,815/yr.

Do Connecticut and Maryland have the same federal taxes?

Yes. Federal income tax, Social Security, and Medicare are the same in every state. Only state income tax differs. This calculator shows the combined effect of federal and state taxes on your take-home pay.

Is it cheaper to live in Connecticut or Maryland?

Connecticut is cheaper to live in. Cost of living in Connecticut is 2% lower than in Maryland. Connecticut's Regional Price Parity is 109.4 and Maryland's is 111.5 (US average = 100).

Is Connecticut cheaper than Maryland?

Yes. Connecticut has a lower cost of living than Maryland (index 109.4 vs 111.5). Housing is typically the biggest difference between the two states.

Is Maryland more expensive than Connecticut?

Yes. Maryland has a higher cost of living (index 111.5) compared to Connecticut (index 109.4). The national average is 100. Housing costs are typically the largest driver of the difference.

After cost of living, which state is actually cheaper?

At a $100,000 salary, take-home pay of $74,430 in Connecticut has the purchasing power of $73,028 in Maryland terms. Conversely, $74,483 in Maryland equals $75,912 in Connecticut terms. After adjusting for both taxes and cost of living, Maryland comes out ahead.

Connecticut vs Maryland cost of living — what's the difference?

The overall cost of living is 2% different between Connecticut and Maryland. Living costs are 9% above the national average Living costs are 12% above the national average After taxes and cost of living, Maryland gives you more purchasing power on a $100,000 salary.

Do I need to file state tax returns in both Connecticut and Maryland?

Connecticut requires residents to file a state income tax return annually, typically due April 15. Maryland requires residents to file a state income tax return annually, typically due April 15. If you move between states mid-year, you typically file a part-year resident return in each state for the income earned while living there. Each state has its own tax return form — check your state's department of revenue website for the correct form and e-filing options.

Related tools

Connecticut Paycheck Estimator · Maryland Paycheck Estimator · All states