Arkansas vs Illinois Paycheck Comparison 2026

Annual salary

$

Annual salary

$
Additional options (filing status, deductions)
Filing status
$
$

You take home $536/yr more in Arkansas

$45/mo · $21/paycheck more

Arkansas
Illinois

$58,416/yr in Arkansas vs $57,880/yr in Illinois.

Arkansas

Take-home per paycheck

$2,246.76

$58,416/yr · 26x/yr

Federal tax$7,67010%
State tax$3,1774%
Social Security$4,6506%
Medicare$1,0881%
Take-home$58,41678%
Tax rates
Effective: 22.1%Marginal fed: 22.0%Marginal state: 4.4%

Illinois

Take-home per paycheck

$2,226.15

$57,880/yr · 26x/yr

Federal tax$7,67010%
State tax$3,7135%
Social Security$4,6506%
Medicare$1,0881%
Take-home$57,88077%
Tax rates
Effective: 22.8%Marginal fed: 22.0%Marginal state: 5.0%

Cost of living comparison

Cost of living in Arkansas is 5% lower than in Illinois.

At a $75,000 salary, take-home pay of $58,416 in Arkansas has the purchasing power of $55,403 in Illinois terms.

After adjusting for cost of living, Illinois comes out ahead by $2,477/yr.

Housing
Median home$195,000vs$260,000
Arkansas
Illinois
33% more
Avg 2BR rent$1,103/movs$1,180/mo
Arkansas
Illinois
7% more
Groceries
Index
Arkansas
Illinois
6% more
Transportation
Regular gas$3.05/galvs$3.60/gal
Arkansas
Illinois
18% more
Utilities
Electric bill$85/movs$108/mo
Arkansas
Illinois
27% more
Healthcare
Index
Arkansas
Illinois
19% more
Childcare & Misc
Infant childcare$8,873/yrvs$16,107/yr
Arkansas
Illinois
82% more

Estimate based on 2026 tax rates and standard deductions. Does not include local taxes, itemized deductions, tax credits, or other individual circumstances.

Tax system comparison

Arkansas: Arkansas uses a progressive income tax with 3 brackets ranging from 2.00% to 4.40%.

Illinois: Illinois has a flat state income tax of 4.95%. All taxable income is taxed at the same rate.

Take-home pay at different salaries (single filer, 2026)

Salary Arkansas take-home Illinois take-home Difference
$50,000 $40,278 $39,880 + $398
$75,000 $58,416 $57,880 + $536
$100,000 $74,903 $74,230 + $673
$150,000 $107,314 $106,366 + $948
$200,000 $140,250 $139,027 + $1,223
$300,000 $202,100 $200,327 + $1,773

Positive values mean higher take-home in Arkansas. Assumes single filer, no deductions.

FAQ

Which state has lower taxes, Arkansas or Illinois?

At a $100,000 salary, Arkansas results in $673 more annual take-home pay. Arkansas uses a progressive income tax with 3 brackets ranging from 2.00% to 4.40%. Illinois has a flat state income tax of 4.95%. All taxable income is taxed at the same rate.

How much more do you take home in Arkansas vs the other state?

The difference depends on salary. At $50,000, the gap is $398/yr. At $150,000, it grows to $948/yr. At $300,000, the difference is $1,773/yr.

Do Arkansas and Illinois have the same federal taxes?

Yes. Federal income tax, Social Security, and Medicare are the same in every state. Only state income tax differs. This calculator shows the combined effect of federal and state taxes on your take-home pay.

Is it cheaper to live in Arkansas or Illinois?

Arkansas is cheaper to live in. Cost of living in Arkansas is 10% lower than in Illinois. Arkansas's Regional Price Parity is 87 and Illinois's is 97.1 (US average = 100).

Is Arkansas cheaper than Illinois?

Yes. Arkansas has a lower cost of living than Illinois (index 87 vs 97.1). Housing is typically the biggest difference between the two states.

Is Illinois more expensive than Arkansas?

Yes. Illinois has a higher cost of living (index 97.1) compared to Arkansas (index 87). The national average is 100. Housing costs are typically the largest driver of the difference.

After cost of living, which state is actually cheaper?

At a $100,000 salary, take-home pay of $74,903 in Arkansas has the purchasing power of $67,112 in Illinois terms. Conversely, $74,230 in Illinois equals $82,848 in Arkansas terms. After adjusting for both taxes and cost of living, Illinois comes out ahead.

Arkansas vs Illinois cost of living — what's the difference?

The overall cost of living is 10% different between Arkansas and Illinois. Living costs are 13% below the national average Living costs are about 3% below the national average After taxes and cost of living, Illinois gives you more purchasing power on a $100,000 salary.

Related tools

Arkansas Paycheck Estimator · Illinois Paycheck Estimator · All states