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Arkansas vs Illinois Cost of Living

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vs

Purchasing power

Your $75,000 is worth different amounts in each state

$83,241

in Arkansas

$78,947

in Illinois

Arkansas
Illinois

Each cell = 1% of purchasing power. Green = value, red = gap.

Spending breakdown

Estimated annual spending on a $75,000 salary

Housing: $19,503 (26.0%)Groceries: $9,194 (12.3%)Utilities: $4,951 (6.6%)Transportation: $10,884 (14.5%)Healthcare: $5,238 (7.0%)Dining & Misc: $7,313 (9.8%)Savings: $9,750 (13.0%)Discretionary: $8,167 (10.9%)Arkansas$83,241Arkansas
Housing: $20,864 (27.8%)Groceries: $9,731 (13.0%)Utilities: $5,198 (6.9%)Transportation: $12,060 (16.1%)Healthcare: $6,246 (8.3%)Dining & Misc: $7,403 (9.9%)Savings: $9,750 (13.0%)Discretionary: $3,748 (5.0%)Illinois$78,947Illinois
Housing
Groceries
Utilities
Transportation
Healthcare
Dining & Misc
Savings
Discretionary

What things actually cost

Real dollar costs side by side

Housing
Median home$195,000vs$260,000
Arkansas
Illinois
33% more
Avg 2BR rent$1,103/movs$1,180/mo
Arkansas
Illinois
7% more
Groceries
Index
Arkansas
Illinois
6% more
Transportation
Regular gas$3.05/galvs$3.60/gal
Arkansas
Illinois
18% more
Utilities
Electric bill$85/movs$108/mo
Arkansas
Illinois
27% more
Healthcare
Index
Arkansas
Illinois
19% more
Childcare
Infant childcare$8,873/yrvs$16,107/yr
Arkansas
Illinois
82% more

Category breakdown

Category Arkansas Illinois Difference
Housing 78.8 84.3 -7%
Groceries 94.3 99.8 -6%
Utilities 94.3 99.0 -5%
Transportation 90.7 100.5 -10%
Healthcare 87.3 104.1 -16%
Dining & Misc 97.5 98.7 -1%
Overall 90.1 95.0 -5%

Index values relative to national average (100). Positive difference = more expensive in Arkansas.

What things actually cost

Item Arkansas Illinois Difference
Median home price $195,000 $260,000 $65,000
Average 2BR rent $1,103/mo $1,180/mo $77
Gas price $3.05/gal $3.60/gal $0.55
Electric bill $85/mo $108/mo $23
Infant childcare $8,873/yr $16,107/yr $7,234

Salary equivalent: Arkansas → Illinois

What a Arkansas salary buys you in Illinois, adjusted for cost of living.

Salary in Arkansas Equivalent in Illinois Difference
$50,000 $52,719 $-2,719
$75,000 $79,079 $-4,079
$100,000 $105,438 $-5,438
$150,000 $158,158 $-8,158
$200,000 $210,877 $-10,877

Positive = your money goes further in Illinois. Based on overall COL index ratio.

Based on MERIC/C2ER 2025 composite indices. Dollar amounts from AAA, EIA, Zillow, and Child Care Aware.

Overview

Illinois is 5% more expensive than Arkansas overall. Illinois has an index of 95 vs 90.1 for Arkansas (national average = 100).

FAQ

Is it cheaper to live in Arkansas or Illinois?

Arkansas is cheaper to live in. Illinois is 5% more expensive overall. The biggest driver is housing — median home prices are $195,000 in Arkansas vs $260,000 in Illinois.

Is Arkansas cheaper than Illinois?

Yes, Arkansas is 5% cheaper than Illinois overall based on the MERIC/C2ER cost-of-living index. Housing, groceries, and utilities all factor into the difference.

Is Illinois more expensive than Arkansas?

Yes, Illinois is 5% more expensive than Arkansas based on the MERIC/C2ER composite index. Housing is typically the largest factor in the difference.

What salary in Illinois equals $100,000 in Arkansas?

To maintain the same purchasing power as a $100,000 salary in Arkansas, you would need approximately $105,438 in Illinois. This is based on the overall cost-of-living index (90.1 vs 95).

How do housing costs compare between Arkansas and Illinois?

Housing is significantly cheaper in Arkansas. Median home prices are $195,000 in Arkansas vs $260,000 in Illinois — a $65,000 difference. Average 2-bedroom rent is $1,103/mo vs $1,180/mo.

What costs more in Arkansas vs Illinois?

Healthcare is 16% lower in Arkansas (index 87.3 vs 104.1). Transportation is 10% lower in Arkansas (index 90.7 vs 100.5). Housing is 7% lower in Arkansas (index 78.8 vs 84.3).

Is gas cheaper in Arkansas or Illinois?

Gas averages $3.05/gallon in Arkansas and $3.60/gallon in Illinois — a $0.55 difference per gallon.

Arkansas vs Illinois cost of living — how do they compare?

Arkansas has an overall cost-of-living index of 90.1 and Illinois has 95 (national average = 100). Illinois is 5% more expensive overall. Use the calculator above to see how this affects your specific salary.

How do taxes compare between Arkansas and Illinois?

Cost of living is only part of the picture — state income taxes also affect your take-home pay. Use the Arkansas vs Illinois paycheck comparison to see how a specific salary compares after federal and state taxes, FICA, and deductions.

Where does this cost of living data come from?

Cost-of-living indices are from the MERIC/C2ER 2025 Annual Average. Dollar amounts use AAA gas prices (March 2025), EIA electricity rates (2024), Child Care Aware childcare costs (2024), Zillow home values (2024-2025), and BEA Regional Price Parities.

Related tools

Based on MERIC/C2ER 2025 composite indices and publicly available price data. Cost of living varies significantly by metro area within a state. These are statewide averages.