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Mississippi vs Oregon Cost of Living

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vs

Purchasing power

Your $75,000 is worth different amounts in each state

$87,209

in Mississippi

$66,489

in Oregon

Mississippi
Oregon

Each cell = 1% of purchasing power. Green = value, red = gap.

Spending breakdown

Estimated annual spending on a $75,000 salary

Housing: $17,721 (23.6%)Groceries: $9,311 (12.4%)Utilities: $4,694 (6.3%)Transportation: $10,596 (14.1%)Healthcare: $5,658 (7.5%)Dining & Misc: $6,885 (9.2%)Savings: $9,750 (13.0%)Discretionary: $10,385 (13.8%)Mississippi$87,209Mississippi
Housing: $31,532 (42.0%)Groceries: $10,413 (13.9%)Utilities: $5,019 (6.7%)Transportation: $14,292 (19.1%)Healthcare: $7,074 (9.4%)Dining & Misc: $7,830 (10.4%)Savings: $9,750 (13.0%)Oregon$66,489Oregon
Housing
Groceries
Utilities
Transportation
Healthcare
Dining & Misc
Savings
Discretionary

What things actually cost

Real dollar costs side by side

Housing
Median home$175,000vs$490,000
Mississippi
Oregon
180% more
Avg 2BR rent$1,002/movs$1,784/mo
Mississippi
Oregon
78% more
Groceries
Index
Mississippi
Oregon
12% more
Transportation
Regular gas$3.05/galvs$4.26/gal
Mississippi
Oregon
40% more
Utilities
Electric bill$97/movs$98/mo
Mississippi
Oregon
2% more
Healthcare
Index
Mississippi
Oregon
25% more
Childcare
Infant childcare$6,868/yrvs$19,064/yr
Mississippi
Oregon
178% more

Category breakdown

Category Mississippi Oregon Difference
Housing 71.6 127.4 -44%
Groceries 95.5 106.8 -11%
Utilities 89.4 95.6 -6%
Transportation 88.3 119.1 -26%
Healthcare 94.3 117.9 -20%
Dining & Misc 91.8 104.4 -12%
Overall 86.0 112.8 -24%

Index values relative to national average (100). Positive difference = more expensive in Mississippi.

What things actually cost

Item Mississippi Oregon Difference
Median home price $175,000 $490,000 $315,000
Average 2BR rent $1,002/mo $1,784/mo $782
Gas price $3.05/gal $4.26/gal $1.21
Electric bill $97/mo $98/mo $2
Infant childcare $6,868/yr $19,064/yr $12,196

Salary equivalent: Mississippi → Oregon

What a Mississippi salary buys you in Oregon, adjusted for cost of living.

Salary in Mississippi Equivalent in Oregon Difference
$50,000 $65,581 $-15,581
$75,000 $98,372 $-23,372
$100,000 $131,163 $-31,163
$150,000 $196,744 $-46,744
$200,000 $262,326 $-62,326

Positive = your money goes further in Oregon. Based on overall COL index ratio.

Based on MERIC/C2ER 2025 composite indices. Dollar amounts from AAA, EIA, Zillow, and Child Care Aware.

Overview

Oregon is 24% more expensive than Mississippi overall. Oregon has an index of 112.8 vs 86 for Mississippi (national average = 100).

FAQ

Is it cheaper to live in Mississippi or Oregon?

Mississippi is cheaper to live in. Oregon is 24% more expensive overall. The biggest driver is housing — median home prices are $175,000 in Mississippi vs $490,000 in Oregon.

Is Mississippi cheaper than Oregon?

Yes, Mississippi is 24% cheaper than Oregon overall based on the MERIC/C2ER cost-of-living index. Housing, groceries, and utilities all factor into the difference.

Is Oregon more expensive than Mississippi?

Yes, Oregon is 24% more expensive than Mississippi based on the MERIC/C2ER composite index. Housing is typically the largest factor in the difference.

What salary in Oregon equals $100,000 in Mississippi?

To maintain the same purchasing power as a $100,000 salary in Mississippi, you would need approximately $131,163 in Oregon. This is based on the overall cost-of-living index (86 vs 112.8).

How do housing costs compare between Mississippi and Oregon?

Housing is significantly cheaper in Mississippi. Median home prices are $175,000 in Mississippi vs $490,000 in Oregon — a $315,000 difference. Average 2-bedroom rent is $1,002/mo vs $1,784/mo.

What costs more in Mississippi vs Oregon?

Housing is 44% lower in Mississippi (index 71.6 vs 127.4). Transportation is 26% lower in Mississippi (index 88.3 vs 119.1). Healthcare is 20% lower in Mississippi (index 94.3 vs 117.9).

Is gas cheaper in Mississippi or Oregon?

Gas averages $3.05/gallon in Mississippi and $4.26/gallon in Oregon — a $1.21 difference per gallon.

Mississippi vs Oregon cost of living — how do they compare?

Mississippi has an overall cost-of-living index of 86 and Oregon has 112.8 (national average = 100). Oregon is 24% more expensive overall. Use the calculator above to see how this affects your specific salary.

How do taxes compare between Mississippi and Oregon?

Cost of living is only part of the picture — state income taxes also affect your take-home pay. Mississippi has a flat income tax rate of 4.00% for 2026, reduced from 4.40% in 2025. Oregon has a progressive income tax with a top rate of 9.90% and no state sales tax. Use the Mississippi vs Oregon paycheck comparison to see how a specific salary compares after federal and state taxes, FICA, and deductions.

Do I need to file state tax returns in Mississippi and Oregon?

Mississippi requires residents to file a state income tax return annually, typically due April 15. Oregon requires residents to file a state income tax return annually, typically due April 15. If you move between states mid-year, you typically file a part-year resident return in each state for the income earned while living there.

Where does this cost of living data come from?

Cost-of-living indices are from the MERIC/C2ER 2025 Annual Average. Dollar amounts use AAA gas prices (March 2025), EIA electricity rates (2024), Child Care Aware childcare costs (2024), Zillow home values (2024-2025), and BEA Regional Price Parities.

Related tools

Based on MERIC/C2ER 2025 composite indices and publicly available price data. Cost of living varies significantly by metro area within a state. These are statewide averages.