Purchasing power
Your $75,000 is worth different amounts in each state
$72,745
in Delaware
$66,079
in Vermont
Each cell = 1% of purchasing power. Green = value, red = gap.
Spending breakdown
Estimated annual spending on a $75,000 salary
What things actually cost
Real dollar costs side by side
Category breakdown
| Category | Delaware | Vermont | Difference |
|---|---|---|---|
| Housing | 102.3 | 129.0 | -21% |
| Groceries | 101.3 | 105.5 | -4% |
| Utilities | 97.6 | 113.5 | -14% |
| Transportation | 100.6 | 103.3 | -3% |
| Healthcare | 103.9 | 111.8 | -7% |
| Dining & Misc | 106.3 | 106.3 | 0% |
| Overall | 103.1 | 113.5 | -9% |
Index values relative to national average (100). Positive difference = more expensive in Delaware.
What things actually cost
| Item | Delaware | Vermont | Difference |
|---|---|---|---|
| Median home price | $340,000 | $370,000 | $30,000 |
| Average 2BR rent | $1,432/mo | $1,806/mo | $374 |
| Gas price | $3.38/gal | $3.44/gal | $0.06 |
| Electric bill | $120/mo | $163/mo | $43 |
| Infant childcare | $16,220/yr | $18,836/yr | $2,616 |
Salary equivalent: Delaware → Vermont
What a Delaware salary buys you in Vermont, adjusted for cost of living.
| Salary in Delaware | Equivalent in Vermont | Difference |
|---|---|---|
| $50,000 | $55,044 | $-5,044 |
| $75,000 | $82,565 | $-7,565 |
| $100,000 | $110,087 | $-10,087 |
| $150,000 | $165,131 | $-15,131 |
| $200,000 | $220,175 | $-20,175 |
Positive = your money goes further in Vermont. Based on overall COL index ratio.
Based on MERIC/C2ER 2025 composite indices. Dollar amounts from AAA, EIA, Zillow, and Child Care Aware.
Overview
Vermont is 9% more expensive than Delaware overall. Vermont has an index of 113.5 vs 103.1 for Delaware (national average = 100).
FAQ
Is it cheaper to live in Delaware or Vermont?
Delaware is cheaper to live in. Vermont is 9% more expensive overall. The biggest driver is housing — median home prices are $340,000 in Delaware vs $370,000 in Vermont.
Is Delaware cheaper than Vermont?
Yes, Delaware is 9% cheaper than Vermont overall based on the MERIC/C2ER cost-of-living index. Housing, groceries, and utilities all factor into the difference.
Is Vermont more expensive than Delaware?
Yes, Vermont is 9% more expensive than Delaware based on the MERIC/C2ER composite index. Housing is typically the largest factor in the difference.
What salary in Vermont equals $100,000 in Delaware?
To maintain the same purchasing power as a $100,000 salary in Delaware, you would need approximately $110,087 in Vermont. This is based on the overall cost-of-living index (103.1 vs 113.5).
How do housing costs compare between Delaware and Vermont?
Housing is significantly cheaper in Delaware. Median home prices are $340,000 in Delaware vs $370,000 in Vermont — a $30,000 difference. Average 2-bedroom rent is $1,432/mo vs $1,806/mo.
What costs more in Delaware vs Vermont?
Housing is 21% lower in Delaware (index 102.3 vs 129). Utilities is 14% lower in Delaware (index 97.6 vs 113.5). Healthcare is 7% lower in Delaware (index 103.9 vs 111.8).
Is gas cheaper in Delaware or Vermont?
Gas averages $3.38/gallon in Delaware and $3.44/gallon in Vermont — a $0.06 difference per gallon.
Delaware vs Vermont cost of living — how do they compare?
Delaware has an overall cost-of-living index of 103.1 and Vermont has 113.5 (national average = 100). Vermont is 9% more expensive overall. Use the calculator above to see how this affects your specific salary.
How do taxes compare between Delaware and Vermont?
Cost of living is only part of the picture — state income taxes also affect your take-home pay. Delaware has no state sales tax, making it popular for shopping, and uses a progressive income tax up to 6.60%. Vermont has a progressive income tax with a top rate of 8.75% on income over $229,500. Use the Delaware vs Vermont paycheck comparison to see how a specific salary compares after federal and state taxes, FICA, and deductions.
Do I need to file state tax returns in Delaware and Vermont?
Delaware requires residents to file a state income tax return annually, typically due April 15. Vermont requires residents to file a state income tax return annually, typically due April 15. If you move between states mid-year, you typically file a part-year resident return in each state for the income earned while living there.
Where does this cost of living data come from?
Cost-of-living indices are from the MERIC/C2ER 2025 Annual Average. Dollar amounts use AAA gas prices (March 2025), EIA electricity rates (2024), Child Care Aware childcare costs (2024), Zillow home values (2024-2025), and BEA Regional Price Parities.
Related tools
- Delaware Cost of Living — Housing, groceries, gas, and more
- Vermont Cost of Living — Housing, groceries, gas, and more
- Delaware vs Vermont Paycheck Comparison — Compare take-home pay after taxes
- House Affordability in Delaware — How much house can you afford?
- House Affordability in Vermont — How much house can you afford?
- Delaware Tax Brackets — See 2026 marginal rates
- Vermont Tax Brackets — See 2026 marginal rates
- Delaware Mortgage Calculator — Estimate monthly payments with local rates
- Vermont Mortgage Calculator — Estimate monthly payments with local rates
- Delaware Bonus Tax Calculator — See how bonuses are taxed differently
- Vermont Bonus Tax Calculator — See how bonuses are taxed differently
- Gross-Up Calculator — Find the salary you need to hit a target take-home
- Salary to Hourly Converter — Convert annual salary to hourly rate
- Compare any two states
Based on MERIC/C2ER 2025 composite indices and publicly available price data. Cost of living varies significantly by metro area within a state. These are statewide averages.
