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Delaware vs Missouri Cost of Living

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vs

Purchasing power

Your $75,000 is worth different amounts in each state

$72,745

in Delaware

$84,364

in Missouri

Delaware
Missouri

Each cell = 1% of purchasing power. Green = value, red = gap.

Spending breakdown

Estimated annual spending on a $75,000 salary

Housing: $25,319 (33.8%)Groceries: $9,877 (13.2%)Utilities: $5,124 (6.8%)Transportation: $12,072 (16.1%)Healthcare: $6,234 (8.3%)Dining & Misc: $7,973 (10.6%)Savings: $9,750 (13.0%)Delaware$72,745Delaware
Housing: $19,181 (25.6%)Groceries: $9,350 (12.5%)Utilities: $4,830 (6.4%)Transportation: $10,464 (14.0%)Healthcare: $6,018 (8.0%)Dining & Misc: $7,028 (9.4%)Savings: $9,750 (13.0%)Discretionary: $8,379 (11.2%)Missouri$84,364Missouri
Housing
Groceries
Utilities
Transportation
Healthcare
Dining & Misc
Savings
Discretionary

What things actually cost

Real dollar costs side by side

Housing
Median home$340,000vs$235,000
Delaware
45% more
Missouri
Avg 2BR rent$1,432/movs$1,085/mo
Delaware
32% more
Missouri
Groceries
Index
Delaware
6% more
Missouri
Transportation
Regular gas$3.38/galvs$3.03/gal
Delaware
12% more
Missouri
Utilities
Electric bill$120/movs$98/mo
Delaware
23% more
Missouri
Healthcare
Index
Delaware
4% more
Missouri
Childcare
Infant childcare$16,220/yrvs$13,173/yr
Delaware
23% more
Missouri

Category breakdown

Category Delaware Missouri Difference
Housing 102.3 77.5 +32%
Groceries 101.3 95.9 +6%
Utilities 97.6 92.0 +6%
Transportation 100.6 87.2 +15%
Healthcare 103.9 100.3 +4%
Dining & Misc 106.3 93.7 +13%
Overall 103.1 88.9 +16%

Index values relative to national average (100). Positive difference = more expensive in Delaware.

What things actually cost

Item Delaware Missouri Difference
Median home price $340,000 $235,000 +$105,000
Average 2BR rent $1,432/mo $1,085/mo +$347
Gas price $3.38/gal $3.03/gal +$0.35
Electric bill $120/mo $98/mo +$22
Infant childcare $16,220/yr $13,173/yr +$3,047

Salary equivalent: Delaware → Missouri

What a Delaware salary buys you in Missouri, adjusted for cost of living.

Salary in Delaware Equivalent in Missouri Difference
$50,000 $43,113 +$6,887
$75,000 $64,670 +$10,330
$100,000 $86,227 +$13,773
$150,000 $129,340 +$20,660
$200,000 $172,454 +$27,546

Positive = your money goes further in Missouri. Based on overall COL index ratio.

Based on MERIC/C2ER 2025 composite indices. Dollar amounts from AAA, EIA, Zillow, and Child Care Aware.

Overview

Delaware is 16% more expensive than Missouri overall. Delaware has an index of 103.1 vs 88.9 for Missouri (national average = 100).

FAQ

Is it cheaper to live in Delaware or Missouri?

Missouri is cheaper to live in. Delaware is 16% more expensive overall. The biggest driver is housing — median home prices are $340,000 in Delaware vs $235,000 in Missouri.

Is Missouri cheaper than Delaware?

Yes, Missouri is 16% cheaper than Delaware overall based on the MERIC/C2ER cost-of-living index. Housing, groceries, and utilities all factor into the difference.

Is Delaware more expensive than Missouri?

Yes, Delaware is 16% more expensive than Missouri based on the MERIC/C2ER composite index. Housing is typically the largest factor in the difference.

What salary in Missouri equals $100,000 in Delaware?

To maintain the same purchasing power as a $100,000 salary in Delaware, you would need approximately $86,227 in Missouri. This is based on the overall cost-of-living index (103.1 vs 88.9).

How do housing costs compare between Delaware and Missouri?

Housing is significantly cheaper in Missouri. Median home prices are $340,000 in Delaware vs $235,000 in Missouri — a $105,000 difference. Average 2-bedroom rent is $1,432/mo vs $1,085/mo.

What costs more in Delaware vs Missouri?

Housing is 32% higher in Delaware (index 102.3 vs 77.5). Transportation is 15% higher in Delaware (index 100.6 vs 87.2). Dining & Misc is 13% higher in Delaware (index 106.3 vs 93.7).

Is gas cheaper in Delaware or Missouri?

Gas averages $3.38/gallon in Delaware and $3.03/gallon in Missouri — a $0.35 difference per gallon.

Delaware vs Missouri cost of living — how do they compare?

Delaware has an overall cost-of-living index of 103.1 and Missouri has 88.9 (national average = 100). Delaware is 16% more expensive overall. Use the calculator above to see how this affects your specific salary.

How do taxes compare between Delaware and Missouri?

Cost of living is only part of the picture — state income taxes also affect your take-home pay. Delaware has no state sales tax, making it popular for shopping, and uses a progressive income tax up to 6.60%. Missouri uses a progressive income tax with a top rate of 4.80% on income above $8,968. Use the Delaware vs Missouri paycheck comparison to see how a specific salary compares after federal and state taxes, FICA, and deductions.

Do I need to file state tax returns in Delaware and Missouri?

Delaware requires residents to file a state income tax return annually, typically due April 15. Missouri requires residents to file a state income tax return annually, typically due April 15. If you move between states mid-year, you typically file a part-year resident return in each state for the income earned while living there.

Where does this cost of living data come from?

Cost-of-living indices are from the MERIC/C2ER 2025 Annual Average. Dollar amounts use AAA gas prices (March 2025), EIA electricity rates (2024), Child Care Aware childcare costs (2024), Zillow home values (2024-2025), and BEA Regional Price Parities.

Related tools

Based on MERIC/C2ER 2025 composite indices and publicly available price data. Cost of living varies significantly by metro area within a state. These are statewide averages.