South Dakota vs Texas Paycheck Comparison 2026
Annual salary
Annual salary
Additional options (filing status, deductions)
Take-home pay is identical
$61,593/yr in South Dakota vs $61,593/yr in Texas.
South Dakota
Take-home per paycheck
$2,368.94
$61,593/yr · 26x/yr
Tax rates
Texas
Take-home per paycheck
$2,368.94
$61,593/yr · 26x/yr
Tax rates
Cost of living comparison
Cost of living in South Dakota and Texas is about the same.
At a $75,000 salary, take-home pay of $61,593 in South Dakota has the purchasing power of $62,066 in Texas terms.
After adjusting for cost of living, South Dakota comes out ahead by $474/yr.
Estimate based on 2026 tax rates and standard deductions. Does not include local taxes, itemized deductions, tax credits, or other individual circumstances.
Tax system comparison
South Dakota: South Dakota has no state income tax. Residents pay only federal income tax, Social Security, and Medicare.
Texas: Texas has no state income tax. Residents pay only federal income tax, Social Security, and Medicare.
Take-home pay at different salaries (single filer, 2026)
| Salary | South Dakota take-home | Texas take-home | Difference |
|---|---|---|---|
| $50,000 | $42,355 | $42,355 | $0 |
| $75,000 | $61,593 | $61,593 | $0 |
| $100,000 | $79,180 | $79,180 | $0 |
| $150,000 | $113,791 | $113,791 | $0 |
| $200,000 | $148,927 | $148,927 | $0 |
| $300,000 | $215,177 | $215,177 | $0 |
Positive values mean higher take-home in South Dakota. Assumes single filer, no deductions.
FAQ
Which state has lower taxes, South Dakota or Texas?
At a $100,000 salary, Texas results in $0 more annual take-home pay. South Dakota has no state income tax. Residents pay only federal income tax, Social Security, and Medicare. Texas has no state income tax. Residents pay only federal income tax, Social Security, and Medicare.
How much more do you take home in Texas vs the other state?
The difference depends on salary. At $50,000, the gap is $0/yr. At $150,000, it grows to $0/yr. At $300,000, the difference is $0/yr.
Do South Dakota and Texas have the same federal taxes?
Yes. Federal income tax, Social Security, and Medicare are the same in every state. Only state income tax differs. This calculator shows the combined effect of federal and state taxes on your take-home pay.
Is it cheaper to live in South Dakota or Texas?
South Dakota is cheaper to live in. Cost of living in South Dakota is 6% lower than in Texas. South Dakota's Regional Price Parity is 91.8 and Texas's is 97.5 (US average = 100).
Is South Dakota cheaper than Texas?
Yes. South Dakota has a lower cost of living than Texas (index 91.8 vs 97.5). Housing is typically the biggest difference between the two states.
Is Texas more expensive than South Dakota?
Yes. Texas has a higher cost of living (index 97.5) compared to South Dakota (index 91.8). The national average is 100. Housing costs are typically the largest driver of the difference.
After cost of living, which state is actually cheaper?
At a $100,000 salary, take-home pay of $79,180 in South Dakota has the purchasing power of $74,551 in Texas terms. Conversely, $79,180 in Texas equals $84,096 in South Dakota terms. After adjusting for both taxes and cost of living, Texas comes out ahead.
South Dakota vs Texas cost of living — what's the difference?
The overall cost of living is 6% different between South Dakota and Texas. Living costs are 8% below the national average Living costs are about 3% below the national average After taxes and cost of living, Texas gives you more purchasing power on a $100,000 salary.
Do I need to file state tax returns in both South Dakota and Texas?
South Dakota has no state income tax, so residents do not file a state tax return. Texas has no state income tax, so residents do not file a state tax return. If you move between states mid-year, you typically file a part-year resident return in each state for the income earned while living there. Each state has its own tax return form — check your state's department of revenue website for the correct form and e-filing options.
Related tools
- South Dakota vs Texas Cost of Living — Compare housing, groceries, utilities, and overall expenses
- How much house can you afford in South Dakota?
- How much house can you afford in Texas?
- South Dakota Tax Brackets — See 2026 marginal rates and effective tax rate
- Texas Tax Brackets — See 2026 marginal rates and effective tax rate
- South Dakota Bonus Tax Calculator — See how bonuses are taxed differently
- Texas Bonus Tax Calculator — See how bonuses are taxed differently
- Pay Raise Calculator — See how a raise changes your take-home pay
- Gross-Up Calculator — Find the salary you need to hit a target take-home
- Salary to Hourly Converter — Convert annual salary to hourly rate
South Dakota Paycheck Estimator · Texas Paycheck Estimator · All states