Rhode Island vs Vermont Paycheck Comparison 2026

Annual salary

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Annual salary

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Additional options (filing status, deductions)
Filing status
$
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You take home $662/yr more in Rhode Island

$55/mo · $25/paycheck more

Rhode Island
Vermont

$58,780/yr in Rhode Island vs $58,118/yr in Vermont.

Rhode Island

Take-home per paycheck

$2,260.77

$58,780/yr · 26x/yr

Federal tax$7,67010%
State tax$2,8134%
Social Security$4,6506%
Medicare$1,0881%
Take-home$58,78078%
Tax rates
Effective: 21.6%Marginal fed: 22.0%Marginal state: 3.8%

Vermont

Take-home per paycheck

$2,235.31

$58,118/yr · 26x/yr

Federal tax$7,67010%
State tax$3,4755%
Social Security$4,6506%
Medicare$1,0881%
Take-home$58,11877%
Tax rates
Effective: 22.5%Marginal fed: 22.0%Marginal state: 6.6%

Cost of living comparison

Cost of living in Rhode Island is 2% lower than in Vermont.

At a $75,000 salary, take-home pay of $58,780 in Rhode Island has the purchasing power of $57,330 in Vermont terms.

After adjusting for cost of living, Vermont comes out ahead by $788/yr.

Housing
Median home$440,000vs$370,000
Rhode Island
19% more
Vermont
Avg 2BR rent$1,611/movs$1,806/mo
Rhode Island
Vermont
12% more
Groceries
Index
Rhode Island
Vermont
4% more
Transportation
Regular gas$3.40/galvs$3.44/gal
Rhode Island
Vermont
1% more
Utilities
Electric bill$214/movs$163/mo
Rhode Island
31% more
Vermont
Healthcare
Index
Rhode Island
Vermont
11% more
Childcare & Misc
Infant childcare$16,758/yrvs$18,836/yr
Rhode Island
Vermont
12% more

Estimate based on 2026 tax rates and standard deductions. Does not include local taxes, itemized deductions, tax credits, or other individual circumstances.

Tax system comparison

Rhode Island: Rhode Island uses a progressive income tax with 3 brackets ranging from 3.75% to 5.99%.

Vermont: Vermont uses a progressive income tax with 4 brackets ranging from 3.35% to 8.75%.

Take-home pay at different salaries (single filer, 2026)

Salary Rhode Island take-home Vermont take-home Difference
$50,000 $40,480 $40,531 -$50
$75,000 $58,780 $58,118 + $662
$100,000 $75,205 $74,056 + $1,149
$150,000 $107,441 $104,967 + $2,474
$200,000 $139,905 $136,303 + $3,602
$300,000 $200,164 $194,143 + $6,022

Positive values mean higher take-home in Rhode Island. Assumes single filer, no deductions.

FAQ

Which state has lower taxes, Rhode Island or Vermont?

At a $100,000 salary, Rhode Island results in $1,149 more annual take-home pay. Rhode Island uses a progressive income tax with 3 brackets ranging from 3.75% to 5.99%. Vermont uses a progressive income tax with 4 brackets ranging from 3.35% to 8.75%.

How much more do you take home in Rhode Island vs the other state?

The difference depends on salary. At $50,000, the gap is $51/yr. At $150,000, it grows to $2,474/yr. At $300,000, the difference is $6,022/yr.

Do Rhode Island and Vermont have the same federal taxes?

Yes. Federal income tax, Social Security, and Medicare are the same in every state. Only state income tax differs. This calculator shows the combined effect of federal and state taxes on your take-home pay.

Is it cheaper to live in Rhode Island or Vermont?

Rhode Island is cheaper to live in. Cost of living in Rhode Island is 2% lower than in Vermont. Rhode Island's Regional Price Parity is 100.9 and Vermont's is 103.2 (US average = 100).

Is Rhode Island cheaper than Vermont?

Yes. Rhode Island has a lower cost of living than Vermont (index 100.9 vs 103.2). Housing is typically the biggest difference between the two states.

Is Vermont more expensive than Rhode Island?

Yes. Vermont has a higher cost of living (index 103.2) compared to Rhode Island (index 100.9). The national average is 100. Housing costs are typically the largest driver of the difference.

After cost of living, which state is actually cheaper?

At a $100,000 salary, take-home pay of $75,205 in Rhode Island has the purchasing power of $73,528 in Vermont terms. Conversely, $74,056 in Vermont equals $75,744 in Rhode Island terms. After adjusting for both taxes and cost of living, Vermont comes out ahead.

Rhode Island vs Vermont cost of living — what's the difference?

The overall cost of living is 2% different between Rhode Island and Vermont. Living costs are about 1% above the national average Living costs are about 3% above the national average After taxes and cost of living, Vermont gives you more purchasing power on a $100,000 salary.

Do I need to file state tax returns in both Rhode Island and Vermont?

Rhode Island requires residents to file a state income tax return annually, typically due April 15. Vermont requires residents to file a state income tax return annually, typically due April 15. If you move between states mid-year, you typically file a part-year resident return in each state for the income earned while living there. Each state has its own tax return form — check your state's department of revenue website for the correct form and e-filing options.

Related tools

Rhode Island Paycheck Estimator · Vermont Paycheck Estimator · All states