Pennsylvania vs South Carolina Paycheck Comparison 2026

Annual salary

$

Annual salary

$
Additional options (filing status, deductions)
Filing status
$
$

You take home $1,804/yr more in Pennsylvania

$150/mo · $69/paycheck more

Pennsylvania
South Carolina

$59,290/yr in Pennsylvania vs $57,486/yr in South Carolina.

Pennsylvania

Take-home per paycheck

$2,280.38

$59,290/yr · 26x/yr

Federal tax$7,67010%
State tax$2,3033%
Social Security$4,6506%
Medicare$1,0881%
Take-home$59,29079%
Tax rates
Effective: 20.9%Marginal fed: 22.0%Marginal state: 3.1%

South Carolina

Take-home per paycheck

$2,210.98

$57,486/yr · 26x/yr

Federal tax$7,67010%
State tax$4,1075%
Social Security$4,6506%
Medicare$1,0881%
Take-home$57,48677%
Tax rates
Effective: 23.4%Marginal fed: 22.0%Marginal state: 6.4%

Cost of living comparison

Cost of living in Pennsylvania is 5% higher than in South Carolina.

At a $75,000 salary, take-home pay of $59,290 in Pennsylvania has the purchasing power of $62,104 in South Carolina terms.

After adjusting for cost of living, Pennsylvania comes out ahead by $4,618/yr.

Housing
Median home$270,000vs$285,000
Pennsylvania
South Carolina
6% more
Avg 2BR rent$1,215/movs$1,128/mo
Pennsylvania
8% more
South Carolina
Groceries
Index
Pennsylvania
South Carolina
1% more
Transportation
Regular gas$3.64/galvs$3.21/gal
Pennsylvania
13% more
South Carolina
Utilities
Electric bill$111/movs$97/mo
Pennsylvania
15% more
South Carolina
Healthcare
Index
Pennsylvania
South Carolina
1% more
Childcare & Misc
Infant childcare$13,354/yrvs$11,512/yr
Pennsylvania
16% more
South Carolina

Estimate based on 2026 tax rates and standard deductions. Does not include local taxes, itemized deductions, tax credits, or other individual circumstances.

Tax system comparison

Pennsylvania: Pennsylvania has a flat state income tax of 3.07%. All taxable income is taxed at the same rate.

South Carolina: South Carolina uses a progressive income tax with 3 brackets ranging from 0.00% to 6.40%.

Take-home pay at different salaries (single filer, 2026)

Salary Pennsylvania take-home South Carolina take-home Difference
$50,000 $40,820 $39,848 + $972
$75,000 $59,290 $57,486 + $1,804
$100,000 $76,110 $73,473 + $2,637
$150,000 $109,186 $104,884 + $4,302
$200,000 $142,787 $136,820 + $5,967
$300,000 $205,967 $196,670 + $9,297

Positive values mean higher take-home in Pennsylvania. Assumes single filer, no deductions.

FAQ

Which state has lower taxes, Pennsylvania or South Carolina?

At a $100,000 salary, Pennsylvania results in $2,637 more annual take-home pay. Pennsylvania has a flat state income tax of 3.07%. All taxable income is taxed at the same rate. South Carolina uses a progressive income tax with 3 brackets ranging from 0.00% to 6.40%.

How much more do you take home in Pennsylvania vs the other state?

The difference depends on salary. At $50,000, the gap is $972/yr. At $150,000, it grows to $4,302/yr. At $300,000, the difference is $9,297/yr.

Do Pennsylvania and South Carolina have the same federal taxes?

Yes. Federal income tax, Social Security, and Medicare are the same in every state. Only state income tax differs. This calculator shows the combined effect of federal and state taxes on your take-home pay.

Is it cheaper to live in Pennsylvania or South Carolina?

South Carolina is cheaper to live in. Cost of living in Pennsylvania is 7% higher than in South Carolina. Pennsylvania's Regional Price Parity is 98 and South Carolina's is 91.3 (US average = 100).

Is South Carolina cheaper than Pennsylvania?

Yes. South Carolina has a lower cost of living than Pennsylvania (index 91.3 vs 98). Housing is typically the biggest difference between the two states.

Is Pennsylvania more expensive than South Carolina?

Yes. Pennsylvania has a higher cost of living (index 98) compared to South Carolina (index 91.3). The national average is 100. Housing costs are typically the largest driver of the difference.

After cost of living, which state is actually cheaper?

At a $100,000 salary, take-home pay of $76,110 in Pennsylvania has the purchasing power of $81,695 in South Carolina terms. Conversely, $73,473 in South Carolina equals $68,450 in Pennsylvania terms. After adjusting for both taxes and cost of living, Pennsylvania comes out ahead.

Pennsylvania vs South Carolina cost of living — what's the difference?

The overall cost of living is 7% different between Pennsylvania and South Carolina. Living costs are about 2% below the national average Living costs are 9% below the national average After taxes and cost of living, Pennsylvania gives you more purchasing power on a $100,000 salary.

Do I need to file state tax returns in both Pennsylvania and South Carolina?

Pennsylvania requires residents to file a state income tax return annually, typically due April 15. South Carolina requires residents to file a state income tax return annually, typically due April 15. If you move between states mid-year, you typically file a part-year resident return in each state for the income earned while living there. Each state has its own tax return form — check your state's department of revenue website for the correct form and e-filing options.

Related tools

Pennsylvania Paycheck Estimator · South Carolina Paycheck Estimator · All states