Ohio vs Pennsylvania Paycheck Comparison 2026

Annual salary

$

Annual salary

$
Additional options (filing status, deductions)
Filing status
$
$

You take home $956/yr more in Ohio

$80/mo · $37/paycheck more

Ohio
Pennsylvania

$60,246/yr in Ohio vs $59,290/yr in Pennsylvania.

Ohio

Take-home per paycheck

$2,317.17

$60,246/yr · 26x/yr

Federal tax$7,67010%
State tax$1,3462%
Social Security$4,6506%
Medicare$1,0881%
Take-home$60,24680%
Tax rates
Effective: 19.7%Marginal fed: 22.0%Marginal state: 2.8%

Pennsylvania

Take-home per paycheck

$2,280.38

$59,290/yr · 26x/yr

Federal tax$7,67010%
State tax$2,3033%
Social Security$4,6506%
Medicare$1,0881%
Take-home$59,29079%
Tax rates
Effective: 20.9%Marginal fed: 22.0%Marginal state: 3.1%

Cost of living comparison

Cost of living in Ohio is 3% lower than in Pennsylvania.

At a $75,000 salary, take-home pay of $60,246 in Ohio has the purchasing power of $58,695 in Pennsylvania terms.

After adjusting for cost of living, Pennsylvania comes out ahead by $595/yr.

Housing
Median home$220,000vs$270,000
Ohio
Pennsylvania
23% more
Avg 2BR rent$1,226/movs$1,215/mo
Ohio
1% more
Pennsylvania
Groceries
Index
Ohio
1% more
Pennsylvania
Transportation
Regular gas$3.44/galvs$3.64/gal
Ohio
Pennsylvania
6% more
Utilities
Electric bill$100/movs$111/mo
Ohio
Pennsylvania
11% more
Healthcare
Index
Ohio
4% more
Pennsylvania
Childcare & Misc
Infant childcare$17,071/yrvs$13,354/yr
Ohio
28% more
Pennsylvania

Estimate based on 2026 tax rates and standard deductions. Does not include local taxes, itemized deductions, tax credits, or other individual circumstances.

Tax system comparison

Ohio: Ohio uses a progressive income tax with 2 brackets ranging from 0.00% to 2.75%.

Pennsylvania: Pennsylvania has a flat state income tax of 3.07%. All taxable income is taxed at the same rate.

Take-home pay at different salaries (single filer, 2026)

Salary Ohio take-home Pennsylvania take-home Difference
$50,000 $41,696 $40,820 + $876
$75,000 $60,246 $59,290 + $956
$100,000 $77,146 $76,110 + $1,036
$150,000 $110,382 $109,186 + $1,196
$200,000 $144,143 $142,787 + $1,356
$300,000 $207,643 $205,967 + $1,676

Positive values mean higher take-home in Ohio. Assumes single filer, no deductions.

FAQ

Which state has lower taxes, Ohio or Pennsylvania?

At a $100,000 salary, Ohio results in $1,036 more annual take-home pay. Ohio uses a progressive income tax with 2 brackets ranging from 0.00% to 2.75%. Pennsylvania has a flat state income tax of 3.07%. All taxable income is taxed at the same rate.

How much more do you take home in Ohio vs the other state?

The difference depends on salary. At $50,000, the gap is $876/yr. At $150,000, it grows to $1,196/yr. At $300,000, the difference is $1,676/yr.

Do Ohio and Pennsylvania have the same federal taxes?

Yes. Federal income tax, Social Security, and Medicare are the same in every state. Only state income tax differs. This calculator shows the combined effect of federal and state taxes on your take-home pay.

Is it cheaper to live in Ohio or Pennsylvania?

Ohio is cheaper to live in. Cost of living in Ohio is 8% lower than in Pennsylvania. Ohio's Regional Price Parity is 90 and Pennsylvania's is 98 (US average = 100).

Is Ohio cheaper than Pennsylvania?

Yes. Ohio has a lower cost of living than Pennsylvania (index 90 vs 98). Housing is typically the biggest difference between the two states.

Is Pennsylvania more expensive than Ohio?

Yes. Pennsylvania has a higher cost of living (index 98) compared to Ohio (index 90). The national average is 100. Housing costs are typically the largest driver of the difference.

After cost of living, which state is actually cheaper?

At a $100,000 salary, take-home pay of $77,146 in Ohio has the purchasing power of $70,849 in Pennsylvania terms. Conversely, $76,110 in Pennsylvania equals $82,875 in Ohio terms. After adjusting for both taxes and cost of living, Pennsylvania comes out ahead.

Ohio vs Pennsylvania cost of living — what's the difference?

The overall cost of living is 8% different between Ohio and Pennsylvania. Living costs are 10% below the national average Living costs are about 2% below the national average After taxes and cost of living, Pennsylvania gives you more purchasing power on a $100,000 salary.

Related tools

Ohio Paycheck Estimator · Pennsylvania Paycheck Estimator · All states