North Dakota vs Vermont Paycheck Comparison 2026

Annual salary

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Annual salary

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Additional options (filing status, deductions)
Filing status
$
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You take home $1,845/yr more in North Dakota

$154/mo · $71/paycheck more

North Dakota
Vermont

$59,963/yr in North Dakota vs $58,118/yr in Vermont.

North Dakota

Take-home per paycheck

$2,306.29

$59,963/yr · 26x/yr

Federal tax$7,67010%
State tax$1,6292%
Social Security$4,6506%
Medicare$1,0881%
Take-home$59,96380%
Tax rates
Effective: 20.0%Marginal fed: 22.0%Marginal state: 2.5%

Vermont

Take-home per paycheck

$2,235.31

$58,118/yr · 26x/yr

Federal tax$7,67010%
State tax$3,4755%
Social Security$4,6506%
Medicare$1,0881%
Take-home$58,11877%
Tax rates
Effective: 22.5%Marginal fed: 22.0%Marginal state: 6.6%

Cost of living comparison

Cost of living in North Dakota is 20% lower than in Vermont.

At a $75,000 salary, take-home pay of $59,963 in North Dakota has the purchasing power of $48,129 in Vermont terms.

After adjusting for cost of living, Vermont comes out ahead by $9,989/yr.

Housing
Median home$255,000vs$370,000
North Dakota
Vermont
45% more
Avg 2BR rent$1,060/movs$1,806/mo
North Dakota
Vermont
70% more
Groceries
Index
North Dakota
Vermont
9% more
Transportation
Regular gas$3.08/galvs$3.44/gal
North Dakota
Vermont
12% more
Utilities
Electric bill$70/movs$163/mo
North Dakota
Vermont
132% more
Healthcare
Index
North Dakota
Vermont
3% more
Childcare & Misc
Infant childcare$12,373/yrvs$18,836/yr
North Dakota
Vermont
52% more

Estimate based on 2026 tax rates and standard deductions. Does not include local taxes, itemized deductions, tax credits, or other individual circumstances.

Tax system comparison

North Dakota: North Dakota uses a progressive income tax with 3 brackets ranging from 1.95% to 2.90%.

Vermont: Vermont uses a progressive income tax with 4 brackets ranging from 3.35% to 8.75%.

Take-home pay at different salaries (single filer, 2026)

Salary North Dakota take-home Vermont take-home Difference
$50,000 $41,351 $40,531 + $820
$75,000 $59,963 $58,118 + $1,845
$100,000 $76,926 $74,056 + $2,870
$150,000 $110,287 $104,967 + $5,320
$200,000 $144,173 $136,303 + $7,870
$300,000 $207,627 $194,143 + $13,484

Positive values mean higher take-home in North Dakota. Assumes single filer, no deductions.

FAQ

Which state has lower taxes, North Dakota or Vermont?

At a $100,000 salary, North Dakota results in $2,870 more annual take-home pay. North Dakota uses a progressive income tax with 3 brackets ranging from 1.95% to 2.90%. Vermont uses a progressive income tax with 4 brackets ranging from 3.35% to 8.75%.

How much more do you take home in North Dakota vs the other state?

The difference depends on salary. At $50,000, the gap is $820/yr. At $150,000, it grows to $5,320/yr. At $300,000, the difference is $13,484/yr.

Do North Dakota and Vermont have the same federal taxes?

Yes. Federal income tax, Social Security, and Medicare are the same in every state. Only state income tax differs. This calculator shows the combined effect of federal and state taxes on your take-home pay.

Is it cheaper to live in North Dakota or Vermont?

North Dakota is cheaper to live in. Cost of living in North Dakota is 11% lower than in Vermont. North Dakota's Regional Price Parity is 91.6 and Vermont's is 103.2 (US average = 100).

Is North Dakota cheaper than Vermont?

Yes. North Dakota has a lower cost of living than Vermont (index 91.6 vs 103.2). Housing is typically the biggest difference between the two states.

Is Vermont more expensive than North Dakota?

Yes. Vermont has a higher cost of living (index 103.2) compared to North Dakota (index 91.6). The national average is 100. Housing costs are typically the largest driver of the difference.

After cost of living, which state is actually cheaper?

At a $100,000 salary, take-home pay of $76,926 in North Dakota has the purchasing power of $68,279 in Vermont terms. Conversely, $74,056 in Vermont equals $83,434 in North Dakota terms. After adjusting for both taxes and cost of living, Vermont comes out ahead.

North Dakota vs Vermont cost of living — what's the difference?

The overall cost of living is 12% different between North Dakota and Vermont. Living costs are 8% below the national average Living costs are about 3% above the national average After taxes and cost of living, Vermont gives you more purchasing power on a $100,000 salary.

Do I need to file state tax returns in both North Dakota and Vermont?

North Dakota requires residents to file a state income tax return annually, typically due April 15. Vermont requires residents to file a state income tax return annually, typically due April 15. If you move between states mid-year, you typically file a part-year resident return in each state for the income earned while living there. Each state has its own tax return form — check your state's department of revenue website for the correct form and e-filing options.

Related tools

North Dakota Paycheck Estimator · Vermont Paycheck Estimator · All states