North Dakota vs Texas Paycheck Comparison 2026
Annual salary
Annual salary
Additional options (filing status, deductions)
You take home $1,629/yr more in Texas
$136/mo · $63/paycheck more
$59,963/yr in North Dakota vs $61,593/yr in Texas.
North Dakota
Take-home per paycheck
$2,306.29
$59,963/yr · 26x/yr
Tax rates
Texas
Take-home per paycheck
$2,368.94
$61,593/yr · 26x/yr
Tax rates
Cost of living comparison
Cost of living in North Dakota and Texas is about the same.
At a $75,000 salary, take-home pay of $59,963 in North Dakota has the purchasing power of $59,963 in Texas terms.
After adjusting for cost of living, Texas comes out ahead by $1,630/yr.
Estimate based on 2026 tax rates and standard deductions. Does not include local taxes, itemized deductions, tax credits, or other individual circumstances.
Tax system comparison
North Dakota: North Dakota uses a progressive income tax with 3 brackets ranging from 1.95% to 2.90%.
Texas: Texas has no state income tax. Residents pay only federal income tax, Social Security, and Medicare.
Take-home pay at different salaries (single filer, 2026)
| Salary | North Dakota take-home | Texas take-home | Difference |
|---|---|---|---|
| $50,000 | $41,351 | $42,355 | -$1,004 |
| $75,000 | $59,963 | $61,593 | -$1,629 |
| $100,000 | $76,926 | $79,180 | -$2,254 |
| $150,000 | $110,287 | $113,791 | -$3,504 |
| $200,000 | $144,173 | $148,927 | -$4,754 |
| $300,000 | $207,627 | $215,177 | -$7,550 |
Positive values mean higher take-home in North Dakota. Assumes single filer, no deductions.
FAQ
Which state has lower taxes, North Dakota or Texas?
At a $100,000 salary, Texas results in $2,254 more annual take-home pay. North Dakota uses a progressive income tax with 3 brackets ranging from 1.95% to 2.90%. Texas has no state income tax. Residents pay only federal income tax, Social Security, and Medicare.
How much more do you take home in Texas vs the other state?
The difference depends on salary. At $50,000, the gap is $1,004/yr. At $150,000, it grows to $3,504/yr. At $300,000, the difference is $7,550/yr.
Do North Dakota and Texas have the same federal taxes?
Yes. Federal income tax, Social Security, and Medicare are the same in every state. Only state income tax differs. This calculator shows the combined effect of federal and state taxes on your take-home pay.
Is it cheaper to live in North Dakota or Texas?
North Dakota is cheaper to live in. Cost of living in North Dakota is 6% lower than in Texas. North Dakota's Regional Price Parity is 91.6 and Texas's is 97.5 (US average = 100).
Is North Dakota cheaper than Texas?
Yes. North Dakota has a lower cost of living than Texas (index 91.6 vs 97.5). Housing is typically the biggest difference between the two states.
Is Texas more expensive than North Dakota?
Yes. Texas has a higher cost of living (index 97.5) compared to North Dakota (index 91.6). The national average is 100. Housing costs are typically the largest driver of the difference.
After cost of living, which state is actually cheaper?
At a $100,000 salary, take-home pay of $76,926 in North Dakota has the purchasing power of $72,271 in Texas terms. Conversely, $79,180 in Texas equals $84,280 in North Dakota terms. After adjusting for both taxes and cost of living, Texas comes out ahead.
North Dakota vs Texas cost of living — what's the difference?
The overall cost of living is 6% different between North Dakota and Texas. Living costs are 8% below the national average Living costs are about 3% below the national average After taxes and cost of living, Texas gives you more purchasing power on a $100,000 salary.
Related tools
- North Dakota vs Texas Cost of Living — Compare housing, groceries, utilities, and overall expenses
- How much house can you afford in North Dakota?
- How much house can you afford in Texas?
North Dakota Paycheck Estimator · Texas Paycheck Estimator · All states