New York vs Vermont Paycheck Comparison 2026

Annual salary

$

Annual salary

$
Additional options (filing status, deductions)
Filing status
$
$

You take home $699/yr more in Vermont

$58/mo · $27/paycheck more

New York
Vermont

$57,419/yr in New York vs $58,118/yr in Vermont.

New York

Take-home per paycheck

$2,208.41

$57,419/yr · 26x/yr

Federal tax$7,67010%
State tax$4,1746%
Social Security$4,6506%
Medicare$1,0881%
Take-home$57,41977%
Tax rates
Effective: 23.4%Marginal fed: 22.0%Marginal state: 5.9%

Vermont

Take-home per paycheck

$2,235.31

$58,118/yr · 26x/yr

Federal tax$7,67010%
State tax$3,4755%
Social Security$4,6506%
Medicare$1,0881%
Take-home$58,11877%
Tax rates
Effective: 22.5%Marginal fed: 22.0%Marginal state: 6.6%

Cost of living comparison

Cost of living in New York is 11% higher than in Vermont.

At a $75,000 salary, take-home pay of $57,419 in New York has the purchasing power of $63,641 in Vermont terms.

After adjusting for cost of living, New York comes out ahead by $5,523/yr.

Housing
Median home$450,000vs$370,000
New York
22% more
Vermont
Avg 2BR rent$2,446/movs$1,806/mo
New York
35% more
Vermont
Groceries
Index
New York
Vermont
2% more
Transportation
Regular gas$3.47/galvs$3.44/gal
New York
1% more
Vermont
Utilities
Electric bill$174/movs$163/mo
New York
7% more
Vermont
Healthcare
Index
New York
Vermont
1% more
Childcare & Misc
Infant childcare$17,361/yrvs$18,836/yr
New York
Vermont
8% more

Estimate based on 2026 tax rates and standard deductions. Does not include local taxes, itemized deductions, tax credits, or other individual circumstances.

Tax system comparison

New York: New York uses a progressive income tax with 9 brackets ranging from 4.00% to 10.90%.

Vermont: Vermont uses a progressive income tax with 4 brackets ranging from 3.35% to 8.75%.

Take-home pay at different salaries (single filer, 2026)

Salary New York take-home Vermont take-home Difference
$50,000 $39,644 $40,531 -$887
$75,000 $57,419 $58,118 -$699
$100,000 $73,466 $74,056 -$589
$150,000 $104,952 $104,967 -$15
$200,000 $136,963 $136,303 + $660
$300,000 $196,455 $194,143 + $2,313

Positive values mean higher take-home in New York. Assumes single filer, no deductions.

FAQ

Which state has lower taxes, New York or Vermont?

At a $100,000 salary, Vermont results in $589 more annual take-home pay. New York uses a progressive income tax with 9 brackets ranging from 4.00% to 10.90%. Vermont uses a progressive income tax with 4 brackets ranging from 3.35% to 8.75%.

How much more do you take home in Vermont vs the other state?

The difference depends on salary. At $50,000, the gap is $887/yr. At $150,000, it grows to $15/yr. At $300,000, the difference is $2,313/yr.

Do New York and Vermont have the same federal taxes?

Yes. Federal income tax, Social Security, and Medicare are the same in every state. Only state income tax differs. This calculator shows the combined effect of federal and state taxes on your take-home pay.

Is it cheaper to live in New York or Vermont?

Vermont is cheaper to live in. Cost of living in New York is 9% higher than in Vermont. New York's Regional Price Parity is 112.1 and Vermont's is 103.2 (US average = 100).

Is Vermont cheaper than New York?

Yes. Vermont has a lower cost of living than New York (index 103.2 vs 112.1). Housing is typically the biggest difference between the two states.

Is New York more expensive than Vermont?

Yes. New York has a higher cost of living (index 112.1) compared to Vermont (index 103.2). The national average is 100. Housing costs are typically the largest driver of the difference.

After cost of living, which state is actually cheaper?

At a $100,000 salary, take-home pay of $73,466 in New York has the purchasing power of $79,802 in Vermont terms. Conversely, $74,056 in Vermont equals $68,176 in New York terms. After adjusting for both taxes and cost of living, New York comes out ahead.

New York vs Vermont cost of living — what's the difference?

The overall cost of living is 9% different between New York and Vermont. Living costs are 12% above the national average Living costs are about 3% above the national average After taxes and cost of living, New York gives you more purchasing power on a $100,000 salary.

Related tools

New York Paycheck Estimator · Vermont Paycheck Estimator · All states