New Hampshire vs Utah Paycheck Comparison 2026

Annual salary

$

Annual salary

$
Additional options (filing status, deductions)
Filing status
$
$

You take home $3,338/yr more in New Hampshire

$278/mo · $128/paycheck more

New Hampshire
Utah

$61,593/yr in New Hampshire vs $58,255/yr in Utah.

New Hampshire

Take-home per paycheck

$2,368.94

$61,593/yr · 26x/yr

Federal tax$7,67010%
Social Security$4,6506%
Medicare$1,0881%
Take-home$61,59382%
Tax rates
Effective: 17.9%Marginal fed: 22.0%

Utah

Take-home per paycheck

$2,240.58

$58,255/yr · 26x/yr

Federal tax$7,67010%
State tax$3,3384%
Social Security$4,6506%
Medicare$1,0881%
Take-home$58,25578%
Tax rates
Effective: 22.3%Marginal fed: 22.0%Marginal state: 4.5%

Cost of living comparison

Cost of living in New Hampshire is 11% higher than in Utah.

At a $75,000 salary, take-home pay of $61,593 in New Hampshire has the purchasing power of $68,402 in Utah terms.

After adjusting for cost of living, New Hampshire comes out ahead by $10,147/yr.

Housing
Median home$465,000vs$480,000
New Hampshire
Utah
3% more
Avg 2BR rent$1,618/movs$1,523/mo
New Hampshire
6% more
Utah
Groceries
Index
New Hampshire
3% more
Utah
Transportation
Regular gas$3.42/galvs$3.40/gal
New Hampshire
1% more
Utah
Utilities
Electric bill$183/movs$88/mo
New Hampshire
107% more
Utah
Healthcare
Index
New Hampshire
19% more
Utah
Childcare & Misc
Infant childcare$17,364/yrvs$13,094/yr
New Hampshire
33% more
Utah

Estimate based on 2026 tax rates and standard deductions. Does not include local taxes, itemized deductions, tax credits, or other individual circumstances.

Tax system comparison

New Hampshire: New Hampshire has no state income tax. Residents pay only federal income tax, Social Security, and Medicare.

Utah: Utah has a flat state income tax of 4.45%. All taxable income is taxed at the same rate.

Take-home pay at different salaries (single filer, 2026)

Salary New Hampshire take-home Utah take-home Difference
$50,000 $42,355 $40,130 + $2,225
$75,000 $61,593 $58,255 + $3,338
$100,000 $79,180 $74,730 + $4,450
$150,000 $113,791 $107,116 + $6,675
$200,000 $148,927 $140,027 + $8,900
$300,000 $215,177 $201,827 + $13,350

Positive values mean higher take-home in New Hampshire. Assumes single filer, no deductions.

FAQ

Which state has lower taxes, New Hampshire or Utah?

At a $100,000 salary, New Hampshire results in $4,450 more annual take-home pay. New Hampshire has no state income tax. Residents pay only federal income tax, Social Security, and Medicare. Utah has a flat state income tax of 4.45%. All taxable income is taxed at the same rate.

How much more do you take home in New Hampshire vs the other state?

The difference depends on salary. At $50,000, the gap is $2,225/yr. At $150,000, it grows to $6,675/yr. At $300,000, the difference is $13,350/yr.

Do New Hampshire and Utah have the same federal taxes?

Yes. Federal income tax, Social Security, and Medicare are the same in every state. Only state income tax differs. This calculator shows the combined effect of federal and state taxes on your take-home pay.

Is it cheaper to live in New Hampshire or Utah?

Utah is cheaper to live in. Cost of living in New Hampshire is 7% higher than in Utah. New Hampshire's Regional Price Parity is 106.1 and Utah's is 99.3 (US average = 100).

Is Utah cheaper than New Hampshire?

Yes. Utah has a lower cost of living than New Hampshire (index 99.3 vs 106.1). Housing is typically the biggest difference between the two states.

Is New Hampshire more expensive than Utah?

Yes. New Hampshire has a higher cost of living (index 106.1) compared to Utah (index 99.3). The national average is 100. Housing costs are typically the largest driver of the difference.

After cost of living, which state is actually cheaper?

At a $100,000 salary, take-home pay of $79,180 in New Hampshire has the purchasing power of $84,602 in Utah terms. Conversely, $74,730 in Utah equals $69,941 in New Hampshire terms. After adjusting for both taxes and cost of living, New Hampshire comes out ahead.

New Hampshire vs Utah cost of living — what's the difference?

The overall cost of living is 7% different between New Hampshire and Utah. Living costs are 6% above the national average Living costs are about at the national average After taxes and cost of living, New Hampshire gives you more purchasing power on a $100,000 salary.

Do I need to file state tax returns in both New Hampshire and Utah?

New Hampshire has no state income tax, so residents do not file a state tax return. Utah requires residents to file a state income tax return annually, typically due April 15. If you move between states mid-year, you typically file a part-year resident return in each state for the income earned while living there. Each state has its own tax return form — check your state's department of revenue website for the correct form and e-filing options.

Related tools

New Hampshire Paycheck Estimator · Utah Paycheck Estimator · All states