Missouri vs Texas Paycheck Comparison 2026

Annual salary

$

Annual salary

$
Additional options (filing status, deductions)
Filing status
$
$

You take home $3,490/yr more in Texas

$291/mo · $134/paycheck more

Missouri
Texas

$58,102/yr in Missouri vs $61,593/yr in Texas.

Missouri

Take-home per paycheck

$2,234.71

$58,102/yr · 26x/yr

Federal tax$7,67010%
State tax$3,4905%
Social Security$4,6506%
Medicare$1,0881%
Take-home$58,10277%
Tax rates
Effective: 22.5%Marginal fed: 22.0%Marginal state: 4.8%

Texas

Take-home per paycheck

$2,368.94

$61,593/yr · 26x/yr

Federal tax$7,67010%
Social Security$4,6506%
Medicare$1,0881%
Take-home$61,59382%
Tax rates
Effective: 17.9%Marginal fed: 22.0%

Cost of living comparison

Cost of living in Missouri is 2% lower than in Texas.

At a $75,000 salary, take-home pay of $58,102 in Missouri has the purchasing power of $56,699 in Texas terms.

After adjusting for cost of living, Texas comes out ahead by $4,894/yr.

Housing
Median home$235,000vs$295,000
Missouri
Texas
26% more
Avg 2BR rent$1,085/movs$1,112/mo
Missouri
Texas
2% more
Groceries
Index
Missouri
1% more
Texas
Transportation
Regular gas$3.03/galvs$3.21/gal
Missouri
Texas
6% more
Utilities
Electric bill$98/movs$87/mo
Missouri
13% more
Texas
Healthcare
Index
Missouri
4% more
Texas
Childcare & Misc
Infant childcare$13,173/yrvs$10,706/yr
Missouri
23% more
Texas

Estimate based on 2026 tax rates and standard deductions. Does not include local taxes, itemized deductions, tax credits, or other individual circumstances.

Tax system comparison

Missouri: Missouri uses a progressive income tax with 8 brackets ranging from 2.00% to 4.80%.

Texas: Texas has no state income tax. Residents pay only federal income tax, Social Security, and Medicare.

Take-home pay at different salaries (single filer, 2026)

Salary Missouri take-home Texas take-home Difference
$50,000 $40,065 $42,355 -$2,290
$75,000 $58,102 $61,593 -$3,490
$100,000 $74,490 $79,180 -$4,690
$150,000 $106,701 $113,791 -$7,090
$200,000 $139,437 $148,927 -$9,490
$300,000 $200,887 $215,177 -$14,290

Positive values mean higher take-home in Missouri. Assumes single filer, no deductions.

FAQ

Which state has lower taxes, Missouri or Texas?

At a $100,000 salary, Texas results in $4,690 more annual take-home pay. Missouri uses a progressive income tax with 8 brackets ranging from 2.00% to 4.80%. Texas has no state income tax. Residents pay only federal income tax, Social Security, and Medicare.

How much more do you take home in Texas vs the other state?

The difference depends on salary. At $50,000, the gap is $2,290/yr. At $150,000, it grows to $7,090/yr. At $300,000, the difference is $14,290/yr.

Do Missouri and Texas have the same federal taxes?

Yes. Federal income tax, Social Security, and Medicare are the same in every state. Only state income tax differs. This calculator shows the combined effect of federal and state taxes on your take-home pay.

Is it cheaper to live in Missouri or Texas?

Missouri is cheaper to live in. Cost of living in Missouri is 8% lower than in Texas. Missouri's Regional Price Parity is 89.8 and Texas's is 97.5 (US average = 100).

Is Missouri cheaper than Texas?

Yes. Missouri has a lower cost of living than Texas (index 89.8 vs 97.5). Housing is typically the biggest difference between the two states.

Is Texas more expensive than Missouri?

Yes. Texas has a higher cost of living (index 97.5) compared to Missouri (index 89.8). The national average is 100. Housing costs are typically the largest driver of the difference.

After cost of living, which state is actually cheaper?

At a $100,000 salary, take-home pay of $74,490 in Missouri has the purchasing power of $68,607 in Texas terms. Conversely, $79,180 in Texas equals $85,969 in Missouri terms. After adjusting for both taxes and cost of living, Texas comes out ahead.

Missouri vs Texas cost of living — what's the difference?

The overall cost of living is 8% different between Missouri and Texas. Living costs are 10% below the national average Living costs are about 3% below the national average After taxes and cost of living, Texas gives you more purchasing power on a $100,000 salary.

Related tools

Missouri Paycheck Estimator · Texas Paycheck Estimator · All states