Missouri vs Montana Paycheck Comparison 2026

Annual salary

$

Annual salary

$
Additional options (filing status, deductions)
Filing status
$
$

You take home $289/yr more in Missouri

$24/mo · $11/paycheck more

Missouri
Montana

$59,005/yr in Missouri vs $58,716/yr in Montana.

Missouri

Take-home per paycheck

$2,269.42

$59,005/yr · 26x/yr

Federal tax$7,67010%
State tax$2,5883%
Social Security$4,6506%
Medicare$1,0881%
Take-home$59,00579%
Tax rates
Effective: 21.3%Marginal fed: 22.0%Marginal state: 4.7%

Montana

Take-home per paycheck

$2,258.30

$58,716/yr · 26x/yr

Federal tax$7,67010%
State tax$2,8774%
Social Security$4,6506%
Medicare$1,0881%
Take-home$58,71678%
Tax rates
Effective: 21.7%Marginal fed: 22.0%Marginal state: 5.7%

Cost of living comparison

Cost of living in Missouri is 8% lower than in Montana.

At a $75,000 salary, take-home pay of $59,005 in Missouri has the purchasing power of $54,189 in Montana terms.

After adjusting for cost of living, Montana comes out ahead by $4,527/yr.

Housing
Median home$235,000vs$410,000
Missouri
Montana
74% more
Avg 2BR rent$1,085/movs$1,322/mo
Missouri
Montana
22% more
Groceries
Index
Missouri
Montana
6% more
Transportation
Regular gas$3.03/galvs$3.19/gal
Missouri
Montana
5% more
Utilities
Electric bill$98/movs$96/mo
Missouri
2% more
Montana
Healthcare
Index
Missouri
Montana
6% more
Childcare & Misc
Infant childcare$13,173/yrvs$12,778/yr
Missouri
3% more
Montana

Estimate based on 2026 tax rates and standard deductions. Does not include local taxes, itemized deductions, tax credits, or other individual circumstances.

Tax system comparison

Missouri: Missouri uses a progressive income tax with 8 brackets ranging from 0.00% to 4.70%.

Montana: Montana uses a progressive income tax with 2 brackets ranging from 4.70% to 5.65%.

Take-home pay at different salaries (single filer, 2026)

Salary Missouri take-home Montana take-home Difference
$50,000 $40,942 $40,762 + $181
$75,000 $59,005 $58,716 + $289
$100,000 $75,417 $74,891 + $526
$150,000 $107,678 $106,677 + $1,001
$200,000 $140,464 $138,988 + $1,476
$300,000 $202,014 $199,588 + $2,426

Positive values mean higher take-home in Missouri. Assumes single filer, no deductions.

FAQ

Which state has lower taxes, Missouri or Montana?

At a $100,000 salary, Missouri results in $526 more annual take-home pay. Missouri uses a progressive income tax with 8 brackets ranging from 0.00% to 4.70%. Montana uses a progressive income tax with 2 brackets ranging from 4.70% to 5.65%.

How much more do you take home in Missouri vs the other state?

The difference depends on salary. At $50,000, the gap is $181/yr. At $150,000, it grows to $1,001/yr. At $300,000, the difference is $2,426/yr.

Do Missouri and Montana have the same federal taxes?

Yes. Federal income tax, Social Security, and Medicare are the same in every state. Only state income tax differs. This calculator shows the combined effect of federal and state taxes on your take-home pay.

Is it cheaper to live in Missouri or Montana?

Missouri is cheaper to live in. Cost of living in Missouri is 8% lower than in Montana. Missouri's Regional Price Parity is 89.8 and Montana's is 97.2 (US average = 100).

Is Missouri cheaper than Montana?

Yes. Missouri has a lower cost of living than Montana (index 89.8 vs 97.2). Housing is typically the biggest difference between the two states.

Is Montana more expensive than Missouri?

Yes. Montana has a higher cost of living (index 97.2) compared to Missouri (index 89.8). The national average is 100. Housing costs are typically the largest driver of the difference.

After cost of living, which state is actually cheaper?

At a $100,000 salary, take-home pay of $75,417 in Missouri has the purchasing power of $69,676 in Montana terms. Conversely, $74,891 in Montana equals $81,062 in Missouri terms. After adjusting for both taxes and cost of living, Montana comes out ahead.

Missouri vs Montana cost of living — what's the difference?

The overall cost of living is 7% different between Missouri and Montana. Living costs are 10% below the national average Living costs are about 3% below the national average After taxes and cost of living, Montana gives you more purchasing power on a $100,000 salary.

Do I need to file state tax returns in both Missouri and Montana?

Missouri requires residents to file a state income tax return annually, typically due April 15. Montana requires residents to file a state income tax return annually, typically due April 15. If you move between states mid-year, you typically file a part-year resident return in each state for the income earned while living there. Each state has its own tax return form — check your state's department of revenue website for the correct form and e-filing options.

Related tools

Missouri Paycheck Estimator · Montana Paycheck Estimator · All states