Massachusetts vs Oregon Paycheck Comparison 2026

Annual salary

$

Annual salary

$
Additional options (filing status, deductions)
Filing status
$
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You take home $2,528/yr more in Massachusetts

$211/mo · $97/paycheck more

Massachusetts
Oregon

$57,843/yr in Massachusetts vs $55,315/yr in Oregon.

Massachusetts

Take-home per paycheck

$2,224.71

$57,843/yr · 26x/yr

Federal tax$7,67010%
State tax$3,7505%
Social Security$4,6506%
Medicare$1,0881%
Take-home$57,84377%
Tax rates
Effective: 22.9%Marginal fed: 22.0%Marginal state: 5.0%

Oregon

Take-home per paycheck

$2,127.50

$55,315/yr · 26x/yr

Federal tax$7,67010%
State tax$6,2788%
Social Security$4,6506%
Medicare$1,0881%
Take-home$55,31574%
Tax rates
Effective: 26.2%Marginal fed: 22.0%Marginal state: 8.8%

Cost of living comparison

Cost of living in Massachusetts is 32% higher than in Oregon.

At a $75,000 salary, take-home pay of $57,843 in Massachusetts has the purchasing power of $76,149 in Oregon terms.

After adjusting for cost of living, Massachusetts comes out ahead by $20,834/yr.

Housing
Median home$620,000vs$490,000
Massachusetts
27% more
Oregon
Avg 2BR rent$3,094/movs$1,784/mo
Massachusetts
73% more
Oregon
Groceries
Index
Massachusetts
Oregon
4% more
Transportation
Regular gas$3.41/galvs$4.26/gal
Massachusetts
Oregon
25% more
Utilities
Electric bill$212/movs$98/mo
Massachusetts
115% more
Oregon
Healthcare
Index
Massachusetts
14% more
Oregon
Childcare & Misc
Infant childcare$26,709/yrvs$19,064/yr
Massachusetts
40% more
Oregon

Estimate based on 2026 tax rates and standard deductions. Does not include local taxes, itemized deductions, tax credits, or other individual circumstances.

Tax system comparison

Massachusetts: Massachusetts uses a progressive income tax with 2 brackets ranging from 5.00% to 9.00%.

Oregon: Oregon uses a progressive income tax with 4 brackets ranging from 4.75% to 9.90%.

Take-home pay at different salaries (single filer, 2026)

Salary Massachusetts take-home Oregon take-home Difference
$50,000 $39,855 $38,265 + $1,590
$75,000 $57,843 $55,315 + $2,528
$100,000 $74,180 $70,715 + $3,465
$150,000 $106,291 $100,664 + $5,628
$200,000 $138,927 $130,850 + $8,078
$300,000 $200,177 $187,199 + $12,978

Positive values mean higher take-home in Massachusetts. Assumes single filer, no deductions.

FAQ

Which state has lower taxes, Massachusetts or Oregon?

At a $100,000 salary, Massachusetts results in $3,465 more annual take-home pay. Massachusetts uses a progressive income tax with 2 brackets ranging from 5.00% to 9.00%. Oregon uses a progressive income tax with 4 brackets ranging from 4.75% to 9.90%.

How much more do you take home in Massachusetts vs the other state?

The difference depends on salary. At $50,000, the gap is $1,590/yr. At $150,000, it grows to $5,628/yr. At $300,000, the difference is $12,978/yr.

Do Massachusetts and Oregon have the same federal taxes?

Yes. Federal income tax, Social Security, and Medicare are the same in every state. Only state income tax differs. This calculator shows the combined effect of federal and state taxes on your take-home pay.

Is it cheaper to live in Massachusetts or Oregon?

Oregon is cheaper to live in. Cost of living in Massachusetts is 8% higher than in Oregon. Massachusetts's Regional Price Parity is 110.8 and Oregon's is 102.6 (US average = 100).

Is Oregon cheaper than Massachusetts?

Yes. Oregon has a lower cost of living than Massachusetts (index 102.6 vs 110.8). Housing is typically the biggest difference between the two states.

Is Massachusetts more expensive than Oregon?

Yes. Massachusetts has a higher cost of living (index 110.8) compared to Oregon (index 102.6). The national average is 100. Housing costs are typically the largest driver of the difference.

After cost of living, which state is actually cheaper?

At a $100,000 salary, take-home pay of $74,180 in Massachusetts has the purchasing power of $80,109 in Oregon terms. Conversely, $70,715 in Oregon equals $65,482 in Massachusetts terms. After adjusting for both taxes and cost of living, Massachusetts comes out ahead.

Massachusetts vs Oregon cost of living — what's the difference?

The overall cost of living is 8% different between Massachusetts and Oregon. Living costs are 11% above the national average Living costs are about 3% above the national average After taxes and cost of living, Massachusetts gives you more purchasing power on a $100,000 salary.

Do I need to file state tax returns in both Massachusetts and Oregon?

Massachusetts requires residents to file a state income tax return annually, typically due April 15. Oregon requires residents to file a state income tax return annually, typically due April 15. If you move between states mid-year, you typically file a part-year resident return in each state for the income earned while living there. Each state has its own tax return form — check your state's department of revenue website for the correct form and e-filing options.

Related tools

Massachusetts Paycheck Estimator · Oregon Paycheck Estimator · All states