Maine vs Montana Paycheck Comparison 2026

Annual salary

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Annual salary

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Additional options (filing status, deductions)
Filing status
$
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You take home $1,082/yr more in Montana

$90/mo · $42/paycheck more

Maine
Montana

$56,724/yr in Maine vs $57,806/yr in Montana.

Maine

Take-home per paycheck

$2,181.69

$56,724/yr · 26x/yr

Federal tax$7,67010%
State tax$4,8696%
Social Security$4,6506%
Medicare$1,0881%
Take-home$56,72476%
Tax rates
Effective: 24.4%Marginal fed: 22.0%Marginal state: 7.1%

Montana

Take-home per paycheck

$2,223.32

$57,806/yr · 26x/yr

Federal tax$7,67010%
State tax$3,7865%
Social Security$4,6506%
Medicare$1,0881%
Take-home$57,80677%
Tax rates
Effective: 22.9%Marginal fed: 22.0%Marginal state: 5.7%

Cost of living comparison

Cost of living in Maine is 18% higher than in Montana.

At a $75,000 salary, take-home pay of $56,724 in Maine has the purchasing power of $66,803 in Montana terms.

After adjusting for cost of living, Maine comes out ahead by $8,997/yr.

Housing
Median home$380,000vs$410,000
Maine
Montana
8% more
Avg 2BR rent$1,900/movs$1,322/mo
Maine
44% more
Montana
Groceries
Index
Maine
Montana
1% more
Transportation
Regular gas$3.47/galvs$3.19/gal
Maine
9% more
Montana
Utilities
Electric bill$174/movs$96/mo
Maine
82% more
Montana
Healthcare
Index
Maine
8% more
Montana
Childcare & Misc
Infant childcare$13,310/yrvs$12,778/yr
Maine
4% more
Montana

Estimate based on 2026 tax rates and standard deductions. Does not include local taxes, itemized deductions, tax credits, or other individual circumstances.

Tax system comparison

Maine: Maine uses a progressive income tax with 3 brackets ranging from 5.80% to 7.15%.

Montana: Montana uses a progressive income tax with 2 brackets ranging from 4.70% to 5.65%.

Take-home pay at different salaries (single filer, 2026)

Salary Maine take-home Montana take-home Difference
$50,000 $39,227 $39,981 -$754
$75,000 $56,724 $57,806 -$1,082
$100,000 $72,524 $73,981 -$1,457
$150,000 $103,560 $105,767 -$2,207
$200,000 $135,121 $138,078 -$2,957
$300,000 $194,221 $198,678 -$4,457

Positive values mean higher take-home in Maine. Assumes single filer, no deductions.

FAQ

Which state has lower taxes, Maine or Montana?

At a $100,000 salary, Montana results in $1,457 more annual take-home pay. Maine uses a progressive income tax with 3 brackets ranging from 5.80% to 7.15%. Montana uses a progressive income tax with 2 brackets ranging from 4.70% to 5.65%.

How much more do you take home in Montana vs the other state?

The difference depends on salary. At $50,000, the gap is $754/yr. At $150,000, it grows to $2,207/yr. At $300,000, the difference is $4,457/yr.

Do Maine and Montana have the same federal taxes?

Yes. Federal income tax, Social Security, and Medicare are the same in every state. Only state income tax differs. This calculator shows the combined effect of federal and state taxes on your take-home pay.

Is it cheaper to live in Maine or Montana?

Montana is cheaper to live in. Cost of living in Maine is 4% higher than in Montana. Maine's Regional Price Parity is 100.8 and Montana's is 97.2 (US average = 100).

Is Montana cheaper than Maine?

Yes. Montana has a lower cost of living than Maine (index 97.2 vs 100.8). Housing is typically the biggest difference between the two states.

Is Maine more expensive than Montana?

Yes. Maine has a higher cost of living (index 100.8) compared to Montana (index 97.2). The national average is 100. Housing costs are typically the largest driver of the difference.

After cost of living, which state is actually cheaper?

At a $100,000 salary, take-home pay of $72,524 in Maine has the purchasing power of $75,210 in Montana terms. Conversely, $73,981 in Montana equals $71,339 in Maine terms. After adjusting for both taxes and cost of living, Maine comes out ahead.

Maine vs Montana cost of living — what's the difference?

The overall cost of living is 4% different between Maine and Montana. Living costs are about at the national average Living costs are about 3% below the national average After taxes and cost of living, Maine gives you more purchasing power on a $100,000 salary.

Do I need to file state tax returns in both Maine and Montana?

Maine requires residents to file a state income tax return annually, typically due April 15. Montana requires residents to file a state income tax return annually, typically due April 15. If you move between states mid-year, you typically file a part-year resident return in each state for the income earned while living there. Each state has its own tax return form — check your state's department of revenue website for the correct form and e-filing options.

Related tools

Maine Paycheck Estimator · Montana Paycheck Estimator · All states