Kentucky vs South Carolina Paycheck Comparison 2026

Annual salary

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Annual salary

$
Additional options (filing status, deductions)
Filing status
$
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You take home $1,482/yr more in Kentucky

$123/mo · $57/paycheck more

Kentucky
South Carolina

$58,968/yr in Kentucky vs $57,486/yr in South Carolina.

Kentucky

Take-home per paycheck

$2,267.98

$58,968/yr · 26x/yr

Federal tax$7,67010%
State tax$2,6254%
Social Security$4,6506%
Medicare$1,0881%
Take-home$58,96879%
Tax rates
Effective: 21.4%Marginal fed: 22.0%Marginal state: 3.5%

South Carolina

Take-home per paycheck

$2,210.98

$57,486/yr · 26x/yr

Federal tax$7,67010%
State tax$4,1075%
Social Security$4,6506%
Medicare$1,0881%
Take-home$57,48677%
Tax rates
Effective: 23.4%Marginal fed: 22.0%Marginal state: 6.4%

Cost of living comparison

Cost of living in Kentucky and South Carolina is about the same.

At a $75,000 salary, take-home pay of $58,968 in Kentucky has the purchasing power of $58,204 in South Carolina terms.

After adjusting for cost of living, Kentucky comes out ahead by $718/yr.

Housing
Median home$195,000vs$285,000
Kentucky
South Carolina
46% more
Avg 2BR rent$1,047/movs$1,128/mo
Kentucky
South Carolina
8% more
Groceries
Index
Kentucky
1% more
South Carolina
Transportation
Regular gas$3.16/galvs$3.21/gal
Kentucky
South Carolina
2% more
Utilities
Electric bill$89/movs$97/mo
Kentucky
South Carolina
8% more
Healthcare
Index
Kentucky
South Carolina
1% more
Childcare & Misc
Infant childcare$8,756/yrvs$11,512/yr
Kentucky
South Carolina
31% more

Estimate based on 2026 tax rates and standard deductions. Does not include local taxes, itemized deductions, tax credits, or other individual circumstances.

Tax system comparison

Kentucky: Kentucky has a flat state income tax of 3.50%. All taxable income is taxed at the same rate.

South Carolina: South Carolina uses a progressive income tax with 3 brackets ranging from 0.00% to 6.40%.

Take-home pay at different salaries (single filer, 2026)

Salary Kentucky take-home South Carolina take-home Difference
$50,000 $40,605 $39,848 + $757
$75,000 $58,968 $57,486 + $1,482
$100,000 $75,680 $73,473 + $2,207
$150,000 $108,541 $104,884 + $3,657
$200,000 $141,927 $136,820 + $5,107
$300,000 $204,677 $196,670 + $8,007

Positive values mean higher take-home in Kentucky. Assumes single filer, no deductions.

FAQ

Which state has lower taxes, Kentucky or South Carolina?

At a $100,000 salary, Kentucky results in $2,207 more annual take-home pay. Kentucky has a flat state income tax of 3.50%. All taxable income is taxed at the same rate. South Carolina uses a progressive income tax with 3 brackets ranging from 0.00% to 6.40%.

How much more do you take home in Kentucky vs the other state?

The difference depends on salary. At $50,000, the gap is $757/yr. At $150,000, it grows to $3,657/yr. At $300,000, the difference is $8,007/yr.

Do Kentucky and South Carolina have the same federal taxes?

Yes. Federal income tax, Social Security, and Medicare are the same in every state. Only state income tax differs. This calculator shows the combined effect of federal and state taxes on your take-home pay.

Is it cheaper to live in Kentucky or South Carolina?

Kentucky is cheaper to live in. Cost of living in Kentucky is 3% lower than in South Carolina. Kentucky's Regional Price Parity is 88.3 and South Carolina's is 91.3 (US average = 100).

Is Kentucky cheaper than South Carolina?

Yes. Kentucky has a lower cost of living than South Carolina (index 88.3 vs 91.3). Housing is typically the biggest difference between the two states.

Is South Carolina more expensive than Kentucky?

Yes. South Carolina has a higher cost of living (index 91.3) compared to Kentucky (index 88.3). The national average is 100. Housing costs are typically the largest driver of the difference.

After cost of living, which state is actually cheaper?

At a $100,000 salary, take-home pay of $75,680 in Kentucky has the purchasing power of $73,193 in South Carolina terms. Conversely, $73,473 in South Carolina equals $75,969 in Kentucky terms. After adjusting for both taxes and cost of living, South Carolina comes out ahead.

Kentucky vs South Carolina cost of living — what's the difference?

The overall cost of living is 3% different between Kentucky and South Carolina. Living costs are 12% below the national average Living costs are 9% below the national average After taxes and cost of living, South Carolina gives you more purchasing power on a $100,000 salary.

Do I need to file state tax returns in both Kentucky and South Carolina?

Kentucky requires residents to file a state income tax return annually, typically due April 15. South Carolina requires residents to file a state income tax return annually, typically due April 15. If you move between states mid-year, you typically file a part-year resident return in each state for the income earned while living there. Each state has its own tax return form — check your state's department of revenue website for the correct form and e-filing options.

Related tools

Kentucky Paycheck Estimator · South Carolina Paycheck Estimator · All states