Indiana vs New Hampshire Paycheck Comparison 2026

Annual salary

$

Annual salary

$
Additional options (filing status, deductions)
Filing status
$
$

You take home $2,213/yr more in New Hampshire

$184/mo · $85/paycheck more

Indiana
New Hampshire

$59,380/yr in Indiana vs $61,593/yr in New Hampshire.

Indiana

Take-home per paycheck

$2,283.85

$59,380/yr · 26x/yr

Federal tax$7,67010%
State tax$2,2133%
Social Security$4,6506%
Medicare$1,0881%
Take-home$59,38079%
Tax rates
Effective: 20.8%Marginal fed: 22.0%Marginal state: 2.9%

New Hampshire

Take-home per paycheck

$2,368.94

$61,593/yr · 26x/yr

Federal tax$7,67010%
Social Security$4,6506%
Medicare$1,0881%
Take-home$61,59382%
Tax rates
Effective: 17.9%Marginal fed: 22.0%

Cost of living comparison

Cost of living in Indiana is 18% lower than in New Hampshire.

At a $75,000 salary, take-home pay of $59,380 in Indiana has the purchasing power of $48,740 in New Hampshire terms.

After adjusting for cost of living, New Hampshire comes out ahead by $12,853/yr.

Housing
Median home$230,000vs$465,000
Indiana
New Hampshire
102% more
Avg 2BR rent$1,056/movs$1,618/mo
Indiana
New Hampshire
53% more
Groceries
Index
Indiana
New Hampshire
Transportation
Regular gas$3.49/galvs$3.42/gal
Indiana
2% more
New Hampshire
Utilities
Electric bill$101/movs$183/mo
Indiana
New Hampshire
81% more
Healthcare
Index
Indiana
New Hampshire
12% more
Childcare & Misc
Infant childcare$14,471/yrvs$17,364/yr
Indiana
New Hampshire
20% more

Estimate based on 2026 tax rates and standard deductions. Does not include local taxes, itemized deductions, tax credits, or other individual circumstances.

Tax system comparison

Indiana: Indiana has a flat state income tax of 2.95%. All taxable income is taxed at the same rate.

New Hampshire: New Hampshire has no state income tax. Residents pay only federal income tax, Social Security, and Medicare.

Take-home pay at different salaries (single filer, 2026)

Salary Indiana take-home New Hampshire take-home Difference
$50,000 $40,880 $42,355 -$1,475
$75,000 $59,380 $61,593 -$2,212
$100,000 $76,230 $79,180 -$2,950
$150,000 $109,366 $113,791 -$4,425
$200,000 $143,027 $148,927 -$5,900
$300,000 $206,327 $215,177 -$8,850

Positive values mean higher take-home in Indiana. Assumes single filer, no deductions.

FAQ

Which state has lower taxes, Indiana or New Hampshire?

At a $100,000 salary, New Hampshire results in $2,950 more annual take-home pay. Indiana has a flat state income tax of 2.95%. All taxable income is taxed at the same rate. New Hampshire has no state income tax. Residents pay only federal income tax, Social Security, and Medicare.

How much more do you take home in New Hampshire vs the other state?

The difference depends on salary. At $50,000, the gap is $1,475/yr. At $150,000, it grows to $4,425/yr. At $300,000, the difference is $8,850/yr.

Do Indiana and New Hampshire have the same federal taxes?

Yes. Federal income tax, Social Security, and Medicare are the same in every state. Only state income tax differs. This calculator shows the combined effect of federal and state taxes on your take-home pay.

Is it cheaper to live in Indiana or New Hampshire?

Indiana is cheaper to live in. Cost of living in Indiana is 15% lower than in New Hampshire. Indiana's Regional Price Parity is 90.6 and New Hampshire's is 106.1 (US average = 100).

Is Indiana cheaper than New Hampshire?

Yes. Indiana has a lower cost of living than New Hampshire (index 90.6 vs 106.1). Housing is typically the biggest difference between the two states.

Is New Hampshire more expensive than Indiana?

Yes. New Hampshire has a higher cost of living (index 106.1) compared to Indiana (index 90.6). The national average is 100. Housing costs are typically the largest driver of the difference.

After cost of living, which state is actually cheaper?

At a $100,000 salary, take-home pay of $76,230 in Indiana has the purchasing power of $65,094 in New Hampshire terms. Conversely, $79,180 in New Hampshire equals $92,726 in Indiana terms. After adjusting for both taxes and cost of living, New Hampshire comes out ahead.

Indiana vs New Hampshire cost of living — what's the difference?

The overall cost of living is 16% different between Indiana and New Hampshire. Living costs are 9% below the national average Living costs are 6% above the national average After taxes and cost of living, New Hampshire gives you more purchasing power on a $100,000 salary.

Do I need to file state tax returns in both Indiana and New Hampshire?

Indiana requires residents to file a state income tax return annually, typically due April 15. New Hampshire has no state income tax, so residents do not file a state tax return. If you move between states mid-year, you typically file a part-year resident return in each state for the income earned while living there. Each state has its own tax return form — check your state's department of revenue website for the correct form and e-filing options.

Related tools

Indiana Paycheck Estimator · New Hampshire Paycheck Estimator · All states