Illinois vs Vermont Paycheck Comparison 2026

Annual salary

$

Annual salary

$
Additional options (filing status, deductions)
Filing status
$
$

You take home $238/yr more in Vermont

$20/mo · $9/paycheck more

Illinois
Vermont

$57,880/yr in Illinois vs $58,118/yr in Vermont.

Illinois

Take-home per paycheck

$2,226.15

$57,880/yr · 26x/yr

Federal tax$7,67010%
State tax$3,7135%
Social Security$4,6506%
Medicare$1,0881%
Take-home$57,88077%
Tax rates
Effective: 22.8%Marginal fed: 22.0%Marginal state: 5.0%

Vermont

Take-home per paycheck

$2,235.31

$58,118/yr · 26x/yr

Federal tax$7,67010%
State tax$3,4755%
Social Security$4,6506%
Medicare$1,0881%
Take-home$58,11877%
Tax rates
Effective: 22.5%Marginal fed: 22.0%Marginal state: 6.6%

Cost of living comparison

Cost of living in Illinois is 16% lower than in Vermont.

At a $75,000 salary, take-home pay of $57,880 in Illinois has the purchasing power of $48,446 in Vermont terms.

After adjusting for cost of living, Vermont comes out ahead by $9,672/yr.

Housing
Median home$260,000vs$370,000
Illinois
Vermont
42% more
Avg 2BR rent$1,180/movs$1,806/mo
Illinois
Vermont
53% more
Groceries
Index
Illinois
Vermont
6% more
Transportation
Regular gas$3.60/galvs$3.44/gal
Illinois
5% more
Vermont
Utilities
Electric bill$108/movs$163/mo
Illinois
Vermont
51% more
Healthcare
Index
Illinois
Vermont
7% more
Childcare & Misc
Infant childcare$16,107/yrvs$18,836/yr
Illinois
Vermont
17% more

Estimate based on 2026 tax rates and standard deductions. Does not include local taxes, itemized deductions, tax credits, or other individual circumstances.

Tax system comparison

Illinois: Illinois has a flat state income tax of 4.95%. All taxable income is taxed at the same rate.

Vermont: Vermont uses a progressive income tax with 4 brackets ranging from 3.35% to 8.75%.

Take-home pay at different salaries (single filer, 2026)

Salary Illinois take-home Vermont take-home Difference
$50,000 $39,880 $40,531 -$650
$75,000 $57,880 $58,118 -$238
$100,000 $74,230 $74,056 + $175
$150,000 $106,366 $104,967 + $1,399
$200,000 $139,027 $136,303 + $2,724
$300,000 $200,327 $194,143 + $6,184

Positive values mean higher take-home in Illinois. Assumes single filer, no deductions.

FAQ

Which state has lower taxes, Illinois or Vermont?

At a $100,000 salary, Illinois results in $175 more annual take-home pay. Illinois has a flat state income tax of 4.95%. All taxable income is taxed at the same rate. Vermont uses a progressive income tax with 4 brackets ranging from 3.35% to 8.75%.

How much more do you take home in Illinois vs the other state?

The difference depends on salary. At $50,000, the gap is $651/yr. At $150,000, it grows to $1,399/yr. At $300,000, the difference is $6,184/yr.

Do Illinois and Vermont have the same federal taxes?

Yes. Federal income tax, Social Security, and Medicare are the same in every state. Only state income tax differs. This calculator shows the combined effect of federal and state taxes on your take-home pay.

Is it cheaper to live in Illinois or Vermont?

Illinois is cheaper to live in. Cost of living in Illinois is 6% lower than in Vermont. Illinois's Regional Price Parity is 97.1 and Vermont's is 103.2 (US average = 100).

Is Illinois cheaper than Vermont?

Yes. Illinois has a lower cost of living than Vermont (index 97.1 vs 103.2). Housing is typically the biggest difference between the two states.

Is Vermont more expensive than Illinois?

Yes. Vermont has a higher cost of living (index 103.2) compared to Illinois (index 97.1). The national average is 100. Housing costs are typically the largest driver of the difference.

After cost of living, which state is actually cheaper?

At a $100,000 salary, take-home pay of $74,230 in Illinois has the purchasing power of $69,842 in Vermont terms. Conversely, $74,056 in Vermont equals $78,708 in Illinois terms. After adjusting for both taxes and cost of living, Vermont comes out ahead.

Illinois vs Vermont cost of living — what's the difference?

The overall cost of living is 6% different between Illinois and Vermont. Living costs are about 3% below the national average Living costs are about 3% above the national average After taxes and cost of living, Vermont gives you more purchasing power on a $100,000 salary.

Related tools

Illinois Paycheck Estimator · Vermont Paycheck Estimator · All states