Illinois vs Rhode Island Paycheck Comparison 2026
Annual salary
Annual salary
Additional options (filing status, deductions)
You take home $900/yr more in Rhode Island
$75/mo · $35/paycheck more
$57,880/yr in Illinois vs $58,780/yr in Rhode Island.
Illinois
Take-home per paycheck
$2,226.15
$57,880/yr · 26x/yr
Tax rates
Rhode Island
Take-home per paycheck
$2,260.77
$58,780/yr · 26x/yr
Tax rates
Cost of living comparison
Cost of living in Illinois is 14% lower than in Rhode Island.
At a $75,000 salary, take-home pay of $57,880 in Illinois has the purchasing power of $49,671 in Rhode Island terms.
After adjusting for cost of living, Rhode Island comes out ahead by $9,109/yr.
Estimate based on 2026 tax rates and standard deductions. Does not include local taxes, itemized deductions, tax credits, or other individual circumstances.
Tax system comparison
Illinois: Illinois has a flat state income tax of 4.95%. All taxable income is taxed at the same rate.
Rhode Island: Rhode Island uses a progressive income tax with 3 brackets ranging from 3.75% to 5.99%.
Take-home pay at different salaries (single filer, 2026)
| Salary | Illinois take-home | Rhode Island take-home | Difference |
|---|---|---|---|
| $50,000 | $39,880 | $40,480 | -$600 |
| $75,000 | $57,880 | $58,780 | -$900 |
| $100,000 | $74,230 | $75,205 | -$974 |
| $150,000 | $106,366 | $107,441 | -$1,074 |
| $200,000 | $139,027 | $139,905 | -$878 |
| $300,000 | $200,327 | $200,164 | + $162 |
Positive values mean higher take-home in Illinois. Assumes single filer, no deductions.
FAQ
Which state has lower taxes, Illinois or Rhode Island?
At a $100,000 salary, Rhode Island results in $975 more annual take-home pay. Illinois has a flat state income tax of 4.95%. All taxable income is taxed at the same rate. Rhode Island uses a progressive income tax with 3 brackets ranging from 3.75% to 5.99%.
How much more do you take home in Rhode Island vs the other state?
The difference depends on salary. At $50,000, the gap is $600/yr. At $150,000, it grows to $1,075/yr. At $300,000, the difference is $162/yr.
Do Illinois and Rhode Island have the same federal taxes?
Yes. Federal income tax, Social Security, and Medicare are the same in every state. Only state income tax differs. This calculator shows the combined effect of federal and state taxes on your take-home pay.
Is it cheaper to live in Illinois or Rhode Island?
Illinois is cheaper to live in. Cost of living in Illinois is 4% lower than in Rhode Island. Illinois's Regional Price Parity is 97.1 and Rhode Island's is 100.9 (US average = 100).
Is Illinois cheaper than Rhode Island?
Yes. Illinois has a lower cost of living than Rhode Island (index 97.1 vs 100.9). Housing is typically the biggest difference between the two states.
Is Rhode Island more expensive than Illinois?
Yes. Rhode Island has a higher cost of living (index 100.9) compared to Illinois (index 97.1). The national average is 100. Housing costs are typically the largest driver of the difference.
After cost of living, which state is actually cheaper?
At a $100,000 salary, take-home pay of $74,230 in Illinois has the purchasing power of $71,434 in Rhode Island terms. Conversely, $75,205 in Rhode Island equals $78,148 in Illinois terms. After adjusting for both taxes and cost of living, Rhode Island comes out ahead.
Illinois vs Rhode Island cost of living — what's the difference?
The overall cost of living is 4% different between Illinois and Rhode Island. Living costs are about 3% below the national average Living costs are about 1% above the national average After taxes and cost of living, Rhode Island gives you more purchasing power on a $100,000 salary.
Related tools
- Illinois vs Rhode Island Cost of Living — Compare housing, groceries, utilities, and overall expenses
- How much house can you afford in Illinois?
- How much house can you afford in Rhode Island?
Illinois Paycheck Estimator · Rhode Island Paycheck Estimator · All states