Idaho vs Montana Paycheck Comparison 2026
Annual salary
Annual salary
Additional options (filing status, deductions)
You take home $485/yr more in Montana
$40/mo · $19/paycheck more
$57,321/yr in Idaho vs $57,806/yr in Montana.
Idaho
Take-home per paycheck
$2,204.66
$57,321/yr · 26x/yr
Tax rates
Montana
Take-home per paycheck
$2,223.32
$57,806/yr · 26x/yr
Tax rates
Cost of living comparison
Cost of living in Idaho is 3% higher than in Montana.
At a $75,000 salary, take-home pay of $57,321 in Idaho has the purchasing power of $58,802 in Montana terms.
After adjusting for cost of living, Idaho comes out ahead by $996/yr.
Estimate based on 2026 tax rates and standard deductions. Does not include local taxes, itemized deductions, tax credits, or other individual circumstances.
Tax system comparison
Idaho: Idaho has a flat state income tax of 5.70%. All taxable income is taxed at the same rate.
Montana: Montana uses a progressive income tax with 2 brackets ranging from 4.70% to 5.65%.
Take-home pay at different salaries (single filer, 2026)
| Salary | Idaho take-home | Montana take-home | Difference |
|---|---|---|---|
| $50,000 | $39,508 | $39,981 | -$474 |
| $75,000 | $57,321 | $57,806 | -$485 |
| $100,000 | $73,485 | $73,981 | -$496 |
| $150,000 | $105,249 | $105,767 | -$519 |
| $200,000 | $137,537 | $138,078 | -$541 |
| $300,000 | $198,092 | $198,678 | -$586 |
Positive values mean higher take-home in Idaho. Assumes single filer, no deductions.
FAQ
Which state has lower taxes, Idaho or Montana?
At a $100,000 salary, Montana results in $496 more annual take-home pay. Idaho has a flat state income tax of 5.70%. All taxable income is taxed at the same rate. Montana uses a progressive income tax with 2 brackets ranging from 4.70% to 5.65%.
How much more do you take home in Montana vs the other state?
The difference depends on salary. At $50,000, the gap is $474/yr. At $150,000, it grows to $519/yr. At $300,000, the difference is $586/yr.
Do Idaho and Montana have the same federal taxes?
Yes. Federal income tax, Social Security, and Medicare are the same in every state. Only state income tax differs. This calculator shows the combined effect of federal and state taxes on your take-home pay.
Is it cheaper to live in Idaho or Montana?
Idaho is cheaper to live in. Cost of living in Idaho is 1% lower than in Montana. Idaho's Regional Price Parity is 95.9 and Montana's is 97.2 (US average = 100).
Is Idaho cheaper than Montana?
Yes. Idaho has a lower cost of living than Montana (index 95.9 vs 97.2). Housing is typically the biggest difference between the two states.
Is Montana more expensive than Idaho?
Yes. Montana has a higher cost of living (index 97.2) compared to Idaho (index 95.9). The national average is 100. Housing costs are typically the largest driver of the difference.
After cost of living, which state is actually cheaper?
At a $100,000 salary, take-home pay of $73,485 in Idaho has the purchasing power of $72,502 in Montana terms. Conversely, $73,981 in Montana equals $74,984 in Idaho terms. After adjusting for both taxes and cost of living, Montana comes out ahead.
Idaho vs Montana cost of living — what's the difference?
The overall cost of living is 1% different between Idaho and Montana. Living costs are about 4% below the national average Living costs are about 3% below the national average After taxes and cost of living, Montana gives you more purchasing power on a $100,000 salary.
Related tools
- Idaho vs Montana Cost of Living — Compare housing, groceries, utilities, and overall expenses
- How much house can you afford in Idaho?
- How much house can you afford in Montana?
Idaho Paycheck Estimator · Montana Paycheck Estimator · All states