Georgia vs Illinois Paycheck Comparison 2026

Annual salary

$

Annual salary

$
Additional options (filing status, deductions)
Filing status
$
$

You take home $105/yr more in Illinois

$9/mo · $4/paycheck more

Georgia
Illinois

$57,775/yr in Georgia vs $57,880/yr in Illinois.

Georgia

Take-home per paycheck

$2,222.12

$57,775/yr · 26x/yr

Federal tax$7,67010%
State tax$3,8185%
Social Security$4,6506%
Medicare$1,0881%
Take-home$57,77577%
Tax rates
Effective: 23.0%Marginal fed: 22.0%Marginal state: 5.1%

Illinois

Take-home per paycheck

$2,226.15

$57,880/yr · 26x/yr

Federal tax$7,67010%
State tax$3,7135%
Social Security$4,6506%
Medicare$1,0881%
Take-home$57,88077%
Tax rates
Effective: 22.8%Marginal fed: 22.0%Marginal state: 5.0%

Cost of living comparison

Cost of living in Georgia is 3% lower than in Illinois.

At a $75,000 salary, take-home pay of $57,775 in Georgia has the purchasing power of $56,072 in Illinois terms.

After adjusting for cost of living, Illinois comes out ahead by $1,808/yr.

Housing
Median home$310,000vs$260,000
Georgia
19% more
Illinois
Avg 2BR rent$1,116/movs$1,180/mo
Georgia
Illinois
6% more
Groceries
Index
Georgia
Illinois
2% more
Transportation
Regular gas$3.32/galvs$3.60/gal
Georgia
Illinois
8% more
Utilities
Electric bill$101/movs$108/mo
Georgia
Illinois
7% more
Healthcare
Index
Georgia
Illinois
7% more
Childcare & Misc
Infant childcare$11,863/yrvs$16,107/yr
Georgia
Illinois
36% more

Estimate based on 2026 tax rates and standard deductions. Does not include local taxes, itemized deductions, tax credits, or other individual circumstances.

Tax system comparison

Georgia: Georgia has a flat state income tax of 5.09%. All taxable income is taxed at the same rate.

Illinois: Illinois has a flat state income tax of 4.95%. All taxable income is taxed at the same rate.

Take-home pay at different salaries (single filer, 2026)

Salary Georgia take-home Illinois take-home Difference
$50,000 $39,810 $39,880 -$70
$75,000 $57,775 $57,880 -$105
$100,000 $74,090 $74,230 -$140
$150,000 $106,156 $106,366 -$210
$200,000 $138,747 $139,027 -$280
$300,000 $199,907 $200,327 -$420

Positive values mean higher take-home in Georgia. Assumes single filer, no deductions.

FAQ

Which state has lower taxes, Georgia or Illinois?

At a $100,000 salary, Illinois results in $140 more annual take-home pay. Georgia has a flat state income tax of 5.09%. All taxable income is taxed at the same rate. Illinois has a flat state income tax of 4.95%. All taxable income is taxed at the same rate.

How much more do you take home in Illinois vs the other state?

The difference depends on salary. At $50,000, the gap is $70/yr. At $150,000, it grows to $210/yr. At $300,000, the difference is $420/yr.

Do Georgia and Illinois have the same federal taxes?

Yes. Federal income tax, Social Security, and Medicare are the same in every state. Only state income tax differs. This calculator shows the combined effect of federal and state taxes on your take-home pay.

Is it cheaper to live in Georgia or Illinois?

Georgia is cheaper to live in. Cost of living in Georgia is 5% lower than in Illinois. Georgia's Regional Price Parity is 92.5 and Illinois's is 97.1 (US average = 100).

Is Georgia cheaper than Illinois?

Yes. Georgia has a lower cost of living than Illinois (index 92.5 vs 97.1). Housing is typically the biggest difference between the two states.

Is Illinois more expensive than Georgia?

Yes. Illinois has a higher cost of living (index 97.1) compared to Georgia (index 92.5). The national average is 100. Housing costs are typically the largest driver of the difference.

After cost of living, which state is actually cheaper?

At a $100,000 salary, take-home pay of $74,090 in Georgia has the purchasing power of $70,580 in Illinois terms. Conversely, $74,230 in Illinois equals $77,921 in Georgia terms. After adjusting for both taxes and cost of living, Illinois comes out ahead.

Georgia vs Illinois cost of living — what's the difference?

The overall cost of living is 5% different between Georgia and Illinois. Living costs are 8% below the national average Living costs are about 3% below the national average After taxes and cost of living, Illinois gives you more purchasing power on a $100,000 salary.

Related tools

Georgia Paycheck Estimator · Illinois Paycheck Estimator · All states