Florida vs Georgia Paycheck Comparison 2026

Annual salary

$

Annual salary

$
Additional options (filing status, deductions)
Filing status
$
$

You take home $3,818/yr more in Florida

$318/mo · $147/paycheck more

Florida
Georgia

$61,593/yr in Florida vs $57,775/yr in Georgia.

Florida

Take-home per paycheck

$2,368.94

$61,593/yr · 26x/yr

Federal tax$7,67010%
Social Security$4,6506%
Medicare$1,0881%
Take-home$61,59382%
Tax rates
Effective: 17.9%Marginal fed: 22.0%

Georgia

Take-home per paycheck

$2,222.12

$57,775/yr · 26x/yr

Federal tax$7,67010%
State tax$3,8185%
Social Security$4,6506%
Medicare$1,0881%
Take-home$57,77577%
Tax rates
Effective: 23.0%Marginal fed: 22.0%Marginal state: 5.1%

Cost of living comparison

Cost of living in Florida is 10% higher than in Georgia.

At a $75,000 salary, take-home pay of $61,593 in Florida has the purchasing power of $67,738 in Georgia terms.

After adjusting for cost of living, Florida comes out ahead by $9,963/yr.

Housing
Median home$385,000vs$310,000
Florida
24% more
Georgia
Avg 2BR rent$1,449/movs$1,116/mo
Florida
30% more
Georgia
Groceries
Index
Florida
7% more
Georgia
Transportation
Regular gas$3.63/galvs$3.32/gal
Florida
9% more
Georgia
Utilities
Electric bill$111/movs$101/mo
Florida
10% more
Georgia
Healthcare
Index
Florida
Georgia
5% more
Childcare & Misc
Infant childcare$13,021/yrvs$11,863/yr
Florida
10% more
Georgia

Estimate based on 2026 tax rates and standard deductions. Does not include local taxes, itemized deductions, tax credits, or other individual circumstances.

Tax system comparison

Florida: Florida has no state income tax. Residents pay only federal income tax, Social Security, and Medicare.

Georgia: Georgia has a flat state income tax of 5.09%. All taxable income is taxed at the same rate.

Take-home pay at different salaries (single filer, 2026)

Salary Florida take-home Georgia take-home Difference
$50,000 $42,355 $39,810 + $2,545
$75,000 $61,593 $57,775 + $3,818
$100,000 $79,180 $74,090 + $5,090
$150,000 $113,791 $106,156 + $7,635
$200,000 $148,927 $138,747 + $10,180
$300,000 $215,177 $199,907 + $15,270

Positive values mean higher take-home in Florida. Assumes single filer, no deductions.

FAQ

Which state has lower taxes, Florida or Georgia?

At a $100,000 salary, Florida results in $5,090 more annual take-home pay. Florida has no state income tax. Residents pay only federal income tax, Social Security, and Medicare. Georgia has a flat state income tax of 5.09%. All taxable income is taxed at the same rate.

How much more do you take home in Florida vs the other state?

The difference depends on salary. At $50,000, the gap is $2,545/yr. At $150,000, it grows to $7,635/yr. At $300,000, the difference is $15,270/yr.

Do Florida and Georgia have the same federal taxes?

Yes. Federal income tax, Social Security, and Medicare are the same in every state. Only state income tax differs. This calculator shows the combined effect of federal and state taxes on your take-home pay.

Is it cheaper to live in Florida or Georgia?

Georgia is cheaper to live in. Cost of living in Florida is 10% higher than in Georgia. Florida's Regional Price Parity is 101.3 and Georgia's is 92.5 (US average = 100).

Is Georgia cheaper than Florida?

Yes. Georgia has a lower cost of living than Florida (index 92.5 vs 101.3). Housing is typically the biggest difference between the two states.

Is Florida more expensive than Georgia?

Yes. Florida has a higher cost of living (index 101.3) compared to Georgia (index 92.5). The national average is 100. Housing costs are typically the largest driver of the difference.

After cost of living, which state is actually cheaper?

At a $100,000 salary, take-home pay of $79,180 in Florida has the purchasing power of $86,713 in Georgia terms. Conversely, $74,090 in Georgia equals $67,654 in Florida terms. After adjusting for both taxes and cost of living, Florida comes out ahead.

Florida vs Georgia cost of living — what's the difference?

The overall cost of living is 9% different between Florida and Georgia. Living costs are about 1% above the national average Living costs are 8% below the national average After taxes and cost of living, Florida gives you more purchasing power on a $100,000 salary.

Related tools

Florida Paycheck Estimator · Georgia Paycheck Estimator · All states